Salisbury Bancorp Inc (SAL, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. Salisbury Bancorp Inc is a holding company. The Company, together with its subsidiary, provides commercial banking, consumer financing, retail banking & trust and wealth advisory services through bank offices and ATMs. Salisbury Bancorp Inc has a market cap of $130.110 million; its shares were traded at around $46.70 with a P/E ratio of 20.94 and P/S ratio of 3.26. The dividend yield of Salisbury Bancorp Inc stocks is 2.40%. Salisbury Bancorp Inc had annual average EBITDA growth of 6.70% over the past ten years.
For the last quarter Salisbury Bancorp Inc reported a revenue of $10.2 million, compared with the revenue of $10.01 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $39.5 million, an increase of 2.7% from last year. For the last five years Salisbury Bancorp Inc had an average revenue growth rate of 11.6% a year.
The reported diluted earnings per share was $2.24 for the year, a decline of 7.1% from the previous year. Over the last five years Salisbury Bancorp Inc had an EPS growth rate of 2.5% a year. The Salisbury Bancorp Inc had a decent operating margin of 23.2%, compared with the operating margin of 24.09% a year before. The 10-year historical median operating margin of Salisbury Bancorp Inc is 19.85%. The profitability rank of the company is 3 (out of 10).
At the end of the fiscal year, Salisbury Bancorp Inc has the cash and cash equivalents of $48.5 million, compared with $35.5 million in the previous year. The long term debt was $66.4 million, compared with $47.7 million in the previous year. The interest coverage to the debt is 2.2, which is not a favorable level. Salisbury Bancorp Inc has a financial strength rank of 4 (out of 10).
At the current stock price of $46.70, Salisbury Bancorp Inc is traded at 57.2% premium to its historical median P/S valuation band of $29.71. The P/S ratio of the stock is 3.26, while the historical median P/S ratio is 2.08. The stock gained 22.89% during the past 12 months.
For the complete 20-year historical financial data of SAL, click here.
