Q3 2019 Regional Management Corp Earnings Call Transcript

Nov 06, 2019 / 10:00PM GMT
Operator

Thank you for standing by. This is the conference operator. Welcome to the Regional Management Corp.'s Third Quarter 2019 Earnings Conference Call. (Operator Instructions)

I would now like to turn the conference over to Garrett Edson, Senior Vice President of ICR. Please go ahead.

Garrett Edson - ICR, LLC - SVP

Thank you, and good afternoon. By now, everyone should have access to our earnings announcement and slide presentation, which was released prior to this call and which may also be found on our website at regionalmanagement.com. Before we begin our formal remarks, I need to remind everyone that part of our discussion today may include forward-looking statements, which are based on the expectations, estimates and projections of management as of today. The forward-looking statements in our discussion are subject to various assumptions, risks, uncertainties and other factors that are difficult to predict and which could cause actual results to differ materially from those expressed or implied in the forward-looking statements. These statements are

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