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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 6.35
GTS's Cash-to-Debt is ranked lower than
67% of the 191 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10000.00 vs. GTS: 6.35 )
Ranked among companies with meaningful Cash-to-Debt only.
GTS' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.19  Med: 0.68 Max: N/A
Current: 6.35
Equity-to-Asset 0.37
GTS's Equity-to-Asset is ranked higher than
75% of the 190 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.25 vs. GTS: 0.37 )
Ranked among companies with meaningful Equity-to-Asset only.
GTS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.23  Med: 0.33 Max: 0.41
Current: 0.37
0.23
0.41
Beneish M-Score: -2.70
WACC vs ROIC
6.04%
1.26%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % -0.17
GTS's Operating Margin % is ranked lower than
85% of the 183 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.08 vs. GTS: -0.17 )
Ranked among companies with meaningful Operating Margin % only.
GTS' s Operating Margin % Range Over the Past 10 Years
Min: -0.17  Med: 2.8 Max: 4.69
Current: -0.17
-0.17
4.69
Net Margin % 0.33
GTS's Net Margin % is ranked lower than
86% of the 191 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.05 vs. GTS: 0.33 )
Ranked among companies with meaningful Net Margin % only.
GTS' s Net Margin % Range Over the Past 10 Years
Min: 0.33  Med: 2.53 Max: 3.78
Current: 0.33
0.33
3.78
ROE % 1.11
GTS's ROE % is ranked lower than
86% of the 190 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.04 vs. GTS: 1.11 )
Ranked among companies with meaningful ROE % only.
GTS' s ROE % Range Over the Past 10 Years
Min: 1.11  Med: 7.75 Max: 14.18
Current: 1.11
1.11
14.18
ROA % 0.42
GTS's ROA % is ranked lower than
81% of the 191 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.47 vs. GTS: 0.42 )
Ranked among companies with meaningful ROA % only.
GTS' s ROA % Range Over the Past 10 Years
Min: 0.42  Med: 2.94 Max: 4.29
Current: 0.42
0.42
4.29
3-Year Revenue Growth Rate 12.40
GTS's 3-Year Revenue Growth Rate is ranked higher than
69% of the 162 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.60 vs. GTS: 12.40 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
GTS' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 7.55 Max: 77.8
Current: 12.4
0
77.8
3-Year EBITDA Growth Rate -26.30
GTS's 3-Year EBITDA Growth Rate is ranked lower than
86% of the 138 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.60 vs. GTS: -26.30 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
GTS' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -0.2 Max: 60.2
Current: -26.3
0
60.2
3-Year EPS without NRI Growth Rate -29.30
GTS's 3-Year EPS without NRI Growth Rate is ranked lower than
93% of the 133 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 5.30 vs. GTS: -29.30 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
GTS' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -29.3  Med: 5.35 Max: 49.2
Current: -29.3
-29.3
49.2
GuruFocus has detected 2 Warning Signs with Triple-S Management Corp $GTS.
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» GTS's 30-Y Financials

Financials (Next Earnings Date: 2017-08-08)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

GTS Guru Trades in Q2 2016

Jeremy Grantham 18,400 sh (New)
Richard Pzena 1,559,649 sh (+10.02%)
Barrow, Hanley, Mewhinney & Strauss Sold Out
David Dreman Sold Out
Charles Brandes Sold Out
Jim Simons Sold Out
Paul Tudor Jones 15,195 sh (-59.73%)
» More
Q3 2016

GTS Guru Trades in Q3 2016

Richard Pzena 1,971,750 sh (+26.42%)
Paul Tudor Jones 12,020 sh (-20.90%)
Jeremy Grantham 12,700 sh (-30.98%)
» More
Q4 2016

GTS Guru Trades in Q4 2016

Paul Tudor Jones 20,577 sh (+71.19%)
Richard Pzena 2,096,324 sh (+6.32%)
Jeremy Grantham 10,819 sh (-14.81%)
» More
Q1 2017

GTS Guru Trades in Q1 2017

Charles Brandes 70,138 sh (New)
Jim Simons 136,400 sh (New)
Paul Tudor Jones 24,525 sh (+19.19%)
Richard Pzena 2,079,325 sh (-0.81%)
Jeremy Grantham 10,100 sh (-6.65%)
» More
» Details

Insider Trades

Latest Guru Trades with GTS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance » Insurance - Diversified    NAICS: 524114 
Compare: » details
Traded in other countries:4T3A.Germany,
Headquarter Location:
Triple-S Management Corp is engaged in the managed care industry in Puerto Rico. It offers complementary products and services, including life insurance, accident and disability insurance and property and casualty insurance.

Triple-S Management Corp was incorporated under the laws of the Commonwealth of Puerto Rico on January 17, 1997 to engage, among other things, as the holding company of entities mainly involved in the insurance industry. The Company is engaged in the managed care industry in Puerto Rico, serving approximately 2,188,000 members across all regions, with a 26% market share in terms of premiums written in Puerto Rico. Its operating segments include Life Insurance and Property and Casualty segments. Premiums on life insurance policies are billed in advance of their respective coverage period and the related revenue is recorded as earned when due. Premiums on property and casualty contracts are billed in advance of their respective coverage period and are recognized as earned on a pro rata basis over the policy term. The Company has the exclusive right to use the Blue Cross and Blue Shield ('BCBS') name and mark throughout Puerto Rico, the U.S. Virgin Islands, Costa Rica and the British Virgin Islands and Anguilla. The Company markets its managed care products through an extensive network of independent agents and brokers located throughout Puerto Rico as well as an internal salaried sales force. Beginning on November 1, 2011 the Company resumed its participation in this sector as an Administrative Service Only ('ASO') provider. Through its subsidiaries TSS and AH, it offers various managed care products, including HMO plans, PPO plans, Medicare Supplement, Medicare Advantage, Medicare Part D and Medicaid plans. It offers various life, accident, disability and health and annuity products in Puerto Rico through its subsidiary TSV. It offers various property and casualty insurance products through its subsidiary Triple-S Propiedad, Inc. The Company has also established an exclusive pharmacy network with higher discounted rates than its broader network. It has designed a comprehensive Quality Improvement Program ("QIP"). The Company competes with Medical Card Systems Inc., InnovaCare, Inc., Humana, Inc., First Medical Health Plan, Inc., Cooperativa de Seguros de Vida de Puerto Rico, AXA Equitable Life, Mass Mutual Financial Group, among others. Its business operations are subject to comprehensive and detailed regulation in Puerto Rico, as well as U.S. federal regulation.

Ratios

vs
industry
vs
history
PE Ratio 39.98
GTS's PE Ratio is ranked lower than
91% of the 168 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.48 vs. GTS: 39.98 )
Ranked among companies with meaningful PE Ratio only.
GTS' s PE Ratio Range Over the Past 10 Years
Min: 6.04  Med: 9.68 Max: 46.95
Current: 39.98
6.04
46.95
PE Ratio without NRI 39.98
GTS's PE Ratio without NRI is ranked lower than
91% of the 168 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 12.48 vs. GTS: 39.98 )
Ranked among companies with meaningful PE Ratio without NRI only.
GTS' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.04  Med: 9.67 Max: 46.95
Current: 39.98
6.04
46.95
Price-to-Owner-Earnings 3.50
GTS's Price-to-Owner-Earnings is ranked higher than
75% of the 103 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9.41 vs. GTS: 3.50 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
GTS' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 2.47  Med: 6.62 Max: 254.35
Current: 3.5
2.47
254.35
PB Ratio 0.42
GTS's PB Ratio is ranked higher than
94% of the 189 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.26 vs. GTS: 0.42 )
Ranked among companies with meaningful PB Ratio only.
GTS' s PB Ratio Range Over the Past 10 Years
Min: 0.42  Med: 0.75 Max: 1.38
Current: 0.42
0.42
1.38
PS Ratio 0.13
GTS's PS Ratio is ranked higher than
98% of the 190 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.10 vs. GTS: 0.13 )
Ranked among companies with meaningful PS Ratio only.
GTS' s PS Ratio Range Over the Past 10 Years
Min: 0.13  Med: 0.24 Max: 0.36
Current: 0.13
0.13
0.36
Price-to-Free-Cash-Flow 3.74
GTS's Price-to-Free-Cash-Flow is ranked higher than
74% of the 103 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.99 vs. GTS: 3.74 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
GTS' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.33  Med: 5.84 Max: 418.93
Current: 3.74
2.33
418.93
Price-to-Operating-Cash-Flow 3.49
GTS's Price-to-Operating-Cash-Flow is ranked higher than
72% of the 121 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.46 vs. GTS: 3.49 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
GTS' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.23  Med: 5.37 Max: 93.47
Current: 3.49
2.23
93.47
EV-to-EBIT 83.15
GTS's EV-to-EBIT is ranked lower than
98% of the 145 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.52 vs. GTS: 83.15 )
Ranked among companies with meaningful EV-to-EBIT only.
GTS' s EV-to-EBIT Range Over the Past 10 Years
Min: -4  Med: 7.5 Max: 108.9
Current: 83.15
-4
108.9
EV-to-EBITDA 12.44
GTS's EV-to-EBITDA is ranked lower than
84% of the 146 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.99 vs. GTS: 12.44 )
Ranked among companies with meaningful EV-to-EBITDA only.
GTS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -4  Med: 6 Max: 16.3
Current: 12.44
-4
16.3
Shiller PE Ratio 7.65
GTS's Shiller PE Ratio is ranked higher than
87% of the 23 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 17.47 vs. GTS: 7.65 )
Ranked among companies with meaningful Shiller PE Ratio only.
GTS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.55  Med: 10.3 Max: 14.49
Current: 7.65
7.55
14.49

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio 4.00
GTS's 3-Year Average Share Buyback Ratio is ranked higher than
87% of the 93 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.30 vs. GTS: 4.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
GTS' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -9  Med: 2.45 Max: 0
Current: 4
-9
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 0.45
GTS's Price-to-Tangible-Book is ranked higher than
94% of the 187 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.46 vs. GTS: 0.45 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
GTS' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.45  Med: 0.78 Max: 1.35
Current: 0.45
0.45
1.35
Price-to-Intrinsic-Value-Projected-FCF 0.20
GTS's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
90% of the 69 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.70 vs. GTS: 0.20 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
GTS' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.2  Med: 0.45 Max: 0.64
Current: 0.2
0.2
0.64
Price-to-Median-PS-Value 0.54
GTS's Price-to-Median-PS-Value is ranked higher than
91% of the 182 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.02 vs. GTS: 0.54 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
GTS' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.53  Med: 1 Max: 1.47
Current: 0.54
0.53
1.47
Price-to-Graham-Number 0.90
GTS's Price-to-Graham-Number is ranked lower than
54% of the 158 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 9999.00 vs. GTS: 0.90 )
Ranked among companies with meaningful Price-to-Graham-Number only.
GTS' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.43  Med: 0.62 Max: 1.01
Current: 0.9
0.43
1.01
Earnings Yield (Greenblatt) % 1.19
GTS's Earnings Yield (Greenblatt) % is ranked lower than
78% of the 183 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.40 vs. GTS: 1.19 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
GTS' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -28.9  Med: 13.1 Max: 24.3
Current: 1.19
-28.9
24.3
Forward Rate of Return (Yacktman) % 8.97
GTS's Forward Rate of Return (Yacktman) % is ranked lower than
64% of the 67 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 15.28 vs. GTS: 8.97 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
GTS' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 0.2  Med: 16.2 Max: 31
Current: 8.97
0.2
31

More Statistics

Revenue (TTM) (Mil) $2,950.58
EPS (TTM) $ 0.39
Beta0.31
Short Percentage of Float1.37%
52-Week Range $15.26 - 26.63
Shares Outstanding (Mil)24.44
» More Articles for GTS

Headlines

Articles On GuruFocus.com
Triple-S Management Appoints New Director Jun 13 2017 
Triple-S Management Corporation Schedules First-Quarter Earnings Release and Webcast Apr 18 2017 
Charles Brandes Continues to Buy Avon, Higher One Holdings Jul 05 2016 
Undervalued Play on Puerto Rico Jun 23 2014 
Triple-S Management: Selling Below Book Value Mar 16 2014 
TRIPLE-S MGMT CL B Reports Operating Results (10-K) Mar 09 2011 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Nov 09 2010 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Aug 04 2010 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) May 05 2010 
TRIPLE-S MGMT CL B Reports Operating Results (10-Q) Nov 03 2009 

More From Other Websites
Triple-S Management Corporation Schedules Second-Quarter Earnings Release and Webcast Jul 07 2017
Triple-S Management Corporation Agrees to Medicaid Contract Extension Jul 05 2017
Triple-S Management Corp. – Value Analysis (NYSE:GTS) : June 27, 2017 Jun 27 2017
Triple-S Management Corp. breached its 50 day moving average in a Bearish Manner : GTS-US : June 26,... Jun 26 2017
Triple-S Management Appoints New Director Jun 13 2017
11 Best Insurance Companies to Invest in 2017 Jun 05 2017
Weakness Seen in Triple-S Management (GTS) Estimates: Should You Stay Away? May 17 2017
ETFs with exposure to Triple-S Management Corp. : May 15, 2017 May 15 2017
Edited Transcript of GTS earnings conference call or presentation 9-May-17 1:00pm GMT May 14 2017
Triple-S Management Corp. :GTS-US: Earnings Analysis: Q1, 2017 By the Numbers : May 12, 2017 May 12 2017
Triple-S Management Corp. breached its 50 day moving average in a Bearish Manner : GTS-US : May 10,... May 10 2017
Triple-S Management reports 1Q loss May 09 2017
Investor Network Invites You to the Triple-S Management Corporation First Quarter 2017 Earnings... May 08 2017
Triple-S Management Corporation Schedules First-Quarter Earnings Release and Webcast Apr 18 2017
Triple-S Management Corp. breached its 50 day moving average in a Bullish Manner : GTS-US : April... Apr 11 2017
ETFs with exposure to Triple-S Management Corp. : April 7, 2017 Apr 07 2017
Triple-S Management Corp. :GTS-US: Earnings Analysis: Q4, 2016 By the Numbers : March 16, 2017 Mar 16 2017
Edited Transcript of GTS earnings conference call or presentation 2-Mar-17 2:00pm GMT Mar 02 2017
Triple-S Management posts 4Q profit Mar 02 2017
Triple-S Management Corporation Reports Fourth Quarter 2016 Results Mar 02 2017

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