Q2 2023 SBI Cards and Payment Services Ltd Earnings Call Transcript

Oct 27, 2022 / 03:00PM GMT
Operator

Ladies and gentlemen, good day, and welcome to the SBI Cards and Payment Services Limited Q2 FY '21 Earnings Conference Call. (Operator Instructions)

I now hand the conference over to Mr. Rama Mohan Amara, Managing Director and Chief Executive Officer of SBI Cards. Thank you, and over to you, sir.

Rama Mohan Rao Amara - SBI Cards and Payment Services Limited - MD, CEO & Director

Thank you, Faizan. Good evening, everyone. I extend a warm welcome to all of you. Thank you for joining us for the earnings call for Q2 FY '23 today. I hope all of you had a great Diwali. It was pleasing to see the full festive over in the season after 2 years have cautioned restrictions. [By the fast deal] and is driven by better sentiments on general economic situation and spending, the consumer confidence in the country has been on the recovery part. While the global economy continues to be turbulent, the Indian economy remains (inaudible). Real GDP grew 13.5% year-on-year in Q1 FY '20. Aggregate supply conditions have been improving. All constituents of domestic

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