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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.08
GFED's Cash-to-Debt is ranked lower than
95% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. GFED: 0.08 )
Ranked among companies with meaningful Cash-to-Debt only.
GFED' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.22 Max: No Debt
Current: 0.08
Equity-to-Asset 0.10
GFED's Equity-to-Asset is ranked lower than
51% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. GFED: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
GFED' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.1 Max: 0.3
Current: 0.1
0.06
0.3
Interest Coverage 1.79
GFED's Interest Coverage is ranked higher than
52% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. GFED: 1.79 )
Ranked among companies with meaningful Interest Coverage only.
GFED' s Interest Coverage Range Over the Past 10 Years
Min: 0.07  Med: 1 Max: 1.91
Current: 1.79
0.07
1.91
Beneish M-Score: -2.55
WACC vs ROIC
2.65%
3.76%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 29.06
GFED's Operating Margin % is ranked lower than
56% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. GFED: 29.06 )
Ranked among companies with meaningful Operating Margin % only.
GFED' s Operating Margin % Range Over the Past 10 Years
Min: -43.59  Med: 23.57 Max: 42.83
Current: 29.06
-43.59
42.83
Net Margin % 21.58
GFED's Net Margin % is ranked lower than
55% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. GFED: 21.58 )
Ranked among companies with meaningful Net Margin % only.
GFED' s Net Margin % Range Over the Past 10 Years
Min: -27.98  Med: 17.64 Max: 27.5
Current: 21.58
-27.98
27.5
ROE % 8.19
GFED's ROE % is ranked lower than
54% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. GFED: 8.19 )
Ranked among companies with meaningful ROE % only.
GFED' s ROE % Range Over the Past 10 Years
Min: -13.4  Med: 6.65 Max: 13.93
Current: 8.19
-13.4
13.93
ROA % 0.84
GFED's ROA % is ranked lower than
55% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. GFED: 0.84 )
Ranked among companies with meaningful ROA % only.
GFED' s ROA % Range Over the Past 10 Years
Min: -0.86  Med: 0.7 Max: 1.12
Current: 0.84
-0.86
1.12
3-Year Revenue Growth Rate -14.00
GFED's 3-Year Revenue Growth Rate is ranked lower than
92% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. GFED: -14.00 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
GFED' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -14.5  Med: 13.9 Max: 85.1
Current: -14
-14.5
85.1
3-Year EBITDA Growth Rate -14.40
GFED's 3-Year EBITDA Growth Rate is ranked lower than
89% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. GFED: -14.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
GFED' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -48.2  Med: 23 Max: 105.5
Current: -14.4
-48.2
105.5
3-Year EPS without NRI Growth Rate -7.00
GFED's 3-Year EPS without NRI Growth Rate is ranked lower than
82% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. GFED: -7.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
GFED' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 21.3 Max: 63
Current: -7
0
63
GuruFocus has detected 4 Warning Signs with Guaranty Federal Bancshares Inc $GFED.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» GFED's 30-Y Financials

Financials (Next Earnings Date: 2017-07-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

GFED Guru Trades in Q2 2016

Jim Simons 24,600 sh (+2.93%)
» More
Q3 2016

GFED Guru Trades in Q3 2016

Jim Simons 24,600 sh (unchged)
» More
Q4 2016

GFED Guru Trades in Q4 2016

Jim Simons 25,100 sh (+2.03%)
» More
Q1 2017

GFED Guru Trades in Q1 2017

Jim Simons 25,400 sh (+1.20%)
» More
» Details

Insider Trades

Latest Guru Trades with GFED

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:MFNC, NAS:AMRB, OTCPK:BNCC, NAS:RNDB, NAS:CWAY, OTCPK:BAYK, OTCPK:FBTT, NAS:PLBC, NAS:SVBI, OTCPK:HARL, OTCBB:CSBB, OTCPK:CMTV, OTCPK:SCZC, OTCPK:FMBM, OTCBB:JUVF, OTCPK:PFLC, OTCPK:EMPK, NAS:SBFG, OTCPK:BCML, OTCPK:CRLN » details
Headquarter Location:USA
Guaranty Federal Bancshares Inc is a savings and loan holding company. It offers commercial real estate loans, multi-family residential mortgage loans, permanent one- to four-family residential mortgage loans, business, consumer and other loans..

Guaranty Federal Bancshares Inc is a Delaware-chartered corporation that was formed in September 1997. The Company is a savings and loan holding company for Guaranty Federal Savings Bank, a federal savings bank, the Bank, on December 30, 1997, in connection with a plan of conversion and reorganization involving the Bank and its then existing mutual holding company. The Bank's business has been, and continues to be, attracting retail deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, multi-family residential mortgage loans, construction loans, permanent one- to four-family residential mortgage loans, business, consumer and other loans. The Bank also invests in mortgage-backed securities, U.S. Government and federal agency securities and other marketable securities. The Bank's market areas are Greene and Christian Counties, which are in the southwestern corner of Missouri and includes the cities of Springfield, Nixa and Ozark, Missouri. The Bank offers various checking accounts, money markets, savings, fixed-term certificates of deposit and individual retirement accounts. The Bank offers a variety of deposit accounts having a range of interest rates and terms.

Top Ranked Articles about Guaranty Federal Bancshares Inc

Guaranty Federal Bancshares, Inc. Announces Quarterly Dividend

SPRINGFIELD, Mo., March 24, 2017 (GLOBE NEWSWIRE) -- Guaranty Federal Bancshares, Inc., (NASDAQ:GFED), the holding company (the “Company”) for Guaranty Bank, today announces a dividend per common share of $.10 for its first quarter ending March 31, 2017.   The dividend will be payable on April 14, 2017 to stockholders of record on April 4, 2017.  
About Guaranty Federal Bancshares, Inc.
Guaranty Federal Bancshares, Inc. (NASDAQ:GFED) has a subsidiary corporation offering full banking services.  The principal subsidiary, Guaranty Bank, is headquartered in Springfield, Missouri, and has nine full-service branches in Greene and Christian Counties and Loan Production Offices in Jasper and Webster Counties.   Guaranty Bank is a member of the MoneyPass and TransFund ATM networks which provide its customers surcharge free access to over 24,000 ATMs nationwide.  For more information visit the Guaranty Bank website: www.gbankmo.com. The Company may from time to time make written or oral “forward-looking statements,” including statements contained in the Company’s filings with the SEC, in its reports to stockholders and in other communications by the Company, which are made in good faith by the Company pursuant to the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. Words such as “anticipates,” “estimates,” “believes,” “expects,” and similar expressions are intended to identify such forward-looking statements but are not the exclusive means of identifying such statements. These forward-looking statements involve risks and uncertainties, such as statements of the Company’s plans, objectives, expectations, estimates and intentions, that are subject to change based on various important factors (some of which are beyond the Company’s control). The following factors, among others, could cause the Company’s financial performance to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements: the strength of the United States economy in general and the strength of the local economies in which we conduct operations;
the effects of, and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve, inflation, interest rates, market and monetary fluctuations;
the timely development of and acceptance of new products and services and the perceived overall value of these products and services by users, including the features, pricing and quality compared to competitors’ products and services;
the willingness of users to substitute competitors’ products and services for our products and services;
our success in gaining regulatory approval of our products and services, when required;
the impact of changes in financial services laws and regulations (including laws concerning taxes, banking, securities and insurance);
technological changes;
the ability to successfully manage and integrate any future acquisitions if and when our board of directors and management conclude any such acquisitions are appropriate;
changes in consumer spending and saving habits;
our success at managing the risks resulting from these factors; and
other factors set forth in reports and other documents filed by the Company with the SEC from time to time.

Contacts:
Shaun A. Burke, President and CEO or Carter M. Peters, CFO
1341 W. Battlefield
Springfield, MO 65807
417-520-4333

Read more...

Ratios

vs
industry
vs
history
PE Ratio 15.23
GFED's PE Ratio is ranked lower than
52% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. GFED: 15.23 )
Ranked among companies with meaningful PE Ratio only.
GFED' s PE Ratio Range Over the Past 10 Years
Min: 5.64  Med: 12.74 Max: 99999999.99
Current: 15.23
5.64
99999999.99
PE Ratio without NRI 15.23
GFED's PE Ratio without NRI is ranked lower than
52% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. GFED: 15.23 )
Ranked among companies with meaningful PE Ratio without NRI only.
GFED' s PE Ratio without NRI Range Over the Past 10 Years
Min: 5.64  Med: 12.74 Max: 99999999.99
Current: 15.23
5.64
99999999.99
Price-to-Owner-Earnings 13.64
GFED's Price-to-Owner-Earnings is ranked higher than
58% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. GFED: 13.64 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
GFED' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.41  Med: 7.89 Max: 93.82
Current: 13.64
2.41
93.82
PB Ratio 1.22
GFED's PB Ratio is ranked higher than
51% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. GFED: 1.22 )
Ranked among companies with meaningful PB Ratio only.
GFED' s PB Ratio Range Over the Past 10 Years
Min: 0.26  Med: 0.91 Max: 1.94
Current: 1.22
0.26
1.94
PS Ratio 3.29
GFED's PS Ratio is ranked higher than
53% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. GFED: 3.29 )
Ranked among companies with meaningful PS Ratio only.
GFED' s PS Ratio Range Over the Past 10 Years
Min: 0.51  Med: 1.42 Max: 4.13
Current: 3.29
0.51
4.13
Price-to-Free-Cash-Flow 13.51
GFED's Price-to-Free-Cash-Flow is ranked higher than
53% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. GFED: 13.51 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
GFED' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.84  Med: 6.78 Max: 42.5
Current: 13.51
0.84
42.5
Price-to-Operating-Cash-Flow 11.13
GFED's Price-to-Operating-Cash-Flow is ranked higher than
54% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. GFED: 11.13 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
GFED' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.81  Med: 5.55 Max: 28.14
Current: 11.13
0.81
28.14
EV-to-EBIT 24.13
GFED's EV-to-EBIT is ranked lower than
81% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. GFED: 24.13 )
Ranked among companies with meaningful EV-to-EBIT only.
GFED' s EV-to-EBIT Range Over the Past 10 Years
Min: -460.3  Med: 15.9 Max: 179.8
Current: 24.13
-460.3
179.8
EV-to-EBITDA 21.68
GFED's EV-to-EBITDA is ranked lower than
81% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. GFED: 21.68 )
Ranked among companies with meaningful EV-to-EBITDA only.
GFED' s EV-to-EBITDA Range Over the Past 10 Years
Min: -72.4  Med: 15.05 Max: 311.2
Current: 21.68
-72.4
311.2
PEG Ratio 2.55
GFED's PEG Ratio is ranked lower than
70% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. GFED: 2.55 )
Ranked among companies with meaningful PEG Ratio only.
GFED' s PEG Ratio Range Over the Past 10 Years
Min: 0.27  Med: 0.59 Max: 6.74
Current: 2.55
0.27
6.74
Shiller PE Ratio 36.97
GFED's Shiller PE Ratio is ranked lower than
80% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. GFED: 36.97 )
Ranked among companies with meaningful Shiller PE Ratio only.
GFED' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.56  Med: 13.76 Max: 37.21
Current: 36.97
3.56
37.21

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.82
GFED's Dividend Yield % is ranked lower than
68% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. GFED: 1.82 )
Ranked among companies with meaningful Dividend Yield % only.
GFED' s Dividend Yield % Range Over the Past 10 Years
Min: 0.39  Med: 2.25 Max: 10.29
Current: 1.82
0.39
10.29
Dividend Payout Ratio 0.28
GFED's Dividend Payout Ratio is ranked higher than
62% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. GFED: 0.28 )
Ranked among companies with meaningful Dividend Payout Ratio only.
GFED' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.22 Max: 0.32
Current: 0.28
0.11
0.32
Forward Dividend Yield % 2.02
GFED's Forward Dividend Yield % is ranked lower than
68% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. GFED: 2.02 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.82
GFED's 5-Year Yield-on-Cost % is ranked lower than
77% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. GFED: 1.82 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
GFED' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.39  Med: 2.25 Max: 10.29
Current: 1.82
0.39
10.29
3-Year Average Share Buyback Ratio -17.30
GFED's 3-Year Average Share Buyback Ratio is ranked lower than
87% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. GFED: -17.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GFED' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -49.1  Med: 1.2 Max: 18.5
Current: -17.3
-49.1
18.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.22
GFED's Price-to-Tangible-Book is ranked higher than
54% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. GFED: 1.22 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
GFED' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.32  Med: 1.01 Max: 2.56
Current: 1.22
0.32
2.56
Price-to-Intrinsic-Value-Projected-FCF 0.63
GFED's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
71% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. GFED: 0.63 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
GFED' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.12  Med: 0.53 Max: 0.93
Current: 0.63
0.12
0.93
Price-to-Median-PS-Value 2.32
GFED's Price-to-Median-PS-Value is ranked lower than
95% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. GFED: 2.32 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
GFED' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.37  Med: 2.63 Max: 7.62
Current: 2.32
0.37
7.62
Price-to-Peter-Lynch-Fair-Value 1.67
GFED's Price-to-Peter-Lynch-Fair-Value is ranked lower than
71% of the 426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. GFED: 1.67 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
GFED' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.43  Med: 0.66 Max: 5.92
Current: 1.67
0.43
5.92
Price-to-Graham-Number 0.91
GFED's Price-to-Graham-Number is ranked higher than
55% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. GFED: 0.91 )
Ranked among companies with meaningful Price-to-Graham-Number only.
GFED' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.32  Med: 0.94 Max: 2.43
Current: 0.91
0.32
2.43
Earnings Yield (Greenblatt) % 4.14
GFED's Earnings Yield (Greenblatt) % is ranked lower than
61% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. GFED: 4.14 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
GFED' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.6  Med: 5.4 Max: 45.7
Current: 4.14
0.6
45.7
Forward Rate of Return (Yacktman) % 22.94
GFED's Forward Rate of Return (Yacktman) % is ranked higher than
75% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. GFED: 22.94 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
GFED' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 10.3  Med: 28.8 Max: 62.1
Current: 22.94
10.3
62.1

More Statistics

Revenue (TTM) (Mil) $26.62
EPS (TTM) $ 1.30
Beta-0.05
Short Percentage of Float0.19%
52-Week Range $15.80 - 21.95
Shares Outstanding (Mil)4.42
» More Articles for GFED

Headlines

Articles On GuruFocus.com
Guaranty Federal Bancshares, Inc. Announces Quarterly Dividend Mar 24 2017 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) Aug 13 2010 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) Aug 12 2009 
Guaranty Federal Bancshares Inc. Reports Operating Results (10-Q) May 15 2009 

More From Other Websites
Guaranty Federal Bancshares, Inc. :GFED-US: Earnings Analysis: Q1, 2017 By the Numbers : May 18,... May 18 2017
Guaranty Federal Bancshares, Inc. Announces Preliminary First Quarter 2017 Financial Results Apr 18 2017
Guaranty Federal Bancshares, Inc. : GFED-US: Dividend Analysis : April 04th, 2017 (record date) : By... Apr 13 2017
Guaranty Federal Bancshares, Inc. Announces Quarterly Dividend Mar 24 2017
Guaranty Federal Bancshares, Inc. : GFED-US: Dividend Analysis : January 03rd, 2017 (record date) :... Feb 27 2017
Guaranty Federal Bancshares, Inc. :GFED-US: Earnings Analysis: 2016 By the Numbers : January 27,... Jan 27 2017
Guaranty Federal Bancshares, Inc. :GFED-US: Earnings Analysis: Q4, 2016 By the Numbers : January 20,... Jan 20 2017
Can The Uptrend Continue for Guaranty Federal Bancshares (GFED)? Dec 30 2016
Top Ranked Value Stocks to Buy for December 29th Dec 29 2016
Guaranty Federal Bancshares, Inc. :GFED-US: Earnings Analysis: Q2, 2016 By the Numbers : July 21,... Jul 21 2016
Guaranty Federal Bancshares, Inc. :GFED-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28,... Jun 28 2016
Guaranty Federal Bancshares, Inc. :GFED-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 21 2016

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