Q4 2022 Financial Institutions Inc Earnings Call Transcript
Hello, everyone and welcome to the Financial Institutions Fourth Quarter and Full Year 2022 Earnings Conference Call. My name is Bruno and I will be operating your call today. (Operator Instructions) I will now hand over to your host, Pamela Kennard, Investor Relations analyst. Pamela? Please go ahead.
Thank you for joining us for today's call. Providing prepared comments will be President and CEO, Marty Birmingham; and CFO, Jack Plants. Chief Community Banking Officer, Justin Bigham; and Director of Financial Planning and Analysis, Mike Grover, will join us for Q&A.
Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to yesterday's earnings release and investor presentation as well as historical SEC filings all available on our Investor Relations website for our safe harbor description and a detailed discussion of the risk factors
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