Q2 2022 Banco Santander SA Earnings Call Transcript

Feb 11, 2024

Jul 28, 2022 / 08:00AM GMT
BegoÃ±a MorenÃ©s -

Good morning, everybody, and welcome to Banco Santander's conference to discuss our financial results for the first half of 2022. Just as a reminder, both the results report and the presentation we will be following today are available to you on our website. I'm joined here today by our CEO, Mr. Jose Antonio Alvarez; and our CFO, Mr. Jose Garcia Cantera. Following their presentations, we will open the floor for any questions you may have in the Q&A session.

With this, I will hand over to Mr. Jose Antonio Alvarez. Jose Antonio, the floor is yours.

Jose Antonio Alvarez Alvarez - Banco Santander, S.A. - CEO & Vice Chairman

Thank you, BegoÃ±a, and good morning to everyone. Thank you for joining us this morning. So well, I should start saying that the second quarter, we've been living in a period in which we saw inflation hitting decade high levels, interest rates going up, start to raise, and significant concerns regarding lower economic activity in the future. So this is to sum up a little bit the

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