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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 2.12
NAS:ANAT's Cash-to-Debt is ranked lower than
51% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.41 vs. NAS:ANAT: 2.12 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:ANAT' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.26  Med: N/A Max: N/A
Current: 2.12
Equity-to-Asset 0.19
NAS:ANAT's Equity-to-Asset is ranked lower than
76% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.27 vs. NAS:ANAT: 0.19 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:ANAT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.16  Med: 0.23 Max: 0.36
Current: 0.19
0.16
0.36
Interest Coverage N/A
NAS:ANAT's Interest Coverage is ranked higher than
70% of the 130 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 28.75 vs. NAS:ANAT: N/A )
Ranked among companies with meaningful Interest Coverage only.
NAS:ANAT' s Interest Coverage Range Over the Past 10 Years
Min: N/A  Med: N/A Max: No Debt
Current: N/A
N/A
No Debt
Beneish M-Score: -2.32
WACC vs ROIC
8.18%
2.98%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 6.74
NAS:ANAT's Operating Margin % is ranked lower than
64% of the 133 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.20 vs. NAS:ANAT: 6.74 )
Ranked among companies with meaningful Operating Margin % only.
NAS:ANAT' s Operating Margin % Range Over the Past 10 Years
Min: -11.9  Med: 8.61 Max: 11.62
Current: 6.74
-11.9
11.62
Net Margin % 5.91
NAS:ANAT's Net Margin % is ranked lower than
58% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 7.16 vs. NAS:ANAT: 5.91 )
Ranked among companies with meaningful Net Margin % only.
NAS:ANAT' s Net Margin % Range Over the Past 10 Years
Min: -6.11  Med: 6.36 Max: 8.54
Current: 5.91
-6.11
8.54
ROE % 4.13
NAS:ANAT's ROE % is ranked lower than
78% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 8.60 vs. NAS:ANAT: 4.13 )
Ranked among companies with meaningful ROE % only.
NAS:ANAT' s ROE % Range Over the Past 10 Years
Min: -4.48  Med: 5.19 Max: 6.65
Current: 4.13
-4.48
6.65
ROA % 0.78
NAS:ANAT's ROA % is ranked lower than
79% of the 134 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.21 vs. NAS:ANAT: 0.78 )
Ranked among companies with meaningful ROA % only.
NAS:ANAT' s ROA % Range Over the Past 10 Years
Min: -0.84  Med: 0.86 Max: 1.32
Current: 0.78
-0.84
1.32
3-Year Revenue Growth Rate 1.10
NAS:ANAT's 3-Year Revenue Growth Rate is ranked lower than
70% of the 125 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.60 vs. NAS:ANAT: 1.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:ANAT' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -6  Med: 5.5 Max: 12.7
Current: 1.1
-6
12.7
3-Year EBITDA Growth Rate -14.70
NAS:ANAT's 3-Year EBITDA Growth Rate is ranked lower than
77% of the 115 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -1.20 vs. NAS:ANAT: -14.70 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:ANAT' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 81.9
Current: -14.7
0
81.9
3-Year EPS without NRI Growth Rate -12.20
NAS:ANAT's 3-Year EPS without NRI Growth Rate is ranked lower than
75% of the 107 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: -1.00 vs. NAS:ANAT: -12.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:ANAT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -60.4  Med: 7.7 Max: 140.2
Current: -12.2
-60.4
140.2
GuruFocus has detected 2 Warning Signs with American National Insurance Co $NAS:ANAT.
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» NAS:ANAT's 30-Y Financials

Financials (Next Earnings Date: 2017-08-04 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

ANAT Guru Trades in Q2 2016

Jeremy Grantham 14,484 sh (New)
Jim Simons 149,700 sh (+10.15%)
Tweedy Browne Global Value 75,700 sh (unchged)
Donald Smith 900,586 sh (-3.92%)
Tweedy Browne 95,732 sh (-33.99%)
» More
Q3 2016

ANAT Guru Trades in Q3 2016

Jim Simons 156,000 sh (+4.21%)
Donald Smith 900,689 sh (+0.01%)
Tweedy Browne Global Value 75,700 sh (unchged)
Tweedy Browne 95,225 sh (-0.53%)
Jeremy Grantham 13,084 sh (-9.67%)
» More
Q4 2016

ANAT Guru Trades in Q4 2016

Jim Simons 177,100 sh (+13.53%)
Tweedy Browne Global Value 75,700 sh (unchged)
Tweedy Browne 95,225 sh (unchged)
Donald Smith 882,577 sh (-2.01%)
Jeremy Grantham 12,110 sh (-7.44%)
» More
Q1 2017

ANAT Guru Trades in Q1 2017

Donald Smith 987,061 sh (+11.84%)
Jim Simons 178,000 sh (+0.51%)
Tweedy Browne 95,225 sh (unchged)
Tweedy Browne Global Value 75,700 sh (unchged)
Jeremy Grantham 11,900 sh (-1.73%)
» More
» Details

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Business Description

Industry: Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS: 524126    SIC: 6311
Compare:NYSE:MCY, NYSE:PRA, NAS:SIGI, NYSE:THG, OTCPK:ELFIF, NYSE:RLI, NAS:NGHC, NYSE:WTM, NAS:AFSI, NAS:AGII, OTCPK:HCXLF, NAS:NAVG, NYSE:AWH, NAS:JRVR, NAS:UFCS, NAS:IPCC, NYSE:STC, NAS:STFC, NYSE:MBI, NAS:SAFT » details
Headquarter Location:USA
American National Insurance Co is engaged in the business of life insurance, annuities, and property and casualty insurance. It also offers limited health insurance.

American National Insurance Company maintains core businesses in life insurance, annuities, and property and casualty insurance. The company also offers limited health insurance. American National reports five business segments: life, annuity, health, property and casualty, and corporate and other. The vast majority of the company's revenue is derived from its Property and casualty segment, followed by its life segment. The property and casualty segment includes personal and commercial lines, as well as credit-related property insurance products.

Top Ranked Articles about American National Insurance Co

American National assisting policyholders in aftermath of Colorado severe weather and hail event
American National Declares Quarterly Dividend
American National Announces First Quarter Results
American National’s exceptional agent growth continues to defy industry trend
American National assisting policyholders in aftermath of Texas severe weather and hail event
Farm Family offers tips to help policyholders after snow storm
SPRINGFIELD, Mo., March 16, 2017 (GLOBE NEWSWIRE) -- Farm Family’s thoughts are with the people dealing with the aftermath of this week’s severe snow and ice from Winter Storm Stella.
Claim Reporting: Visit a local agent’s office or call the Farm Family 24-hour claim hotline at 1.800.948-3276. When property claims are reported, ask about services which may be available to you. Repair-related receipts should be saved so they can be included in claim reports. For vehicle damage, appraisers will be available to assist with inspections. Policyholders who have obtained estimates can forward them to Farm Family for desk review. They can also provide photos of damage at the time of the claim report for immediate adjusting of more minor vehicle damage. Claim Payment: Farm Family offers the convenience of direct deposit of payments to policyholders. Ask your agent or claim representative about direct deposit of your insurance proceeds.Ice Dam Tips:  Policyholders can avoid property damage due to ice accumulation at the edge of a roof, usually near the gutter, known as an ice dam:Keep attic temperatures below freezing. This means stopping warm air from inside the house from entering or building up in the attic.Ventilation - A properly ventilated roof allows warm air to escape from the attic.Insulation - A well-insulated attic reduces how much warm air enters the attic from the living areas below. However, make sure the insulation doesn't cover the soffit vents because that will reduce needed air circulation.Air Leakage - Normal insulation does not account for air leaks related to a host of items that penetrate into the attic, such as plumbing vents, electrical wiring, light fixtures and pull-down attic stairs. Use the appropriate caulk, urethane spray-foam or weatherproofing to make the areas around the penetration air tight.What to Do:If you are faced with an ice dam despite taking preventative measures, there are steps that can be taken to relieve the problem.Be careful. Efforts may involve ladders, tools and climbing onto the roof in a snowy/icy environment. Taking further steps yourself can be extremely dangerous. Consider hiring a contractor who is experienced in ice dam removal. The cost of paying a contractor is minimal compared to the costs associated with a serious injury due to a fall.Another reason to hire a contractor is that there are problems associated with almost all methods of alleviating ice dams:
-- Snow Rake - This is a long handled tool designed to allow someone on the ground to pull loads of snow off the roof. By removing snow, the source of continued ice build-up is removed as well. However, care must be taken to not actually rake down to the shingles or there is a good chance of shingle damage.
-- Salt or Calcium Chloride - While this will help melt the ice dam it may also corrode metal gutters and downspouts. Also, the run-off may damage plants and lawns.
-- Chip Away Ice - Bad idea! Using shovels, ice picks, hammers and other implements to chip away ice is almost universally a bad idea. Besides being dangerous, there is a good chance the roof and/or gutters will be damaged in the process.Additional informational and resources to help policyholders dealing with the aftermath of winter weather can be found under the loss control section of farmfamily.com.About Farm Family Farm Family Casualty Insurance Company, Farm Family Life Insurance Company and United Farm Family Insurance Company, Glenmont, New York, have been protecting the plans and property of individuals, families and businesses for more than 60 years. The Farm Family group serves 13 Northeastern and mid-Atlantic States. Farm Family’s agents offer life insurance, annuities and property and casualty insurance including auto and home insurance, agribusiness insurance and insurance coverage for certain commercial exposures. For information, go to www.farmfamily.com.About American NationalAmerican National Insurance Company (American National), headquartered in Galveston, Texas, was founded in 1905 and is licensed in all states except New York. American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness and certain commercial exposures. The family of companies operates in all 50 states.American National established a dedicated property and casualty division in 1973 with American National Property And Casualty Company, Springfield, MO. This company serves 38 states not including NY. To better serve the unique insurance needs of the agricultural market, American National acquired the Farm Family group of insurance companies based in NY in 2001. For corporate and investor relations information, please visit American National’s website at www.AmericanNational.com.
CONTACT: Jeff Mills Executive Vice President-Chief Claims Officer
417.887.4990 Ext. 2199
American National Center
1949 East Sunshine Street
Springfield, MO 65899
[email protected]

Read more...
Farm Family prepares for Winter Storm Stella with claims teams and emergency resources on standby

GLENMONT, N.Y., March 14, 2017 (GLOBE NEWSWIRE) -- Farm Family has claims teams ready to assist policyholders living in the areas of the Northeast where Winter Storm Stella is expected to create hazardous conditions.
Farm Family encourages those who incur property damage to wait to make repairs until an adjuster can complete a property inspection. If immediate action is absolutely necessary to prevent further damage, policyholders should make sure it’s safe to make repairs and take time to thoroughly document the damage.  Claim Reporting: Visit a local agent’s office or call the Farm Family 24-hour claims hotline at 1.800.948-3276. When property claims are reported, ask about services which may be available to you. Repair-related receipts should be saved so they can be included in claim reports.  For vehicle damage, appraisers will be available to assist with inspections. For policyholders who have obtained estimates, they can be forwarded to us for desk review. Policyholders can also provide photos of damage at time of claim report for immediate adjusting of more minor vehicle damage.  Claim Payment: Farm Family offers direct deposit for payments to policyholders. Ask your claim representative about direct deposit of insurance proceeds. All impacted policyholders are urged to report claims as soon as they can – no matter how minor the damage may appear. Eligibility for federal disaster assistance from FEMA, if available, can be affected by whether or not a claim has been submitted to an insurer. Farm Family’s website also offers several informational resources that may be useful to policyholders preparing for this serious winter storm. Information specifically related to snow and ice removal as well as heating safety can be found under the loss control section of farmfamily.com. About Farm Family Farm Family Casualty Insurance Company, Farm Family Life Insurance Company and United Farm Family Insurance Company, Glenmont, New York, have been protecting the plans and property of individuals, families and businesses for more than 60 years. The Farm Family group serves 13 Northeastern and mid-Atlantic States. Farm Family’s agents offer life insurance, annuities and property and casualty insurance including auto and home insurance, agribusiness insurance and insurance coverage for certain commercial exposures. For information, go to www.farmfamily.com. About American National American National Insurance Company (American National), headquartered in Galveston, Texas, was founded in 1905 and is licensed in all states except New York. American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness and certain commercial exposures. The family of companies operates in all 50 states. American National established a dedicated property and casualty division in 1973 with American National Property And Casualty Company, Springfield, MO. This company serves 38 states not including NY. To better serve the unique insurance needs of the agricultural market, American National acquired the Farm Family group of insurance companies based in NY in 2001. For corporate and investor relations information, please visit American National’s website at www.AmericanNational.com.
CONTACT: Jeff Mills Executive Vice President-Chief Claims Officer
417.887.4990 Ext. 2199
American National Center
1949 East Sunshine Street
Springfield, MO 65899
[email protected]


Read more...
American National Declares Quarterly Dividend
GALVESTON, Texas, March 02, 2017 (GLOBE NEWSWIRE) -- The Board of Directors of American National Insurance Company (NASDAQ:ANAT) declared a quarterly dividend of 82 cents per share on its common stock CUSIP #028591-105, at a meeting held on March 2, 2017.  In compliance with NASDAQ’s applicable dividend notice requirements, the dividend is payable March 17, 2017 to shareholders of record as of the close of business on March 13, 2017 with an ex-dividend date to be determined by the NASDAQ Stock Market, anticipated to be March 11, 2017. American National Insurance Company has paid dividends to stockholders for more than 100 consecutive years.
American National Insurance Company, headquartered in Galveston, Texas, was founded in 1905 and is licensed to conduct the business of insurance in all states except New York. American National has been assigned an ‘A’ rating by A.M. Best Company and an ‘A’ rating by Standard & Poor’s, both of which are nationally recognized rating agencies.American National is also a family of companies that has, on a consolidated GAAP basis, $24.5 billion in assets, $19.8 billion in liabilities and $4.7 billion in stockholders’ equity.  American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness, and targeted commercial exposures.  The American National companies operate in all 50 states. Major insurance subsidiaries include American National Life Insurance Company of Texas, American National Life Insurance Company of New York, American National Property and Casualty Company, Garden State Life Insurance Company, Standard Life and Accident Insurance Company, Farm Family Life Insurance Company, Farm Family Casualty Insurance Company and United Farm Family Insurance Company.For more information, including company news and investor relations information, visit the company’s web site at www.AmericanNational.com

Contact: John J. Dunn, Jr. (409) 766-6063

Read more...
American National Insurance Company Announces Filing Extension for Form 10-K

GALVESTON, Texas, March 01, 2017 (GLOBE NEWSWIRE) -- American National Insurance Company (NASDAQ:ANAT) (the "Company") filed a Form 12b-25 Notification of Late Filing with the U.S. Securities and Exchange Commission today that discloses that the Company is unable to timely file its Form 10-K for the year ended December 31, 2016 (the “Form 10-K”) without unreasonable effort or expense.  The Company anticipates that it will file its Form 10-K within the fifteen-day extension period provided by Rule 12b-25 under the Securities Exchange Act of 1934, as amended. 
Additional time is needed to complete  the documentation necessary to finalize the Company’s and its auditor’s assessment of the effectiveness of the Company’s internal control over financial reporting and the audit of its consolidated financial statements for the year ended December 31, 2016.  While not related to the filing extension, the Company expects to make revisions to correct immaterial errors in its financial statements for the fiscal years ended December 31,  2015 and 2014 for inclusion in the Form 10-K that will revise the previously reported consolidated balance sheets and the consolidated statements of cash flows.  The Company does not expect to modify previously disclosed net income or stockholders’ equity. The Company expects that such Form 10-K will report that, as part of its evaluation of its internal controls over financial reporting, the Company identified certain material weaknesses in its internal control over financial reporting relating to (i) the measurement of deferred income tax amounts and (ii) the reporting of collateral posted by our equity option derivatives counterparties. Although none are expected at this time, as the Company and its auditors finalize the audit process, additional adjustments and/or weaknesses could be identified. The Company is committed to remediating these material weaknesses in a timely manner. While the Company believes that progress has been made in enhancing internal controls as of December 31, 2016 and in the period since, the material weaknesses have not been fully remediated due to insufficient time to fully assess the design and operating effectiveness of the related new controls. About American National Insurance Company American National Insurance Company, headquartered in Galveston, Texas, was founded in 1905 and is licensed to conduct the business of insurance in all states except New York. American National has been assigned an ‘A’ rating by A.M. Best Company and an ‘A’ rating by Standard & Poor’s, both of which are nationally recognized rating agencies. American National is also a family of companies that has, on a consolidated GAAP basis, $24.5 billion in assets, $19.8 billion in liabilities and $4.7 billion in stockholders’ equity.  American National and its subsidiaries offer a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance, pension products and property and casualty insurance for personal lines, agribusiness, and targeted commercial exposures.  The American National companies operate in all 50 states. Major insurance subsidiaries include American National Life Insurance Company of Texas, American National Life Insurance Company of New York, American National Property and Casualty Company, Garden State Life Insurance Company, Standard Life and Accident Insurance Company, Farm Family Life Insurance Company, Farm Family Casualty Insurance Company and United Farm Family Insurance Company. For more information, including company news and investor relations information, visit the Company’s web site at www.AmericanNational.com. Forward Looking Statements This press release contains statements that may constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Such forward-looking statements use words such as “anticipates,” “estimates,” “expects,” “intends,” “plans,” “believes,” and other words and terms of similar meaning in connection with a discussion of potential future events, circumstances or future operating or financial performance. Forward-looking statements are subject to various known and unknown risks and uncertainties, and the Company cautions you that any forward-looking information provided by it or on its behalf is not a guarantee of future events or performance. There are a number of factors, risks and uncertainties that could cause actual results or future events to differ, possibly materially, from the expectations reflected in these forward-looking statements, some of which are beyond our control, including, but not limited to, any further delay in the filing of the Form 10-K; the suspension of our eligibility to use Form S-3 registration statements until we have timely filed our SEC periodic reports for a period of 12 months, which may increase the time and resources we need to expend if we choose to access the public capital markets; the impact on any previously issued financial statements; additional uncertainties related to accounting issues generally and those uncertainties and risk factors detailed from time to time in reports filed by us with the Securities and Exchange Commission, including our Annual Report on Form 10-K for the year ended December 31, 2015 and our subsequent reports on Form 10-Q.  Any forward-looking statements in this document speak only as of the date of this document, and we undertake no obligation to update any such statements to reflect any change, except as may be required by law.
Contact: John J. Dunn, Jr. (409) 766-6063

Read more...
American National Insurance Company Introduces an Industry Leading Whole Life Policy with a Paid Up Additions Rider and Guaranteed Insurance Option Rider –Signature Whole Life Insurance

GALVESTON, Texas, March 01, 2017 (GLOBE NEWSWIRE) -- American National Insurance Company announces a new product, Signature Whole Life Insurance (SWL), available [March 1, 2017].  Signature Whole Life is one of the lowest priced participating whole life products in the industry.  Signature WL provides guaranteed lifetime Death Benefit protection and the option to obtain additional death benefit through the highly flexible Paid Up Additions Rider (PUA). The Paid Up Additions Rider allows clients to purchase paid-up participating whole life insurance either as a one-time purchase payment at the time of application or via scheduled payments for a specified duration of time, up to age 85.
American National has enhanced its Whole Life solution for the market using the 2017 Commissioner’s Standard Ordinary (CSO) tables and is lowering premiums on the Signature Whole Life to provide a more competitive product.  American National believes consumers want the stability of a fixed premium that will not increase in later years along with a guarantee that their death benefit will be there when they need it. Signature Whole Life is a death benefit product that provides for a family’s needs after the death of the insured.  The death benefit may be used to help with various needs such as final expenses, college funding, debt protection, retirement income, assuring continuation of the family business, and providing tax-advantaged wealth transfer to future generations.  Signature Whole Life provides a cost effective means for customers to leave their loved ones a legacy but also serves as an emergency fund with cash value available if circumstances change.  This product also includes, at no additional premium, three Living Benefits covering critical, chronic, and terminal illness in the form of Accelerated Benefit Riders.* Signature Whole Life is a participating whole life policy that pays potential dividends to the policy holder.  Dividends can be paid directly to the owner each year, used to reduce the next scheduled premium, left with American National to accumulate interest until the client is ready to withdraw, or used to purchase paid up additional life insurance.  The policy also contains an optional Guaranteed Insurance Option Rider that allows a qualifying policy owner to add additional insurance coverage on specified dates or events during their lifetime without providing evidence of insurability. David A. Behrens, Executive Vice President of American National Insurance Company stated, “American National’s new Signature Whole Life Insurance offers a guaranteed death benefit and a financial safety net that provides a permanent layer of protection against life’s unplanned events.  With a fixed, low premium, Accelerated Benefits Riders, and many optional riders to choose from, consumers can customize a policy that meets their specific needs and have peace of mind knowing they will have a fixed premium and permanent protection.” About the Company  American National Insurance Company (American National), headquartered in Galveston, Texas, was founded in 1905 and is licensed to conduct the business of insurance in all states except New York. American National offers a broad line of products and services, which include life insurance, annuities, health insurance, credit insurance and pension products.  Financial Strength Ratings American National Insurance Company (“American National”) has been evaluated and assigned the following ratings by nationally recognized, independent rating agencies. The ratings are current as of October 20, 2016.   A.M. Best1AStandard & Poor’s2 A   Ratings reflect current independent opinions of the financial capacity of an insurance organization to meet the obligations of its insurance policies and contracts in accordance with their terms. They are based on comprehensive quantitative and qualitative evaluations of the company and its management strategy. The rating agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insurer's current or future ability to meet its contractual obligations.
Ratings may be changed, suspended, or withdrawn at any time. For the most current ratings view the full rating reports on American National’s Internet site at www.AmericanNational.com. 1 A.M. Best’s active company rating scale is: A (Superior), A (Superior), A (Excellent), A-
(Excellent), B (Good), B (Good), B (Fair), B- (Fair), C (Marginal), C (Marginal), C (Weak), C- (Weak) and D (Poor).
2 Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus ( ) or minus (-) sign to show relative standing within the major rating categories. For more information, including company news and investor relations information, visit the company’s web site at www.AmericanNational.com. Contact our Field Support Center at 888-501-4043 *The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the reduction is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election. Form Series: PWL16; ABR14-TM; ABR14-CH; ABR14-CT; GIR16; PUAR16 (Forms may vary State) IMG18660
Contact: Independent Marketing Field Support Center PH: 888.501.4043

Read more...

Ratios

vs
industry
vs
history
PE Ratio 16.24
ANAT's PE Ratio is ranked lower than
60% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 15.99 vs. ANAT: 16.24 )
Ranked among companies with meaningful PE Ratio only.
ANAT' s PE Ratio Range Over the Past 10 Years
Min: 8.77  Med: 12.56 Max: 202.44
Current: 16.24
8.77
202.44
PE Ratio without NRI 16.24
ANAT's PE Ratio without NRI is ranked lower than
59% of the 122 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 16.11 vs. ANAT: 16.24 )
Ranked among companies with meaningful PE Ratio without NRI only.
ANAT' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.77  Med: 12.43 Max: 202.44
Current: 16.24
8.77
202.44
Price-to-Owner-Earnings 7.12
ANAT's Price-to-Owner-Earnings is ranked higher than
79% of the 81 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.49 vs. ANAT: 7.12 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
ANAT' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.09  Med: 6.58 Max: 23.85
Current: 7.12
5.09
23.85
PB Ratio 0.66
ANAT's PB Ratio is ranked higher than
91% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.34 vs. ANAT: 0.66 )
Ranked among companies with meaningful PB Ratio only.
ANAT' s PB Ratio Range Over the Past 10 Years
Min: 0.31  Med: 0.67 Max: 1.16
Current: 0.66
0.31
1.16
PS Ratio 0.95
ANAT's PS Ratio is ranked higher than
57% of the 135 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.14 vs. ANAT: 0.95 )
Ranked among companies with meaningful PS Ratio only.
ANAT' s PS Ratio Range Over the Past 10 Years
Min: 0.38  Med: 0.93 Max: 1.33
Current: 0.95
0.38
1.33
Price-to-Free-Cash-Flow 9.24
ANAT's Price-to-Free-Cash-Flow is ranked higher than
65% of the 91 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.90 vs. ANAT: 9.24 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ANAT' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.49  Med: 5.82 Max: 14.09
Current: 9.24
3.49
14.09
Price-to-Operating-Cash-Flow 8.17
ANAT's Price-to-Operating-Cash-Flow is ranked higher than
71% of the 99 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.10 vs. ANAT: 8.17 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ANAT' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.35  Med: 5.53 Max: 13.98
Current: 8.17
3.35
13.98
EV-to-EBIT 11.66
ANAT's EV-to-EBIT is ranked lower than
72% of the 184 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.44 vs. ANAT: 11.66 )
Ranked among companies with meaningful EV-to-EBIT only.
ANAT' s EV-to-EBIT Range Over the Past 10 Years
Min: -201.9  Med: 7 Max: 28.6
Current: 11.66
-201.9
28.6
EV-to-EBITDA 9.59
ANAT's EV-to-EBITDA is ranked lower than
64% of the 182 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.70 vs. ANAT: 9.59 )
Ranked among companies with meaningful EV-to-EBITDA only.
ANAT' s EV-to-EBITDA Range Over the Past 10 Years
Min: -163.1  Med: 6.4 Max: 51.3
Current: 9.59
-163.1
51.3
Shiller PE Ratio 18.88
ANAT's Shiller PE Ratio is ranked higher than
53% of the 58 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 19.57 vs. ANAT: 18.88 )
Ranked among companies with meaningful Shiller PE Ratio only.
ANAT' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.06  Med: 15.1 Max: 22.7
Current: 18.88
6.06
22.7

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.84
ANAT's Dividend Yield % is ranked lower than
52% of the 191 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.81 vs. ANAT: 2.84 )
Ranked among companies with meaningful Dividend Yield % only.
ANAT' s Dividend Yield % Range Over the Past 10 Years
Min: 1.91  Med: 2.96 Max: 8.71
Current: 2.84
1.91
8.71
Dividend Payout Ratio 0.46
ANAT's Dividend Payout Ratio is ranked lower than
61% of the 142 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.36 vs. ANAT: 0.46 )
Ranked among companies with meaningful Dividend Payout Ratio only.
ANAT' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31  Med: 0.43 Max: 4.82
Current: 0.46
0.31
4.82
3-Year Dividend Growth Rate 1.90
ANAT's 3-Year Dividend Growth Rate is ranked lower than
80% of the 82 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 10.20 vs. ANAT: 1.90 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
ANAT' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 1.9 Max: 8.5
Current: 1.9
0
8.5
Forward Dividend Yield % 2.85
ANAT's Forward Dividend Yield % is ranked lower than
55% of the 192 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 2.80 vs. ANAT: 2.85 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.00
ANAT's 5-Year Yield-on-Cost % is ranked lower than
85% of the 189 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 5.36 vs. ANAT: 3.00 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
ANAT' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.01  Med: 3.11 Max: 9.15
Current: 3
2.01
9.15

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.66
ANAT's Price-to-Tangible-Book is ranked higher than
94% of the 128 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.63 vs. ANAT: 0.66 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
ANAT' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.44  Med: 0.69 Max: 1.12
Current: 0.66
0.44
1.12
Price-to-Intrinsic-Value-Projected-FCF 0.40
ANAT's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
81% of the 90 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 0.79 vs. ANAT: 0.40 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
ANAT' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.32  Med: 0.85 Max: 1.4
Current: 0.4
0.32
1.4
Price-to-Median-PS-Value 1.03
ANAT's Price-to-Median-PS-Value is ranked higher than
51% of the 123 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.06 vs. ANAT: 1.03 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ANAT' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.61  Med: 1.04 Max: 1.69
Current: 1.03
0.61
1.69
Price-to-Graham-Number 0.69
ANAT's Price-to-Graham-Number is ranked higher than
88% of the 113 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 1.09 vs. ANAT: 0.69 )
Ranked among companies with meaningful Price-to-Graham-Number only.
ANAT' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.35  Med: 0.58 Max: 2.89
Current: 0.69
0.35
2.89
Earnings Yield (Greenblatt) % 8.57
ANAT's Earnings Yield (Greenblatt) % is ranked lower than
71% of the 190 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 9.58 vs. ANAT: 8.57 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ANAT' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3.5  Med: 13.6 Max: 31.4
Current: 8.57
3.5
31.4
Forward Rate of Return (Yacktman) % 9.74
ANAT's Forward Rate of Return (Yacktman) % is ranked lower than
55% of the 74 Companies
in the Global Insurance - Property & Casualty industry.

( Industry Median: 11.92 vs. ANAT: 9.74 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
ANAT' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 6.2  Med: 16.2 Max: 40.3
Current: 9.74
6.2
40.3

More Statistics

Revenue (TTM) (Mil) $3,243
EPS (TTM) $ 7.10
Beta1.05
Short Percentage of Float0.36%
52-Week Range $107.44 - 131.99
Shares Outstanding (Mil)26.93
» More Articles for ANAT

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