Feb 27, 2024 / 01:45PM GMT
Andrew Garth Schmidt - Citigroup Inc., Research Division - VP & Analyst
For Citi's 13th Annual Fintech Conference. I'm Andrew Schmidt, Citi's fintech research team with a focus on fintech software. It's my pleasure today to host BILL. From BILL, we have John Rettig, who is President and CFO. John, thanks for joining me. Appreciate it.
John R. Rettig - BILL Holdings, Inc. - President & CFO
Thanks, Andrew. Great to be here.
Questions and Answers:
Andrew Garth Schmidt - Citigroup Inc., Research Division - VP & AnalystSo I think we usually do a level set here, but I think most people are familiar with BILL, we can jump right in. And I think the question in people's mind is so much is transpired over the last year, whether it's changes in product, distribution, macro, maybe just briefly review what's changed and what hasn't because I think people are still trying to work out cyclical versus structural debate?
John R. Rettig - BILL Holdings, Inc. - President & CFO