NAS:FCBP (USA)

First Choice Bancorp

$ 21.11 -0.76 (-3.48%)
Volume: 6,302 Avg Vol (1m): 17,982
Market Cap $: 247.81 Mil Enterprise Value $: 159.45 Mil
P/E (TTM): 10.66 P/B: 0.94
Earnings Power Value 7.1
Net Current Asset Value 0
Tangible Book 14.95
Projected FCF 0
Median P/S Value 27.24
Graham Number 25.81
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3.6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.34
Cash-To-Debt range over the past 10 years
Min: 1.13, Med: 3.17, Max: 10000
Current: 1.34
1.13
10000
Equity-to-Asset 0.15
Equity-to-Asset range over the past 10 years
Min: 0.09, Med: 0.12, Max: 0.15
Current: 0.15
0.09
0.15
Debt-to-Equity 0.70
Debt-to-Equity range over the past 10 years
Min: 0.05, Med: 0.39, Max: 0.83
Current: 0.7
0.05
0.83
Debt-to-EBITDA 2.27
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 2.27
Current: 2.27
0
2.27
Beneish M-Score -2.04
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 4.45%

Profitability & Growth : 2/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 29.57
Net Margin range over the past 10 years
Min: 17.45, Med: 18.22, Max: 29.57
Current: 29.57
17.45
29.57
ROE % 10.40
ROE range over the past 10 years
Min: 6.97, Med: 8.37, Max: 10.4
Current: 10.4
6.97
10.4
ROA % 1.53
ROA range over the past 10 years
Min: 0.61, Med: 0.8, Max: 1.53
Current: 1.53
0.61
1.53
3-Year Total Revenue Growth Rate 23.70
3-Year Revenue Growth Rate range over the past 10 years
Min: 4.1, Med: 7.4, Max: 15.9
Current: 7.4
4.1
15.9
3-Year EPS w/o NRI Growth Rate 22.10
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 5.8, Med: 22.1, Max: 27.6
Current: 22.1
5.8
27.6

Ratios

Current vs industry vs history
PE Ratio (TTM) 10.66
PE Ratio range over the past 10 years
Min: 9.97, Med: 16.21, Max: 27.36
Current: 10.66
9.97
27.36
PE Ratio without NRI 10.66
PE without NRI range over the past 10 years
Min: 9.97, Med: 16.21, Max: 27.36
Current: 10.66
9.97
27.36
Price-to-Owner-Earnings 8.19
Price-to-Owner-Earnings range over the past 10 years
Min: 0, Med: 0, Max: 8.53
Current: 8.19
0
8.53
PB Ratio 0.94
PB Ratio range over the past 10 years
Min: 0.8, Med: 1.16, Max: 2.06
Current: 0.94
0.8
2.06
PS Ratio 3.06
PS Ratio range over the past 10 years
Min: 2.84, Med: 3.99, Max: 6.86
Current: 3.06
2.84
6.86
Price-to-Free-Cash-Flow 11.08
Price-to-Free-Cash-Flow range over the past 10 years
Min: 6.66, Med: 18.34, Max: 251.21
Current: 11.08
6.66
251.21
Price-to-Operating-Cash-Flow 10.67
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 6.56, Med: 17.02, Max: 121.6
Current: 10.67
6.56
121.6
EV-to-Revenue 2.01
EV-to-Revenue range over the past 10 years
Min: -1.2, Med: 1.4, Max: 4.2
Current: 2.01
-1.2
4.2

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 3.80
Trailing Dividend Yield range over the past 10 years
Min: 0.89, Med: 3.01, Max: 3.86
Current: 3.8
0.89
3.86
Dividend Payout Ratio 0.40
Dividend Payout Ratio range over the past 10 years
Min: 0.22, Med: 0.49, Max: 0.78
Current: 0.4
0.22
0.78
Forward Dividend Yield % 3.66
N/A
Yield-on-Cost (5-Year) % 3.80
Yield-on-Cost (5y) range over the past 10 years
Min: 0.89, Med: 3.01, Max: 3.86
Current: 3.8
0.89
3.86
3-Year Share Buyback Rate -18.20
3-Year Share Buyback Rate range over the past 10 years
Min: -18.2, Med: -15.1, Max: -14.6
Current: -18.2
-18.2
-14.6

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.41
Price-to-Tangible-Book range over the past 10 years
Min: 0.93, Med: 1.39, Max: 2.04
Current: 1.41
0.93
2.04
Price-to-Median-PS-Value 0.77
Price-to-Median-PS-Value range over the past 10 years
Min: 0, Med: 1.01, Max: 1.72
Current: 0.77
0
1.72
Price-to-Graham-Number 0.82
Price-to-Graham-Number range over the past 10 years
Min: 0, Med: 0.99, Max: 1.51
Current: 0.82
0
1.51

» FCBP's 30-Y Financials

Financials (Next Earnings Date: 2019-10-30)

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Business Description

Industry Banks » Banks    NAICS : 522310    SIC : 6162
Compare NAS:MRCC NYSE:OCN TSX:DIV DHA:IDLC JSE:FGL TSX:FC TSX:MKP NYSE:AI BOM:511676 BOM:540709 DHA:DBH BOM:523756 NAS:MMAC SGX:S35 ASX:AFG XSWX:HBLN ISX:POLA HKSE:01290 ASX:RMC TSE:8772
Traded in other countries
Address 17785 Center Court Drive N, Suite 750, Cerritos, CA, USA, 90703
First Choice Bancorp, formerly known as First Choice Bank is an American bank holding company. It is engaged in providing loans to consumers and commercial clients which include small businesses and individuals. The company mainly offers commercial and industrial loans, residential mortgage loans and commercial real estate loans generating interest income constituting the majority of company revenues.

More Statistics

Revenue (TTM) (Mil) $ 78.23
EPS (TTM) $ 1.98
Beta 0.31
Volatility % 22.69
52-Week Range $ 18.57 - 28.3
Shares Outstanding (Mil) 11.74

Analyst Estimate

Piotroski F-Score Details