Full Year 2022 Virgin Money UK PLC Earnings Call for Fixed Income Investors Transcript

Nov 22, 2022

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Nov 22, 2022 / 09:00AM GMT
Operator

Good morning, and thank you for joining the Virgin Money UK PLC 2022 Full Year Results Fixed Income Presentation. (Operator Instructions) I'm now going to hand you over to Justin Fox to commence the call.

Justin Fox - Virgin Money UK PLC - Group Treasurer

Hello, and good morning, everyone. Thank you for taking the time to join us today. I hope you're all well and having a good start to the week. As Jordan just said, I'm Justin Fox, Group Treasurer. And today, as usual, I'm joined by Richard Smith, our Head of Investor Relations; Matthew Harrison, our Head of Treasury Debt Capital Markets; and Gareth McCrorie, our Debt Investor Relations and ESG Manager.

Yesterday, we presented our full year 2022 results in person at London Stock Exchange, and I hope some of you managed to make it along. For those who didn't, and if you haven't already done so, please take a look at the financial results section of the website, where you will find a webcast of yesterday's presentation. Today's fixed income slides, which Richard and I will go through, and then some

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