Jan 21, 2022 / 03:00PM GMT
Peter Hermann - Topdanmark A/S-CEO&Member of Executive Board
Good afternoon, everybody, and good morning to the U.S.A. Thank you for joining us on this conference call. My name is Peter Hermann, and I'm the Group CEO of Topdanmark. And with me is our Group CFO, Lars Kufall Beck; and our Head of Investor Relations, Robin Løfgren. We're hosting this conference call because earlier today, we published our annual results for 2021. And I would like to start with a few opening remarks on our results before handing over to Lars.
Slide 2, please. As you know, we pre-released our results last Friday, but let me nevertheless provide a brief overview of the quarter's results. The DKK 625 million of post-tax Q4 results outperformed consensus estimates on all major reporting lines. And we delivered a combined ratio of 81.8% and a growth of -- in non-life of 3.7% in the quarter. Note that the growth rate was negatively influenced by around 0.6 percentage points due to the release of provisions for unexpired risk within illness and accident in Q4 2020. So
Q4 2021 Topdanmark A/S Earnings Call Transcript
Feb 15, 2024
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