On June 17, 2026, Fair Isaac Corp FICO shares fell 5.0% to a current price of $1126.84. The stock has experienced significant volatility, trading between a 52-week high of $1998.01 and a low of $870.01 over the past year.
- GF Valueâ„¢ verdict: Currently priced at $1126.84, which is 45.7% below the GF Valueâ„¢ estimate of $2075.50.
- GF Scoreâ„¢ of 87/100 indicates strong overall performance across several key metrics.
- Notable signal: No insider transactions have been reported in the last three months.
Is FICO Overvalued or Undervalued?
The current price of Fair Isaac Corp FICO at $1126.84 is significantly below the GF Valueâ„¢ estimate of $2075.50, suggesting that the stock is undervalued by approximately 45.7%. This presents a potential opportunity for investors, as the GF Valuation label indicates the stock is significantly undervalued. GF Valueâ„¢ is GuruFocus' proprietary measure of intrinsic value, calculated from historical trading multiples, past business growth, and future performance estimates.
Despite the attractive undervaluation, it is important to consider the current market conditions. The stock's year-to-date decline of 33.4% and a one-year decline of 36.6% raises questions about the sustainability of its valuation. Investors should approach with caution, ensuring they consider overall market trends and company fundamentals before making any decisions.
How Does FICO's Valuation Compare to Its History?
| Metric | Current | Historical |
|---|---|---|
| P/E (TTM) | 35.7x | 52.2x |
| Forward P/E | 20.7x | - |
FICO's current P/E ratio of 35.7x is significantly below its 5-year median P/E of 52.2x, suggesting that the stock is trading at a discount compared to its historical valuation. The forward P/E of 20.7x further supports the notion that the stock's current valuation is attractive. This P/E analysis aligns with the GF Valueâ„¢ verdict, reinforcing the view that FICO is undervalued relative to its historical performance.
What Does FICO's GF Scoreâ„¢ Tell Us?
| Metric | Rating |
|---|---|
| GF Scoreâ„¢ | 87 |
| Financial Strength | 4/10 |
| Profitability | 10/10 |
| Growth | 10/10 |
| Valuation | 4/10 |
| Momentum | 4/10 |
The GF Scoreâ„¢ of 87/100 reflects a strong overall performance, particularly in the areas of Profitability and Growth, where FICO scored 10/10. However, the Financial Strength, Valuation, and Momentum metrics scored lower at 4/10, indicating some concerns in those areas that investors may want to consider. Overall, the high scores in Profitability and Growth suggest that FICO has solid operational fundamentals, while the lower scores in Valuation and Momentum may point to potential risks or challenges ahead.
What Are Insiders Doing with FICO Stock?
There have been no reported insider transactions in the last three months for Fair Isaac Corp FICO. The lack of insider activity may suggest that executives and board members are not currently making significant moves with their shares, which could indicate a wait-and-see approach or confidence in the company's long-term prospects. However, it is also prudent for investors to remain cautious, as insider buying can often signal confidence in the stock's future performance.
What This Means for Investors
Based on the GF Valueâ„¢ assessment, Fair Isaac Corp FICO shares are currently undervalued at $1126.84 compared to the intrinsic value estimate of $2075.50. While the significant undervaluation presents an opportunity, the stock's recent performance and lower scores in Financial Strength and Momentum suggest that investors should carefully evaluate their strategies before engaging with the stock.
For the complete analysis, visit the Fair Isaac Corp FICO stock page. You can also explore the GF Valueâ„¢ page for detailed valuation methodology, or use the GuruFocus Stock Screener to find similar opportunities.
Frequently Asked Questions
What is FICO's GF Scoreâ„¢?
FICO's GF Scoreâ„¢ is 87/100, indicating a strong overall performance based on various key metrics that have historically correlated with superior long-term returns.
Is FICO overvalued or undervalued?
FICO is currently undervalued, with a GF Valueâ„¢ estimate of $2075.50 compared to the current price of $1126.84, representing a margin of 45.7% undervaluation.
What is FICO's P/E ratio?
FICO's current P/E (TTM) is 35.7x, which is significantly below its 5-year median P/E of 52.2x, indicating that the stock is trading at a discount relative to its historical valuation.
This stock alert was generated using automated technology and GuruFocus financial data to provide readers with timely and accurate market reporting. This content was reviewed by GuruFocus editorial team prior to publication. Please send any questions or comments about this story to [email protected].
