NAS:HIIQ (USA) Also trade in: Germany UK

Health Insurance Innovations Inc

$ 24.9 0.28 (1.14%)
Volume: 525,548 Avg Vol (1m): 1,187,733
Market Cap $: 346.83 Mil Enterprise Value $: 437.84 Mil
P/E (TTM): 26.22 P/B: 4.63
Earnings Power Value 12.42
Net Current Asset Value -12.41
Tangible Book 1.75
Projected FCF 17.54
Median P/S Value 24.21
Graham Number 6.11
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 6/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.10
Cash-To-Debt ranked higher than
82.14% of 28 companies
in the Health Care Plans industry.
Industry Max: 10000, Med: 1.15, Min: 0.03
HIIQ: 0.1
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.1, Med: 10000, Max: 10000
Current: 0.1
0.1
10000
Equity-to-Asset 0.15
Equity-to-Asset ranked higher than
62.96% of 27 companies
in the Health Care Plans industry.
Industry Max: 0.88, Med: 0.38, Min: -3.02
HIIQ: 0.15
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.15, Med: 0.42, Max: 0.63
Current: 0.15
0.15
0.63
Debt-to-Equity 0.97
Debt-to-Equity ranked lower than
100.00% of 19 companies
in the Health Care Plans industry.
Industry Max: 2.49, Med: 0.59, Min: 0.02
HIIQ: 0.97
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.06, Med: 0.32, Max: 0.97
Current: 0.97
0.06
0.97
Debt-to-EBITDA 1.94
Debt-to-EBITDA ranked lower than
100.00% of 18 companies
in the Health Care Plans industry.
Industry Max: 5.37, Med: 1.82, Min: 0.09
HIIQ: 1.94
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.42, Med: 0.73, Max: 5.38
Current: 1.94
0.42
5.38
Interest Coverage 67.97
Interest Coverage ranked higher than
80.00% of 25 companies
in the Health Care Plans industry.
Industry Max: 10000, Med: 10.81, Min: 2.4
HIIQ: 67.97
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 12.9, Med: 1250.48, Max: 10000
Current: 67.97
12.9
10000
Piotroski F-Score 5
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 2.05
DISTRESS
GREY
SAFE
Beneish M-Score -2.67
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 15.53%
WACC 21.48%

Profitability & Growth : 7/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 7.78
Operating Margin ranked higher than
77.78% of 27 companies
in the Health Care Plans industry.
Industry Max: 45.41, Med: 5.49, Min: -1210.76
HIIQ: 7.78
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: -13.33, Med: 8.34, Max: 12.6
Current: 7.78
-13.33
12.6
Net Margin % 2.75
Net Margin ranked higher than
77.78% of 27 companies
in the Health Care Plans industry.
Industry Max: 34.29, Med: 3.87, Min: -970.89
HIIQ: 2.75
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -5.92, Med: 2.45, Max: 7.99
Current: 2.75
-5.92
7.99
ROE % 11.09
ROE ranked higher than
80.77% of 26 companies
in the Health Care Plans industry.
Industry Max: 57.72, Med: 15.89, Min: -108.55
HIIQ: 11.09
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -22.21, Med: 10.24, Max: 52.87
Current: 11.09
-22.21
52.87
ROA % 3.64
ROA ranked higher than
85.71% of 28 companies
in the Health Care Plans industry.
Industry Max: 36.03, Med: 4.25, Min: -780.26
HIIQ: 3.64
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -7.49, Med: 4.08, Max: 18.65
Current: 3.64
-7.49
18.65
ROC (Joel Greenblatt) % 546.19
ROC (Joel Greenblatt) ranked higher than
68.00% of 25 companies
in the Health Care Plans industry.
Industry Max: 2696.51, Med: 65.45, Min: -21031.25
HIIQ: 546.19
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: -2508.31, Med: 247.09, Max: 1657.75
Current: 546.19
-2508.31
1657.75
3-Year Total Revenue Growth Rate 49.70
3-Year Revenue Growth Rate ranked higher than
69.57% of 23 companies
in the Health Care Plans industry.
Industry Max: 25.8, Med: 8.6, Min: -15.7
HIIQ: 24
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 12.7, Med: 24.8, Max: 63.6
Current: 24
12.7
63.6
3-Year Total EBITDA Growth Rate 195.80
3-Year EBITDA Growth Rate ranked higher than
95.00% of 20 companies
in the Health Care Plans industry.
Industry Max: 62.1, Med: 12.7, Min: -144.8
HIIQ: 145.1
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 21.7, Max: 145.1
Current: 145.1
0
145.1
3-Year EPS w/o NRI Growth Rate 129.70
3-Year EPS w/o NRI Growth Rate ranked lower than
100.00% of 16 companies
in the Health Care Plans industry.
Industry Max: 105.4, Med: 17.7, Min: -35.7
HIIQ: 129.7
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 129.7
Current: 129.7
0
129.7

» HIIQ's 30-Y Financials

Financials (Next Earnings Date: 2019-08-02)

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Business Description

Industry Health Care Plans » Health Care Plans    NAICS : 621491    SIC : 6411
Compare OTCPK:HQDA ROCO:6665 ATH:IATR TSXV:META ASX:ONT MIL:HI OSTO:FEEL TSXV:NXG WAR:DAM OSTO:MCOV B BSP:QUAL3 NAS:MGLN XPAR:GDS BSP:ODPV3 BSP:GNDI3 NYSE:MOH NYSE:WCG NYSE:CNC NYSE:HUM NYSE:CI
Traded in other countries 6LN.Germany 0J3U.UK
Address 15438 North Florida Avenue, Suite 201, Tampa, FL, USA, 33613
Health Insurance Innovations Inc is a US-based company. It acts as a developer, distributor and cloud-based administrator of affordable individual health and family insurance plans which include short-term medical insurance plans, and guaranteed-issue and underwritten hospital indemnity plans. The company also develop, distribute and administer supplemental products which include a variety of additional insurance and non-insurance products such as pharmacy benefit cards, dental plans, vision plans, cancer/critical illness plans, deductible and gap protection plans, and life insurance policies.

Ratios

Current vs industry vs history
PE Ratio (TTM) 26.22
PE Ratio ranked lower than
52.38% of 21 companies
in the Health Care Plans industry.
Industry Max: 95.15, Med: 19.79, Min: 10.42
HIIQ: 26.22
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 8.16, Med: 29.24, Max: 1273
Current: 26.22
8.16
1273
Forward PE Ratio 6.84
Forward P/E ranked higher than
76.92% of 13 companies
in the Health Care Plans industry.
Industry Max: 29.07, Med: 14.27, Min: 9.46
HIIQ: 6.84
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 26.22
PE without NRI ranked lower than
52.38% of 21 companies
in the Health Care Plans industry.
Industry Max: 95.15, Med: 19.79, Min: 10.42
HIIQ: 26.22
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 8.16, Med: 29.24, Max: 1273
Current: 26.22
8.16
1273
PB Ratio 4.63
PB Ratio ranked lower than
76.92% of 26 companies
in the Health Care Plans industry.
Industry Max: 83.33, Med: 3.42, Min: 1.29
HIIQ: 4.63
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 1.32, Med: 4.88, Max: 10.82
Current: 4.63
1.32
10.82
PS Ratio 0.87
PS Ratio ranked lower than
72.00% of 25 companies
in the Health Care Plans industry.
Industry Max: 275, Med: 0.73, Min: 0.1
HIIQ: 0.87
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.21, Med: 0.87, Max: 2.93
Current: 0.87
0.21
2.93
Price-to-Free-Cash-Flow 31.51
Price-to-Free-Cash-Flow ranked higher than
77.78% of 18 companies
in the Health Care Plans industry.
Industry Max: 75.01, Med: 12.78, Min: 5.93
HIIQ: 31.51
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 3.28, Med: 12.64, Max: 135.13
Current: 31.51
3.28
135.13
Price-to-Operating-Cash-Flow 26.60
Price-to-Operating-Cash-Flow ranked higher than
70.00% of 20 companies
in the Health Care Plans industry.
Industry Max: 56, Med: 12.15, Min: 5.29
HIIQ: 26.6
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 3.07, Med: 11.14, Max: 41.64
Current: 26.6
3.07
41.64
EV-to-EBIT 15.20
EV-to-EBIT ranked lower than
66.67% of 21 companies
in the Health Care Plans industry.
Industry Max: 609.79, Med: 13.89, Min: 6.83
HIIQ: 15.2
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -4864.1, Med: 10.1, Max: 112.7
Current: 15.2
-4864.1
112.7
EV-to-EBITDA 13.05
EV-to-EBITDA ranked lower than
80.95% of 21 companies
in the Health Care Plans industry.
Industry Max: 105.29, Med: 9.81, Min: 6.13
HIIQ: 13.05
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -135, Med: 14.6, Max: 120.1
Current: 13.05
-135
120.1
EV-to-Revenue 1.19
EV-to-Revenue ranked lower than
66.67% of 27 companies
in the Health Care Plans industry.
Industry Max: 287.67, Med: 1.01, Min: 0.04
HIIQ: 1.19
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.4, Med: 0.9, Max: 2.9
Current: 1.19
0.4
2.9
Current Ratio 1.41
Current Ratio ranked higher than
80.00% of 25 companies
in the Health Care Plans industry.
Industry Max: 19.11, Med: 1.35, Min: 0.07
HIIQ: 1.41
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.7, Med: 2.28, Max: 6.98
Current: 1.41
0.7
6.98
Quick Ratio 1.41
Quick Ratio ranked higher than
80.00% of 25 companies
in the Health Care Plans industry.
Industry Max: 19.11, Med: 1.35, Min: 0.05
HIIQ: 1.41
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.7, Med: 2.28, Max: 6.98
Current: 1.41
0.7
6.98
Days Sales Outstanding 1.70
Days Sales Outstanding ranked higher than
90.00% of 20 companies
in the Health Care Plans industry.
Industry Max: 377.53, Med: 30.58, Min: 3.51
HIIQ: 1.7
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 1.7, Med: 6.2, Max: 9.59
Current: 1.7
1.7
9.59
Days Payable 24.92
Days Payable ranked lower than
100.00% of 15 companies
in the Health Care Plans industry.
Industry Max: 952.1, Med: 42.32, Min: 5.86
HIIQ: 24.92
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 24.92, Med: 41.74, Max: 46.35
Current: 24.92
24.92
46.35

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate -5.10
3-Year Share Buyback Rate ranked lower than
65.00% of 20 companies
in the Health Care Plans industry.
Industry Max: 7.9, Med: -0.5, Min: -26.7
HIIQ: -5.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -5.1, Med: -3.2, Max: -2.7
Current: -5.1
-5.1
-2.7

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 14.23
Price-to-Tangible-Book ranked higher than
52.63% of 19 companies
in the Health Care Plans industry.
Industry Max: 1324.68, Med: 13.76, Min: 1.86
HIIQ: 14.23
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 6.55, Med: 13.45, Max: 385.36
Current: 14.23
6.55
385.36
Price-to-Projected-FCF 1.42
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
100.00% of 15 companies
in the Health Care Plans industry.
Industry Max: 2.21, Med: 1.08, Min: 0.43
HIIQ: 1.42
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 1.34, Med: 1.63, Max: 3.55
Current: 1.42
1.34
3.55
Price-to-Median-PS-Value 1.03
Price-to-Median-PS-Value ranked lower than
91.30% of 23 companies
in the Health Care Plans industry.
Industry Max: 4, Med: 1.19, Min: 0.19
HIIQ: 1.03
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.24, Med: 0.94, Max: 3.37
Current: 1.03
0.24
3.37
Price-to-Graham-Number 4.08
Price-to-Graham-Number ranked higher than
53.85% of 13 companies
in the Health Care Plans industry.
Industry Max: 36.98, Med: 3.6, Min: 1.16
HIIQ: 4.08
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 1.86, Med: 3.45, Max: 134.88
Current: 4.08
1.86
134.88
Earnings Yield (Joel Greenblatt) % 6.60
Earnings Yield (Greenblatt) ranked higher than
50.00% of 28 companies
in the Health Care Plans industry.
Industry Max: 14.64, Med: 6.22, Min: -61.73
HIIQ: 6.6
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -4.1, Med: 4.15, Max: 21.5
Current: 6.6
-4.1
21.5

More Statistics

Revenue (TTM) (Mil) $ 370.67
EPS (TTM) $ 0.95
Beta 3.26
Volatility % 96.43
52-Week Range $ 18.27 - 63.13
Shares Outstanding (Mil) 13.93

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 5
Positive ROA Y
Positive CFROA Y
Higher ROA yoy N
CFROA > ROA Y
Lower Leverage yoy N
Higher Current Ratio yoy N
Less Shares Outstanding yoy Y
Higher Gross Margin yoy N
Higher Asset Turnover yoy Y