Q4 2018 Consumer Portfolio Services Inc Earnings Call Transcript

Feb 13, 2019 / 06:00PM GMT
Operator

Good day, everyone, and welcome to the Consumer Portfolio Services 2018 Fourth Quarter and Full Year Earnings Conference Call. Today's call is being recorded.

Before we begin, management has asked me to inform you that this conference call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Any statements made during this call that are not statements of historical fact may be deemed to be forward-looking statements. Such forward-looking statements are subject to certain risks that could cause actual results to differ materially from those projected. I refer you to the company's SEC filings for further clarification. The company assumes no obligation to update publicly any forward-looking statements, whether as a result of new information, future events or otherwise.

With us here now is Mr. Charles Bradley, Chief Executive Officer; and Mr. Jeffrey Fritz, Chief Financial Officer of Consumer Portfolio Services.

I will now turn the call over to you, Mr. Bradley.

Charles E. Bradley -

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