Q4 2022 Synchrony Financial Earnings Call Transcript

Jan 23, 2024

Jan 23, 2023 / 01:00PM GMT
Operator

Good morning, and welcome to the Synchrony Financial Fourth Quarter 2022 Earnings Conference Call. Please refer to the company's Investor Relations website for access to their earnings materials. Please be advised that today's conference call is being recorded. (Operator Instructions) I will turn the call over to Kathryn Miller, Senior Vice President of Investor Relations. Thank you. You may begin.

Margaret M. Keane - Synchrony Financial - Executive Chair of the Board

Thank you, and good morning, everyone. Welcome to our quarterly earnings conference call. In addition to today's press release, we have provided a presentation that covers the topics we plan to address during our call. The press release, detailed financial schedules and presentation are available on our website, synchronyfinancial.com. This information can be accessed by going to the Investor Relations section of the website.

Before we get started, I wanted to remind you that our comments today will include forward-looking statements. These statements are subject to risks and uncertainty,

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