Q1 2020 Financial Institutions Inc Earnings Call Transcript
Good morning, and welcome to the Financial Institutions, Inc. first quarter earnings conference call. (Operator Instructions)
Please also note, today's event is being recorded.
At this time, I'd like to turn the conference call over to Shelly Doran, Vice President of Investor Relations. Ma'am, please go ahead.
Thank you for joining us for today's call. Providing prepared comments will be President and Chief Executive Officer, Marty Birmingham; and Chief Financial Officer, Justin Bigham. They will be joined by Chief Banking and Revenue Officer, Bill Kreienberg; and Director of Financial Planning and Analysis, Mike Grover, for the question-and-answer portion of the call.
Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors.
We refer you to yesterday's earnings release
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