Q2 2023 Lexinfintech Holdings Ltd Earnings Call Transcript

Feb 07, 2024

Aug 30, 2023 / 02:00AM GMT
Operator

Hello, and welcome to the LexinFintech Second Quarter 2023 Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. It is now my pleasure to introduce IR Director Mandy Dong.

Mandy Dong -

Thank you. Hello, everyone. Welcome to Lexin's second quarter 2023 earnings conference call. Our results were issued earlier today and can be found on our IR website. Joining me today are our CEO, Jay Xiao; President, Jared Wu; and CFO, James Zheng.

Before we get started, I'd like to remind you of our safe harbor statement in our earnings press release, which also applies to this call.

During the call, we may refer to business outlook and the forward-looking statements, which are based on our current plans, estimates and projections. The actual results may differ materially, and we undertake no obligation to update any forward looking statements.

Last, unless otherwise stated, all figures mentioned are in RMB.

Jay will first provide an update on our overall performance. James will cover the

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