Q4 2022 Komercni Banka as Earnings Call Transcript

Feb 14, 2024

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Feb 08, 2023 / 01:00PM GMT
Operator

Welcome to the audio conferencing center. (Operator Instructions) Thank you for your patience.

So good afternoon, ladies and gentlemen. Let me welcome you to the presentation of the results of Komercni banka for full year and fourth quarter of 2022. It's the 8th of February 2023 today. Please note that this call is being recorded.

Our speakers today will be Jan Juchelka, Chairman of the Board and CEO of Komercni banka; Jiri Sperl, Chief Financial Officer; and Didier Colin, Chief Risk Officer. Together with us today, we have also Jitka Haubova, Chief Operating Officer; Miroslav Hirsl, Head of Retail Banking; and Margus Simson, Chief Digitalization Officer. You will have working questions to them as well, of course.

So as usually, we begin with the presentation of the results, which will be followed by a question-and-answer session. (Operator Instructions)

Now I would like to hand over to the CEO, Jan Juchelka. Thank you.

Jan Juchelka - KomercnÃbanka - a.s. - Chairman of the Board & CEO

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