Q3 2021 Financial Institutions Inc Earnings Call Transcript
Hello, and welcome to the Financial Institutions Third Quarter Earnings Release and Conference Call. My name is Emma, and I'll be your operator today. (Operator Instructions) It is now my pleasure to hand the call over to Shelly Doran, Director of Investor Relations to begin. Please go ahead.
Thank you for joining us for today's call. Providing prepared comments will be President and CEO, Martin Birmingham; CFO, Jack Plants; Chief Community Banking Officer, Justin Bigham; and Director of Financial Planning and Analysis, Mike Grover, will join us for Q&A.
Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to yesterday's earnings release and historical SEC filings available on our Investor Relations website, for a safe harbor description and a detailed discussion of the risk
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