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Also traded in: USA

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.19
CNBKA's Cash-to-Debt is ranked lower than
87% of the 1656 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.12 vs. CNBKA: 0.19 )
Ranked among companies with meaningful Cash-to-Debt only.
CNBKA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.35 Max: N/A
Current: 0.19
Equity-to-Asset 0.05
CNBKA's Equity-to-Asset is ranked lower than
91% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. CNBKA: 0.05 )
Ranked among companies with meaningful Equity-to-Asset only.
CNBKA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05  Med: 0.07 Max: 0.09
Current: 0.05
0.05
0.09
Interest Coverage 1.07
CNBKA's Interest Coverage is ranked lower than
63% of the 1583 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. CNBKA: 1.07 )
Ranked among companies with meaningful Interest Coverage only.
CNBKA' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 0.93 Max: 1.19
Current: 1.07
0.26
1.19
Beneish M-Score: -2.10
WACC vs ROIC
6.41%
4.72%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 26.88
CNBKA's Operating Margin % is ranked lower than
63% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.61 vs. CNBKA: 26.88 )
Ranked among companies with meaningful Operating Margin % only.
CNBKA' s Operating Margin % Range Over the Past 10 Years
Min: 17.63  Med: 25.88 Max: 27.88
Current: 26.88
17.63
27.88
Net Margin % 27.18
CNBKA's Net Margin % is ranked higher than
63% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.71 vs. CNBKA: 27.18 )
Ranked among companies with meaningful Net Margin % only.
CNBKA' s Net Margin % Range Over the Past 10 Years
Min: 14.8  Med: 23.9 Max: 27.18
Current: 27.18
14.8
27.18
ROE % 10.84
CNBKA's ROE % is ranked higher than
67% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. CNBKA: 10.84 )
Ranked among companies with meaningful ROE % only.
CNBKA' s ROE % Range Over the Past 10 Years
Min: 6.97  Med: 10.86 Max: 11.85
Current: 10.84
6.97
11.85
ROA % 0.59
CNBKA's ROA % is ranked lower than
70% of the 1669 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. CNBKA: 0.59 )
Ranked among companies with meaningful ROA % only.
CNBKA' s ROA % Range Over the Past 10 Years
Min: 0.47  Med: 0.6 Max: 0.65
Current: 0.59
0.47
0.65
3-Year Revenue Growth Rate 4.20
CNBKA's 3-Year Revenue Growth Rate is ranked higher than
50% of the 1397 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. CNBKA: 4.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
CNBKA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -4.6  Med: 5.4 Max: 16.1
Current: 4.2
-4.6
16.1
3-Year EBITDA Growth Rate 1.60
CNBKA's 3-Year EBITDA Growth Rate is ranked lower than
66% of the 1308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. CNBKA: 1.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
CNBKA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -20.4  Med: 10.9 Max: 47.2
Current: 1.6
-20.4
47.2
3-Year EPS without NRI Growth Rate 6.90
CNBKA's 3-Year EPS without NRI Growth Rate is ranked lower than
51% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. CNBKA: 6.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
CNBKA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -26.4  Med: 14.85 Max: 74.1
Current: 6.9
-26.4
74.1
GuruFocus has detected 6 Warning Signs with Century Bancorp Inc $CNBKA.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» CNBKA's 30-Y Financials

Financials (Next Earnings Date: 2017-07-12 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:OLBK, NAS:MCBC, NAS:PCSB, NAS:PFIS, NAS:FFKT, NAS:NKSH, NAS:FNLC, NAS:AMNB, NAS:WNEB, NAS:PBNC, NAS:BLMT, NAS:MBRG, NAS:CZNC, NAS:GNTY, NAS:ATLO, NAS:MBVT, NAS:BFIN, NAS:CVCY, OTCPK:CATC, NAS:CCBG » details
Traded in other countries:CNBKB.USA,
Headquarter Location:USA
Century Bancorp Inc is a Massachusetts based commercial bank that provides a range of services to commercial enterprises, state and local governments and agencies, non-profit organizations and individuals.

Century Bancorp Inc is a Massachusetts-based commercial bank that provides a range of services to commercial enterprises, state and local governments and agencies, non-profit organizations and individuals. It makes commercial loans, real estate and construction loans and consumer loans, and accepts savings, time, and demand deposits. The bank also offers its corporate and institutional customers automated lock box collection services, cash management services and account reconciliation services, and actively promotes the marketing of these services to the municipal market. Century Bancorp earns its revenue from interest income.

Top Ranked Articles about Century Bancorp Inc

Steady and Growing EPS: Air Methods, Century Bancorp Undervalued stocks with great potential
Companies with growing EPS are often good investments because they can return a good profit to investors. Here is a selection of the most undervalued companies, according to the DCF calculator, that have had five-year growing EPS. Read more...

Ratios

vs
industry
vs
history
PE Ratio 14.09
CNBKA's PE Ratio is ranked higher than
52% of the 1548 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.53 vs. CNBKA: 14.09 )
Ranked among companies with meaningful PE Ratio only.
CNBKA' s PE Ratio Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 14.09
6.42
34.95
PE Ratio without NRI 14.09
CNBKA's PE Ratio without NRI is ranked higher than
52% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. CNBKA: 14.09 )
Ranked among companies with meaningful PE Ratio without NRI only.
CNBKA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.42  Med: 10.12 Max: 34.95
Current: 14.09
6.42
34.95
Price-to-Owner-Earnings 17.54
CNBKA's Price-to-Owner-Earnings is ranked lower than
64% of the 904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.22 vs. CNBKA: 17.54 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CNBKA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 6.23  Med: 12.73 Max: 357.5
Current: 17.54
6.23
357.5
PB Ratio 1.45
CNBKA's PB Ratio is ranked lower than
65% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. CNBKA: 1.45 )
Ranked among companies with meaningful PB Ratio only.
CNBKA' s PB Ratio Range Over the Past 10 Years
Min: 0.48  Med: 1.03 Max: 1.49
Current: 1.45
0.48
1.49
PS Ratio 3.82
CNBKA's PS Ratio is ranked lower than
58% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. CNBKA: 3.82 )
Ranked among companies with meaningful PS Ratio only.
CNBKA' s PS Ratio Range Over the Past 10 Years
Min: 0.97  Med: 2.36 Max: 12.72
Current: 3.82
0.97
12.72
Price-to-Free-Cash-Flow 18.16
CNBKA's Price-to-Free-Cash-Flow is ranked lower than
76% of the 877 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.52 vs. CNBKA: 18.16 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CNBKA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.61  Med: 12.36 Max: 33.79
Current: 18.16
4.61
33.79
Price-to-Operating-Cash-Flow 15.95
CNBKA's Price-to-Operating-Cash-Flow is ranked lower than
75% of the 958 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.47 vs. CNBKA: 15.95 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CNBKA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.97  Med: 10.78 Max: 25.78
Current: 15.95
3.97
25.78
EV-to-EBIT 23.21
CNBKA's EV-to-EBIT is ranked lower than
78% of the 1267 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.36 vs. CNBKA: 23.21 )
Ranked among companies with meaningful EV-to-EBIT only.
CNBKA' s EV-to-EBIT Range Over the Past 10 Years
Min: -3.5  Med: 22.5 Max: 166.3
Current: 23.21
-3.5
166.3
EV-to-EBITDA 20.21
CNBKA's EV-to-EBITDA is ranked lower than
77% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.09 vs. CNBKA: 20.21 )
Ranked among companies with meaningful EV-to-EBITDA only.
CNBKA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2.3  Med: 18.2 Max: 102.7
Current: 20.21
-2.3
102.7
PEG Ratio 7.10
CNBKA's PEG Ratio is ranked lower than
91% of the 852 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. CNBKA: 7.10 )
Ranked among companies with meaningful PEG Ratio only.
CNBKA' s PEG Ratio Range Over the Past 10 Years
Min: 0.27  Med: 0.7 Max: 11.98
Current: 7.1
0.27
11.98
Shiller PE Ratio 19.50
CNBKA's Shiller PE Ratio is ranked higher than
53% of the 509 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.59 vs. CNBKA: 19.50 )
Ranked among companies with meaningful Shiller PE Ratio only.
CNBKA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.61  Med: 14.04 Max: 20.37
Current: 19.5
5.61
20.37

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.74
CNBKA's Dividend Yield % is ranked lower than
93% of the 2338 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.52 vs. CNBKA: 0.74 )
Ranked among companies with meaningful Dividend Yield % only.
CNBKA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.72  Med: 1.75 Max: 4.53
Current: 0.74
0.72
4.53
Dividend Payout Ratio 0.11
CNBKA's Dividend Payout Ratio is ranked higher than
98% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. CNBKA: 0.11 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CNBKA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.15 Max: 0.34
Current: 0.11
0.11
0.34
Forward Dividend Yield % 0.75
CNBKA's Forward Dividend Yield % is ranked lower than
95% of the 2218 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.89 vs. CNBKA: 0.75 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.75
CNBKA's 5-Year Yield-on-Cost % is ranked lower than
95% of the 2673 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.17 vs. CNBKA: 0.75 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CNBKA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.72  Med: 1.75 Max: 4.53
Current: 0.75
0.72
4.53
3-Year Average Share Buyback Ratio -0.10
CNBKA's 3-Year Average Share Buyback Ratio is ranked higher than
75% of the 1081 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. CNBKA: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CNBKA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.6  Med: -0.1 Max: 1.7
Current: -0.1
-0.6
1.7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.46
CNBKA's Price-to-Tangible-Book is ranked lower than
60% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. CNBKA: 1.46 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CNBKA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.31  Med: 1.2 Max: 2.25
Current: 1.46
0.31
2.25
Price-to-Intrinsic-Value-Projected-FCF 0.98
CNBKA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
68% of the 914 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. CNBKA: 0.98 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CNBKA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.26  Med: 0.69 Max: 1.7
Current: 0.98
0.26
1.7
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.62
CNBKA's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
68% of the 142 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.86 vs. CNBKA: 0.62 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.62
CNBKA's Price-to-Median-PS-Value is ranked lower than
85% of the 1559 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. CNBKA: 1.62 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CNBKA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.33  Med: 1.05 Max: 5.14
Current: 1.62
0.33
5.14
Price-to-Graham-Number 0.96
CNBKA's Price-to-Graham-Number is ranked lower than
51% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. CNBKA: 0.96 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CNBKA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.47  Med: 0.82 Max: 1.47
Current: 0.96
0.47
1.47
Earnings Yield (Greenblatt) % 4.30
CNBKA's Earnings Yield (Greenblatt) % is ranked lower than
59% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.77 vs. CNBKA: 4.30 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CNBKA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -52.7  Med: 4.3 Max: 11.3
Current: 4.3
-52.7
11.3
Forward Rate of Return (Yacktman) % 6.12
CNBKA's Forward Rate of Return (Yacktman) % is ranked lower than
66% of the 952 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.26 vs. CNBKA: 6.12 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CNBKA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -22.7  Med: 14.55 Max: 44
Current: 6.12
-22.7
44

More Statistics

Revenue (TTM) (Mil) $93.17
EPS (TTM) $ 4.54
Beta0.76
Short Percentage of Float0.60%
52-Week Range $40.00 - 66.65
Shares Outstanding (Mil)5.57
» More Articles for CNBKA

Headlines

Articles On GuruFocus.com
Steady and Growing EPS: Air Methods, Century Bancorp Jul 20 2016 
Delphi Management's Scott Black Releases Fourth Quarter New Stocks Jan 31 2013 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 06 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) May 05 2010 
Century BanCorp Inc. Reports Operating Results (10-Q) Nov 06 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) Aug 07 2009 
Century BanCorp Inc. Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
ETFs with exposure to Century Bancorp, Inc. (Massachusetts) : May 18, 2017 May 18 2017
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