Financial Institutions Inc Annual Shareholders Meeting Transcript
Good morning, and welcome to the Financial Institutions, Inc. 2020 Annual Meeting of Shareholders. I would like to introduce Mr. Bob Latella, Chairman of the Board of Directors of Financial Institutions, Inc. and Five Star Bank. Mr. Latella, you may begin.
Thank you, and good morning. It is 10:01 a.m., and I'm pleased to call to order the Annual Meeting of Shareholders of Financial Institutions, Inc. I'm Bob Latella, and as Chair of the Board, I will serve as Chair of this meeting.
We are grateful to be able to conduct our annual meeting virtually through a live audio webcast. This year's change to a virtual format was precipitated by public health concerns surrounding the COVID-19 pandemic. Our primary focus is on the health and well-being of our shareholders, employees, partners and communities, and a virtual meeting eliminates health risks that could arise from an in-person meeting at this time.
In addition, a virtual meeting allows for increased access and
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