Q3 2020 Bank of Cyprus Holdings PLC Earnings Call Transcript

Nov 27, 2020 / 09:00AM GMT
Operator

Ladies and gentlemen, thank you for standing by. I'm Myrtle, your Chorus Call operator. Welcome, and thank you for joining the Bank of Cyprus conference call to present and discuss the group financial results for the 9 months ended 30th September 2020. (Operator Instructions) And the conference is being recorded. (Operator Instructions)

At this time, I would like to turn the conference over to Mr. Panicos Nicolaou, Chief Executive Officer; Mrs. Eliza Livadiotou, Executive Director of Finance; and Mr. Demetris Demetriou, Chief Risk Officer. Mr. Nicolaou, you may now proceed.

Panicos Nicolaou - Bank of Cyprus Holdings Public Limited Company - CEO & Executive Director

Thank you, Myrtle. Good morning, everyone. Thank you for joining us. As we announce our regular quarterly results, importantly, today, we are also updating our medium-term strategy, and the majority of our presentation will focus on that. As a result, our Executive Director of Finance, Mrs. Eliza Livadiotou, will give a brief informal update on our 9-month financial results, after which I

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