Betterment LLC Buys iShares MSCI USA ESG Optimized ETF, BTC iShares MSCI KLD 400 Social Index Fund, SSGA SPDR S&P 500 Fossil Fuel Free ETF, Sells BTC BlackRock Short Maturity Bond ETF, SSqA SPDR S&P 600 Small Cap Value ETF, Goldman Sachs Access Treasury 0

• New Purchases: SPYX, SHYG, IJS, IWD, IWM, QQQ, VT,
• Added Positions: VEA, VTI, MUB, BNDX, EMB, VWO, AGG, VTV, ESGU, VOE, VTIP, DSI, ESGD, JPST, GSLC, SUSA, GSIE, IEFA, IJJ, ESGE, MBB, VUG, VCLT, SPY, VXUS, TLH, SHY, VB, VIG, VMBS, VOOV, VTEB, IGLB, BIV, BLV, BSV, CMF, EMLP, GEM, HYD, HYLB, SGOL, IVV, IWB, LQD, NYF, PFF, PSP, QAI, SCHD,
• Reduced Positions: NEAR, SHV, SCHF, SCHB, IEMG, ITOT, BND, TFI, SLYV, IWN, IWS, VWOB, VOO, SPYV, SPEM, IVE, HYG, GBIL, FLOT, EMLC, ASHR, VOT, VOOG, IGSB, VNQI, VIOO, VCIT, VBK, TLT, TIP, PCY, SYLD, IAGG, SCHH, SCHE, IWO, PDBC,
• Sold Out: BIL, USIG,

For the details of Betterment LLC's stock buys and sells, go to https://www.gurufocus.com/guru/betterment+llc/current-portfolio/portfolio

1. Vanguard Total Stock Market ETF (VTI) - 24,030,744 shares, 19.73% of the total portfolio. Shares added by 4.16%
2. Vanguard FTSE Developed Markets ETF (VEA) - 74,144,935 shares, 14.76% of the total portfolio. Shares added by 5.72%
3. Vanguard FTSE Emerging Markets ETF (VWO) - 48,699,703 shares, 10.29% of the total portfolio. Shares added by 3.21%
4. Vanguard Total International Bond ETF (BNDX) - 23,555,621 shares, 5.82% of the total portfolio. Shares added by 10.04%
5. Vanguard Value ETF (VTV) - 10,868,780 shares, 5.45% of the total portfolio. Shares added by 5.98%

Betterment LLC initiated holding in SSGA SPDR S&P 500 Fossil Fuel Free ETF. The purchase prices were between $81.2 and $92.98, with an estimated average price of $88.32. The stock is now traded at around $96.600000. The impact to a portfolio due to this purchase was 0.09%. The holding were 236,152 shares as of 2020-12-31.

Betterment LLC initiated holding in BTC iShares 0-5 Year High Yield Corporate Bond ETF. The purchase prices were between $43.72 and $45.44, with an estimated average price of $44.7. The stock is now traded at around $45.645000. The impact to a portfolio due to this purchase was 0.01%. The holding were 65,449 shares as of 2020-12-31.

Betterment LLC initiated holding in PowerShares QQQ Trust Ser 1. The purchase prices were between $269.38 and $313.74, with an estimated average price of $294.04. The stock is now traded at around $332.880000. The impact to a portfolio due to this purchase was less than 0.01%. The holding were 809 shares as of 2020-12-31.

Betterment LLC initiated holding in BTC iShares S&P Small-Cap 600 Value ETF. The purchase prices were between $63.13 and $81.5, with an estimated average price of $72.84. The stock is now traded at around $93.213900. The impact to a portfolio due to this purchase was less than 0.01%. The holding were 2,521 shares as of 2020-12-31.

Betterment LLC initiated holding in BTC iShares Russell 1000 Value ETF. The purchase prices were between $115.33 and $136.73, with an estimated average price of $127.98. The stock is now traded at around $144.450000. The impact to a portfolio due to this purchase was less than 0.01%. The holding were 1,489 shares as of 2020-12-31.

Betterment LLC initiated holding in Vanguard Total World Stock ETF. The purchase prices were between $78.99 and $92.58, with an estimated average price of $86.94. The stock is now traded at around $97.990000. The impact to a portfolio due to this purchase was less than 0.01%. The holding were 5,959 shares as of 2020-12-31.

Betterment LLC added to a holding in iShares MSCI USA ESG Optimized ETF by 28027.98%. The purchase prices were between $74.43 and $86.03, with an estimated average price of $81.36. The stock is now traded at around $90.435000. The impact to a portfolio due to this purchase was 0.29%. The holding were 793,209 shares as of 2020-12-31.

Betterment LLC added to a holding in BTC iShares MSCI KLD 400 Social Index Fund by 56.32%. The purchase prices were between $62.03 and $71.54, with an estimated average price of $67.64. The stock is now traded at around $75.310000. The impact to a portfolio due to this purchase was 0.12%. The holding were 1,086,928 shares as of 2020-12-31.

Betterment LLC added to a holding in iShares MSCI EAFE ESG Select ETF by 20.89%. The purchase prices were between $61.15 and $73.67, with an estimated average price of $68.47. The stock is now traded at around $76.277100. The impact to a portfolio due to this purchase was 0.08%. The holding were 1,521,167 shares as of 2020-12-31.

Betterment LLC added to a holding in BTC MSCI USA ESG Select ETF by 94.52%. The purchase prices were between $80.08 and $162.52, with an estimated average price of $132.85. The stock is now traded at around $86.830000. The impact to a portfolio due to this purchase was 0.05%. The holding were 327,992 shares as of 2020-12-31.

Betterment LLC added to a holding in BTC iShares S&P Mid-Cap 400 Value ETF by 48.09%. The purchase prices were between $68.97 and $86.35, with an estimated average price of $78.35. The stock is now traded at around $94.370000. The impact to a portfolio due to this purchase was 0.02%. The holding were 132,669 shares as of 2020-12-31.

Betterment LLC added to a holding in iShares MBS ETF by 24.45%. The purchase prices were between $109.9 and $110.3, with an estimated average price of $110.11. The stock is now traded at around $109.720000. The impact to a portfolio due to this purchase was 0.01%. The holding were 68,608 shares as of 2020-12-31.

Betterment LLC sold out a holding in SPDR Bloomberg Barclays 1-3 Month T-Bill ETF. The sale prices were between $91.51 and $91.53, with an estimated average price of $91.52.

Betterment LLC sold out a holding in iShares U.S. Credit Bond ETF. The sale prices were between $60.4 and $62.05, with an estimated average price of $61.26.