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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.68
EBSB's Cash-to-Debt is ranked lower than
60% of the 1613 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.09 vs. EBSB: 0.68 )
Ranked among companies with meaningful Cash-to-Debt only.
EBSB' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12  Med: 0.79 Max: 2.49
Current: 0.68
0.12
2.49
Equity-to-Asset 0.13
EBSB's Equity-to-Asset is ranked higher than
74% of the 1580 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. EBSB: 0.13 )
Ranked among companies with meaningful Equity-to-Asset only.
EBSB' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09  Med: 0.12 Max: 0.19
Current: 0.13
0.09
0.19
Debt-to-Equity 0.76
EBSB's Debt-to-Equity is ranked higher than
55% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.63 vs. EBSB: 0.76 )
Ranked among companies with meaningful Debt-to-Equity only.
EBSB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.15  Med: 0.54 Max: 0.81
Current: 0.76
0.15
0.81
Interest Coverage 1.98
EBSB's Interest Coverage is ranked higher than
52% of the 1539 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.74 vs. EBSB: 1.98 )
Ranked among companies with meaningful Interest Coverage only.
EBSB' s Interest Coverage Range Over the Past 10 Years
Min: 0.09  Med: 0.99 Max: 1.98
Current: 1.98
0.09
1.98
Beneish M-Score: -2.32
WACC vs ROIC
4.19%
6.07%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 42.26
EBSB's Operating Margin % is ranked higher than
66% of the 1618 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.66 vs. EBSB: 42.26 )
Ranked among companies with meaningful Operating Margin % only.
EBSB' s Operating Margin % Range Over the Past 10 Years
Min: -9.87  Med: 25.12 Max: 42.26
Current: 42.26
-9.87
42.26
Net Margin % 27.32
EBSB's Net Margin % is ranked higher than
57% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.82 vs. EBSB: 27.32 )
Ranked among companies with meaningful Net Margin % only.
EBSB' s Net Margin % Range Over the Past 10 Years
Min: -6.16  Med: 16.34 Max: 27.32
Current: 27.32
-6.16
27.32
ROE % 6.82
EBSB's ROE % is ranked lower than
70% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.56 vs. EBSB: 6.82 )
Ranked among companies with meaningful ROE % only.
EBSB' s ROE % Range Over the Past 10 Years
Min: -1.38  Med: 5.44 Max: 6.82
Current: 6.82
-1.38
6.82
ROA % 0.94
EBSB's ROA % is ranked lower than
54% of the 1624 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.91 vs. EBSB: 0.94 )
Ranked among companies with meaningful ROA % only.
EBSB' s ROA % Range Over the Past 10 Years
Min: -0.2  Med: 0.63 Max: 0.94
Current: 0.94
-0.2
0.94
3-Year Revenue Growth Rate 14.20
EBSB's 3-Year Revenue Growth Rate is ranked higher than
84% of the 1364 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.20 vs. EBSB: 14.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
EBSB' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 9.75 Max: 43.1
Current: 14.2
0
43.1
3-Year EBITDA Growth Rate 29.50
EBSB's 3-Year EBITDA Growth Rate is ranked higher than
89% of the 1281 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.90 vs. EBSB: 29.50 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
EBSB' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 4 Max: 81.6
Current: 29.5
0
81.6
3-Year EPS without NRI Growth Rate 30.90
EBSB's 3-Year EPS without NRI Growth Rate is ranked higher than
88% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. EBSB: 30.90 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
EBSB' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 2.6 Max: 84
Current: 30.9
0
84
GuruFocus has detected 3 Warning Signs with Meridian Bancorp Inc $EBSB.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» EBSB's 30-Y Financials

Financials (Next Earnings Date: 2017-10-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

EBSB Guru Trades in Q3 2016

Jim Simons 1,377,244 sh (+2.11%)
Michael Price 100,000 sh (unchged)
Paul Tudor Jones 26,407 sh (-10.63%)
Chuck Royce 269,400 sh (-20.04%)
» More
Q4 2016

EBSB Guru Trades in Q4 2016

Jim Simons 1,558,158 sh (+13.14%)
Paul Tudor Jones 28,276 sh (+7.08%)
Michael Price 100,000 sh (unchged)
Chuck Royce 224,000 sh (-16.85%)
» More
Q1 2017

EBSB Guru Trades in Q1 2017

Paul Tudor Jones 30,101 sh (+6.45%)
Jim Simons 1,592,058 sh (+2.18%)
Michael Price 100,000 sh (unchged)
Chuck Royce 196,400 sh (-12.32%)
» More
Q2 2017

EBSB Guru Trades in Q2 2017

Chuck Royce 235,400 sh (+19.86%)
Jim Simons 1,683,758 sh (+5.76%)
Michael Price 100,000 sh (unchged)
Paul Tudor Jones 29,358 sh (-2.47%)
» More
» Details

Insider Trades

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Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6021
Compare:NAS:UBNK, NAS:LOB, NAS:OCFC, NAS:FFIC, NAS:DCOM, NAS:KRNY, NAS:CASH, NAS:HMST, NAS:HONE, NAS:WSBF, NAS:FDEF, NAS:UCFC, NAS:BKMU, NAS:EBTC, NAS:HIFS, NAS:BSF, NAS:CSBK, NAS:HBCP, NAS:TBNK, NAS:SMBC » details
Traded in other countries:3MR.Germany,
Headquarter Location:USA
Meridian Bancorp Inc owns and operates the East Boston Savings Bank. Through East Boston Savings Bank, it offers deposit accounts, loan products to individuals and businesses. The company operates its business across multiple locations in Massachusetts.

Meridian Bancorp Inc owns and operates the East Boston Savings Bank. The East Boston Savings Bank is a chartered stock savings bank conducting its business across multiple locations in Massachusetts. Offering a variety of banking products such as deposit accounts and loan products to individuals and businesses located in various counties such as Suffolk, Norfolk, Middlesex and Essex Counties. The company also offers lending business which involves the purchase and sale of loan participation interests.

Top Ranked Articles about Meridian Bancorp Inc

Meetinghouse Bancorp, Inc. Receives Shareholder Approval for Merger with Meridian Bancorp, Inc.
Meridian Bancorp, Inc. Announces Quarterly Dividend
Meridian Bancorp, Inc. Announces Quarterly Dividend
Meridian Bancorp, Inc. Announces 33% Increase in Quarterly Dividend

BOSTON, March 02, 2017 (GLOBE NEWSWIRE) -- The Board of Directors of Meridian Bancorp, Inc. (the “Company”) (NASDAQ:EBSB), the holding company for East Boston Savings Bank, today declared a quarterly cash dividend of $0.04 per common share, an increase of $0.01 per common share or 33%, payable on April 4, 2017 to stockholders of record at the close of business on March 21, 2017.
Richard J. Gavegnano, Chairman, President and Chief Executive Officer of the Company, said, â€œThis 33% increase in our quarterly dividend is consistent with our goal of increasing shareholder value and reflects our successful overall growth in assets and earnings.” Meridian Bancorp, Inc. is the holding company for East Boston Savings Bank. East Boston Savings Bank, a Massachusetts-chartered stock savings bank founded in 1848, operates 31 full-service locations in the greater Boston metropolitan area. We offer a variety of deposit and loan products to individuals and businesses located in our primary market, which consists of Essex, Middlesex, Norfolk and Suffolk Counties, Massachusetts. For additional information, visit www.ebsb.com. Forward Looking Statements Certain statements herein constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by words such as “assumes,” “believes,” “will,” “expects,” “project,” “may,” “could,” “developments,” “strategic,” “launching,” “opportunities,” “anticipates,” “estimates,” “intends,” “plans,” “targets” and similar expressions. These statements are based upon the current beliefs and expectations of Meridian Bancorp, Inc.’s management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements as a result of numerous factors. Factors that could cause such differences to exist include, but are not limited to, general economic conditions, changes in interest rates, regulatory considerations, and competition and the risk factors described in the Company’s Annual Report on Form 10-K and Quarterly Reports on Form 10-Q as filed with the Securities and Exchange Commission. Should one or more of these risks materialize or should underlying beliefs or assumptions prove incorrect, Meridian Bancorp, Inc.’s actual results could differ materially from those discussed. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this release.
Contact: Richard J. Gavegnano, Chairman, President and Chief Executive Officer      
(978) 977-2211

Read more...

Ratios

vs
industry
vs
history
PE Ratio 23.55
EBSB's PE Ratio is ranked lower than
85% of the 1505 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.59 vs. EBSB: 23.55 )
Ranked among companies with meaningful PE Ratio only.
EBSB' s PE Ratio Range Over the Past 10 Years
Min: 16.52  Med: 29.02 Max: 3870
Current: 23.55
16.52
3870
Forward PE Ratio 16.53
EBSB's Forward PE Ratio is ranked lower than
95% of the 382 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 16.05 vs. EBSB: 16.53 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 23.55
EBSB's PE Ratio without NRI is ranked lower than
85% of the 1504 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.62 vs. EBSB: 23.55 )
Ranked among companies with meaningful PE Ratio without NRI only.
EBSB' s PE Ratio without NRI Range Over the Past 10 Years
Min: 16.52  Med: 28.96 Max: 99999999.99
Current: 23.55
16.52
99999999.99
Price-to-Owner-Earnings 22.09
EBSB's Price-to-Owner-Earnings is ranked lower than
80% of the 881 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.23 vs. EBSB: 22.09 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
EBSB' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 11.51  Med: 25.97 Max: 133.75
Current: 22.09
11.51
133.75
PB Ratio 1.59
EBSB's PB Ratio is ranked lower than
66% of the 1581 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. EBSB: 1.59 )
Ranked among companies with meaningful PB Ratio only.
EBSB' s PB Ratio Range Over the Past 10 Years
Min: 0.83  Med: 1.31 Max: 2.42
Current: 1.59
0.83
2.42
PS Ratio 6.42
EBSB's PS Ratio is ranked lower than
85% of the 1567 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.43 vs. EBSB: 6.42 )
Ranked among companies with meaningful PS Ratio only.
EBSB' s PS Ratio Range Over the Past 10 Years
Min: 3.23  Med: 5.56 Max: 11.86
Current: 6.42
3.23
11.86
Price-to-Free-Cash-Flow 21.37
EBSB's Price-to-Free-Cash-Flow is ranked lower than
80% of the 856 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.60 vs. EBSB: 21.37 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
EBSB' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 9.69  Med: 25.89 Max: 322.5
Current: 21.37
9.69
322.5
Price-to-Operating-Cash-Flow 20.10
EBSB's Price-to-Operating-Cash-Flow is ranked lower than
82% of the 931 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.46 vs. EBSB: 20.10 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
EBSB' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 8.29  Med: 23.64 Max: 277.14
Current: 20.1
8.29
277.14
EV-to-EBIT 18.05
EBSB's EV-to-EBIT is ranked lower than
61% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.20 vs. EBSB: 18.05 )
Ranked among companies with meaningful EV-to-EBIT only.
EBSB' s EV-to-EBIT Range Over the Past 10 Years
Min: -3178.2  Med: 16.4 Max: 439.3
Current: 18.05
-3178.2
439.3
EV-to-EBITDA 17.22
EBSB's EV-to-EBITDA is ranked lower than
63% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.98 vs. EBSB: 17.22 )
Ranked among companies with meaningful EV-to-EBITDA only.
EBSB' s EV-to-EBITDA Range Over the Past 10 Years
Min: -129.2  Med: 16.9 Max: 2029.1
Current: 17.22
-129.2
2029.1
EV-to-Revenue 7.65
EBSB's EV-to-Revenue is ranked lower than
68% of the 1284 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.86 vs. EBSB: 7.65 )
Ranked among companies with meaningful EV-to-Revenue only.
EBSB' s EV-to-Revenue Range Over the Past 10 Years
Min: 1.9  Med: 5.6 Max: 10.1
Current: 7.65
1.9
10.1
PEG Ratio 1.03
EBSB's PEG Ratio is ranked higher than
60% of the 821 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.45 vs. EBSB: 1.03 )
Ranked among companies with meaningful PEG Ratio only.
EBSB' s PEG Ratio Range Over the Past 10 Years
Min: 0.61  Med: 1.48 Max: 2.36
Current: 1.03
0.61
2.36

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.82
EBSB's Dividend Yield % is ranked lower than
91% of the 2354 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. EBSB: 0.82 )
Ranked among companies with meaningful Dividend Yield % only.
EBSB' s Dividend Yield % Range Over the Past 10 Years
Min: 0.2  Med: 0.68 Max: 0.87
Current: 0.82
0.2
0.87
Dividend Payout Ratio 0.18
EBSB's Dividend Payout Ratio is ranked higher than
89% of the 1340 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.32 vs. EBSB: 0.18 )
Ranked among companies with meaningful Dividend Payout Ratio only.
EBSB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13  Med: 0.16 Max: 0.19
Current: 0.18
0.13
0.19
Forward Dividend Yield % 0.87
EBSB's Forward Dividend Yield % is ranked lower than
91% of the 2231 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. EBSB: 0.87 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.83
EBSB's 5-Year Yield-on-Cost % is ranked lower than
91% of the 2778 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.98 vs. EBSB: 0.83 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
EBSB' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2  Med: 0.68 Max: 0.87
Current: 0.83
0.2
0.87
3-Year Average Share Buyback Ratio 0.50
EBSB's 3-Year Average Share Buyback Ratio is ranked higher than
83% of the 1065 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. EBSB: 0.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
EBSB' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.1  Med: 0.9 Max: 0
Current: 0.5
-0.1
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.61
EBSB's Price-to-Tangible-Book is ranked lower than
61% of the 1573 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. EBSB: 1.61 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
EBSB' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.86  Med: 1.34 Max: 2.36
Current: 1.61
0.86
2.36
Price-to-Intrinsic-Value-Projected-FCF 1.19
EBSB's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
76% of the 896 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. EBSB: 1.19 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
EBSB' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.88  Med: 1.18 Max: 1.59
Current: 1.19
0.88
1.59
Price-to-Median-PS-Value 1.15
EBSB's Price-to-Median-PS-Value is ranked lower than
53% of the 1527 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. EBSB: 1.15 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
EBSB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.58  Med: 0.97 Max: 2.03
Current: 1.15
0.58
2.03
Price-to-Peter-Lynch-Fair-Value 0.93
EBSB's Price-to-Peter-Lynch-Fair-Value is ranked higher than
57% of the 451 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. EBSB: 0.93 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
EBSB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.48  Med: 1.35 Max: 2.19
Current: 0.93
0.48
2.19
Price-to-Graham-Number 1.29
EBSB's Price-to-Graham-Number is ranked lower than
75% of the 1414 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. EBSB: 1.29 )
Ranked among companies with meaningful Price-to-Graham-Number only.
EBSB' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.94  Med: 1.31 Max: 1.85
Current: 1.29
0.94
1.85
Earnings Yield (Greenblatt) % 5.53
EBSB's Earnings Yield (Greenblatt) % is ranked higher than
53% of the 1625 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.91 vs. EBSB: 5.53 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
EBSB' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -2.2  Med: 5.1 Max: 15.6
Current: 5.53
-2.2
15.6
Forward Rate of Return (Yacktman) % 28.10
EBSB's Forward Rate of Return (Yacktman) % is ranked higher than
80% of the 934 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.21 vs. EBSB: 28.10 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
EBSB' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 1.4  Med: 19.6 Max: 48
Current: 28.1
1.4
48

More Statistics

Revenue (TTM) (Mil) $151.55
EPS (TTM) $ 0.79
Beta0.19
Short Percentage of Float0.92%
52-Week Range $15.06 - 20.55
Shares Outstanding (Mil)53.92

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 0.79 1.11
EPS without NRI ($) 0.79 1.11
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

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