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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.49
HTLF's Cash-to-Debt is ranked lower than
75% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.09 vs. HTLF: 0.49 )
Ranked among companies with meaningful Cash-to-Debt only.
HTLF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.05  Med: 0.16 Max: N/A
Current: 0.49
Equity-to-Asset 0.09
HTLF's Equity-to-Asset is ranked lower than
62% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. HTLF: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
HTLF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.07 Max: 0.09
Current: 0.09
0.06
0.09
Interest Coverage 3.52
HTLF's Interest Coverage is ranked higher than
71% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.74 vs. HTLF: 3.52 )
Ranked among companies with meaningful Interest Coverage only.
HTLF' s Interest Coverage Range Over the Past 10 Years
Min: 0.16  Med: 1.08 Max: 3.67
Current: 3.52
0.16
3.67
Beneish M-Score: -2.44
WACC vs ROIC
5.81%
7.27%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 27.30
HTLF's Operating Margin % is ranked lower than
62% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. HTLF: 27.30 )
Ranked among companies with meaningful Operating Margin % only.
HTLF' s Operating Margin % Range Over the Past 10 Years
Min: 7.32  Med: 18.99 Max: 28.63
Current: 27.3
7.32
28.63
Net Margin % 19.35
HTLF's Net Margin % is ranked lower than
63% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.82 vs. HTLF: 19.35 )
Ranked among companies with meaningful Net Margin % only.
HTLF' s Net Margin % Range Over the Past 10 Years
Min: 3.54  Med: 14.61 Max: 19.68
Current: 19.35
3.54
19.68
ROE % 10.92
HTLF's ROE % is ranked higher than
67% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.56 vs. HTLF: 10.92 )
Ranked among companies with meaningful ROE % only.
HTLF' s ROE % Range Over the Past 10 Years
Min: 0.39  Med: 8.64 Max: 12.34
Current: 10.92
0.39
12.34
ROA % 0.95
HTLF's ROA % is ranked higher than
53% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. HTLF: 0.95 )
Ranked among companies with meaningful ROA % only.
HTLF' s ROA % Range Over the Past 10 Years
Min: 0.17  Med: 0.69 Max: 1.07
Current: 0.95
0.17
1.07
3-Year Revenue Growth Rate 4.20
HTLF's 3-Year Revenue Growth Rate is ranked higher than
50% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. HTLF: 4.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
HTLF' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 2.2  Med: 10.05 Max: 91.6
Current: 4.2
2.2
91.6
3-Year EBITDA Growth Rate 17.20
HTLF's 3-Year EBITDA Growth Rate is ranked higher than
77% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. HTLF: 17.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
HTLF' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -24.5  Med: 8.4 Max: 51.9
Current: 17.2
-24.5
51.9
3-Year EPS without NRI Growth Rate 16.40
HTLF's 3-Year EPS without NRI Growth Rate is ranked higher than
75% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. HTLF: 16.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
HTLF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -63.6  Med: 7.3 Max: 240.8
Current: 16.4
-63.6
240.8
GuruFocus has detected 4 Warning Signs with Heartland Financial USA Inc $HTLF.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» HTLF's 30-Y Financials

Financials (Next Earnings Date: 2017-07-31)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

HTLF Guru Trades in Q2 2016

Jim Simons 180,400 sh (+2.27%)
David Dreman 67 sh (unchged)
» More
Q3 2016

HTLF Guru Trades in Q3 2016

David Dreman 67 sh (unchged)
Jim Simons 139,900 sh (-22.45%)
» More
Q4 2016

HTLF Guru Trades in Q4 2016

Paul Tudor Jones 4,220 sh (New)
Jim Simons 152,000 sh (+8.65%)
David Dreman 67 sh (unchged)
» More
Q1 2017

HTLF Guru Trades in Q1 2017

Jim Simons 167,700 sh (+10.33%)
Paul Tudor Jones 4,436 sh (+5.12%)
David Dreman Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with HTLF

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:CSFL, NAS:WSFS, NAS:UBSH, NAS:WABC, NAS:STBA, NYSE:BHLB, NAS:PPBI, NAS:BPFH, NAS:SRCE, NYSE:FCF, AMEX:PRK, NAS:NBTB, NAS:BNCL, AMEX:TMP, NAS:IBTX, NAS:FRME, NAS:BRKL, NAS:LKFN, NAS:WSBC, NAS:BUSE » details
Traded in other countries:1H4.Germany,
Headquarter Location:USA
Heartland Financial USA Inc is a multi-bank holding company. The Company through its subsidiaries provides commercial and retail banking in the communities in which it is located.

Heartland Financial USA Inc was originally formed in the State of Iowa in 1981 and reincorporated in the State of Delaware in 1993. The Company is a multi-bank holding company. The Company has ten bank subsidiaries in the States of Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado and Minnesota. The bank subsidiaries provide commercial and retail banking in the communities in which they are located. The main business of its Bank Subsidiaries consists of making loans to and accepting deposits from businesses and individuals. Its Bank Subsidiaries provide full service commercial and retail banking in their communities. Both its loans and its deposits are generated primarily through banking and community relationships, and through management that is locally active. Its lending and investment activities are funded by core deposits. Deposit products, which are insured by the FDIC to the full extent permitted by law, include checking and other demand deposit accounts, NOW accounts, savings accounts, money market accounts, certificates of deposit, individual retirement accounts, health savings accounts and other time deposits. Loans include commercial and industrial, agricultural, real estate mortgage, consumer, home equity and lines of credit. It supplements the local services of its Bank Subsidiaries with a complement of ancillary services, including trust and wealth management services, investment services and insurance services. It provide convenient electronic banking services and client access to account information through business and personal online banking, mobile banking, bill payment, remote deposit capture, treasury management services, VISA debit cards and automated teller machines. The Company faces competition from finance companies, insurance companies, mortgage companies, securities brokerage firms, money market funds, loan production offices and other providers of financial services. It operates in a regulated environment and is subject to supervision and regulation by a number of governmental regulatory agencies, including the Federal Reserve, the FDIC, and the various state agencies where it has a bank presence.

Top Ranked Articles about Heartland Financial USA Inc

Heartland Financial USA, Inc. Completes Acquisition of Citywide Banks In Colorado
Centennial Bank and Trust Completes Merger With Citywide Banks in Denver
Heartland Financial USA, Inc. Recognized as a Forbes Best Bank in America for 2017
Heartland Financial USA, Inc. Declares Cash Dividend
Heartland Financial USA, Inc. Schedules First Quarter Earnings Conference Call for April 24, 2017
Heartland Completes Acquisition of Founders Bancorp in San Luis Obispo, California

DUBUQUE, Iowa, March 01, 2017 (GLOBE NEWSWIRE) -- Heartland Financial USA, Inc. (NASDAQ:HTLF) announced today that it has completed its acquisition of Founders Bancorp, parent company of Founders Community Bank, headquartered in San Luis Obispo, California.
Based on Heartland’s closing common stock price of $49.55 as of February 28, 2017, the aggregate consideration was $32.3 million, with approximately 30 percent of the consideration paid in cash and 70 percent in HTLF common stock. Heartland expects the transaction to be accretive to earnings in the first full year following the systems integration, which is planned for March 2017. Simultaneous with closing of the transaction, Founders Community Bank was merged into Heartland’s California-based subsidiary, Premier Valley Bank, with Founders’ banking offices operating as “Founders Community Bank, a Division of Premier Valley Bank.” As of December 31, 2016, Founders Community Bank had assets of approximately $197 million, net loans outstanding of $103 million and deposits of $179 million. The acquisition expands Heartland’s footprint in California from 5 to 9 banking centers and nationally from 108 to 112 banking centers serving 12 states. D. A. Davidson & Co. served as financial advisor to Founders Bancorp and Stuart | Moore served as Founders’ legal advisor. Panoramic Capital Advisors Inc. served as financial advisor to Heartland and Dorsey & Whitney LLP served as Heartland’s legal advisor. About Heartland Financial USA, Inc.
Heartland Financial USA, Inc. is a diversified financial services company with assets exceeding $8 billion. The company provides banking, mortgage, private client, investment, insurance and consumer finance services to individuals and businesses. Heartland currently has 112 banking locations serving 88 communities in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas and California. Additional information about Heartland Financial USA, Inc. is available at www.htlf.com. Safe Harbor Statement
This release, and future oral and written statements of Heartland and its management, may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about Heartland’s financial condition, results of operations, plans, objectives, future performance and business. Although these forward-looking statements are based upon the beliefs, expectations and assumptions of Heartland’s management, there are a number of factors, many of which are beyond the ability of management to control or predict, that could cause actual results to differ materially from those in its forward-looking statements. These factors, which are detailed in the risk factors included in Heartland’s Annual Report on Form 10-K filed with the Securities and Exchange Commission, include, among others: (i) the strength of the local and national economy; (ii) the economic impact of past and any future terrorist threats and attacks and any acts of war, (iii) changes in state and federal laws, regulations and governmental policies concerning the Company’s general business; (iv) changes in interest rates and prepayment rates of the Company’s assets; (v) increased competition in the financial services sector and the inability to attract new customers; (vi) changes in technology and the ability to develop and maintain secure and reliable electronic systems; (vii)  the loss of key executives or employees; (viii)  changes in consumer spending; (ix) unexpected results of acquisitions; (x) unexpected outcomes of existing or new litigation involving the Company; and (xi) changes in accounting policies and practices. All statements in this release, including forward-looking statements, speak only as of the date they are made, and Heartland undertakes no obligation to update any statement in light of new information or future events.
HEARTLAND CONTACT:
Bryan R. McKeag
Executive Vice President
Chief Financial Officer
(563) 589-1994
[email protected]

FOUNDERS COMMUNITY BANK CONTACT:
Thomas J. Sherman
Market President
(805) 543-6500
[email protected]


Read more...

Ratios

vs
industry
vs
history
PE Ratio 15.21
HTLF's PE Ratio is ranked lower than
53% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. HTLF: 15.21 )
Ranked among companies with meaningful PE Ratio only.
HTLF' s PE Ratio Range Over the Past 10 Years
Min: 8.44  Med: 13.67 Max: 2016
Current: 15.21
8.44
2016
Forward PE Ratio 15.75
HTLF's Forward PE Ratio is ranked higher than
51% of the 382 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.05 vs. HTLF: 15.75 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 15.21
HTLF's PE Ratio without NRI is ranked lower than
53% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. HTLF: 15.21 )
Ranked among companies with meaningful PE Ratio without NRI only.
HTLF' s PE Ratio without NRI Range Over the Past 10 Years
Min: 8.44  Med: 13.77 Max: 2016
Current: 15.21
8.44
2016
Price-to-Owner-Earnings 12.97
HTLF's Price-to-Owner-Earnings is ranked higher than
55% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.23 vs. HTLF: 12.97 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
HTLF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.59  Med: 11.13 Max: 587.04
Current: 12.97
5.59
587.04
PB Ratio 1.59
HTLF's PB Ratio is ranked lower than
73% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. HTLF: 1.59 )
Ranked among companies with meaningful PB Ratio only.
HTLF' s PB Ratio Range Over the Past 10 Years
Min: 0.61  Med: 1.3 Max: 2.54
Current: 1.59
0.61
2.54
PS Ratio 2.94
HTLF's PS Ratio is ranked higher than
58% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. HTLF: 2.94 )
Ranked among companies with meaningful PS Ratio only.
HTLF' s PS Ratio Range Over the Past 10 Years
Min: 0.94  Med: 1.82 Max: 3.63
Current: 2.94
0.94
3.63
Price-to-Free-Cash-Flow 8.27
HTLF's Price-to-Free-Cash-Flow is ranked higher than
62% of the 856 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. HTLF: 8.27 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
HTLF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.48  Med: 7.41 Max: 125.53
Current: 8.27
2.48
125.53
Price-to-Operating-Cash-Flow 7.59
HTLF's Price-to-Operating-Cash-Flow is ranked higher than
63% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.46 vs. HTLF: 7.59 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
HTLF' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.33  Med: 6.39 Max: 429.54
Current: 7.59
2.33
429.54
EV-to-EBIT 14.65
HTLF's EV-to-EBIT is ranked lower than
55% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. HTLF: 14.65 )
Ranked among companies with meaningful EV-to-EBIT only.
HTLF' s EV-to-EBIT Range Over the Past 10 Years
Min: 11.1  Med: 23.1 Max: 78.5
Current: 14.65
11.1
78.5
EV-to-EBITDA 11.50
HTLF's EV-to-EBITDA is ranked higher than
53% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.98 vs. HTLF: 11.50 )
Ranked among companies with meaningful EV-to-EBITDA only.
HTLF' s EV-to-EBITDA Range Over the Past 10 Years
Min: 8.7  Med: 18.1 Max: 45.4
Current: 11.5
8.7
45.4
PEG Ratio 1.40
HTLF's PEG Ratio is ranked higher than
51% of the 821 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.45 vs. HTLF: 1.40 )
Ranked among companies with meaningful PEG Ratio only.
HTLF' s PEG Ratio Range Over the Past 10 Years
Min: 0.36  Med: 0.98 Max: 30.22
Current: 1.4
0.36
30.22
Shiller PE Ratio 24.52
HTLF's Shiller PE Ratio is ranked lower than
62% of the 501 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.54 vs. HTLF: 24.52 )
Ranked among companies with meaningful Shiller PE Ratio only.
HTLF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.36  Med: 17.13 Max: 26.96
Current: 24.52
6.36
26.96

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.90
HTLF's Dividend Yield % is ranked lower than
90% of the 2354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. HTLF: 0.90 )
Ranked among companies with meaningful Dividend Yield % only.
HTLF' s Dividend Yield % Range Over the Past 10 Years
Min: 0.8  Med: 1.64 Max: 4.52
Current: 0.9
0.8
4.52
Dividend Payout Ratio 0.13
HTLF's Dividend Payout Ratio is ranked higher than
89% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. HTLF: 0.13 )
Ranked among companies with meaningful Dividend Payout Ratio only.
HTLF' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12  Med: 0.23 Max: 5.71
Current: 0.13
0.12
5.71
Forward Dividend Yield % 0.95
HTLF's Forward Dividend Yield % is ranked lower than
91% of the 2231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. HTLF: 0.95 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.90
HTLF's 5-Year Yield-on-Cost % is ranked lower than
89% of the 2778 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.98 vs. HTLF: 0.90 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
HTLF' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.8  Med: 1.64 Max: 4.52
Current: 0.9
0.8
4.52
3-Year Average Share Buyback Ratio -12.40
HTLF's 3-Year Average Share Buyback Ratio is ranked lower than
80% of the 1065 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. HTLF: -12.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
HTLF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.4  Med: -1.1 Max: 0.4
Current: -12.4
-12.4
0.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.15
HTLF's Price-to-Tangible-Book is ranked lower than
82% of the 1573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. HTLF: 2.15 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
HTLF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.1  Med: 1.73 Max: 3.11
Current: 2.15
1.1
3.11
Price-to-Intrinsic-Value-Projected-FCF 0.80
HTLF's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
51% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. HTLF: 0.80 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
HTLF' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.32  Med: 0.57 Max: 1.22
Current: 0.8
0.32
1.22
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.63
HTLF's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
67% of the 147 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.88 vs. HTLF: 0.63 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.62
HTLF's Price-to-Median-PS-Value is ranked lower than
85% of the 1527 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. HTLF: 1.62 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
HTLF' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63  Med: 1.09 Max: 4.71
Current: 1.62
0.63
4.71
Price-to-Peter-Lynch-Fair-Value 2.20
HTLF's Price-to-Peter-Lynch-Fair-Value is ranked lower than
78% of the 451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. HTLF: 2.20 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
HTLF' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.38  Med: 1.1 Max: 36.79
Current: 2.2
0.38
36.79
Price-to-Graham-Number 1.21
HTLF's Price-to-Graham-Number is ranked lower than
70% of the 1414 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. HTLF: 1.21 )
Ranked among companies with meaningful Price-to-Graham-Number only.
HTLF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.72  Med: 1.03 Max: 9.74
Current: 1.21
0.72
9.74
Earnings Yield (Greenblatt) % 6.83
HTLF's Earnings Yield (Greenblatt) % is ranked higher than
58% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.91 vs. HTLF: 6.83 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
HTLF' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.3  Med: 4.3 Max: 9
Current: 6.83
1.3
9
Forward Rate of Return (Yacktman) % 16.68
HTLF's Forward Rate of Return (Yacktman) % is ranked higher than
64% of the 934 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.21 vs. HTLF: 16.68 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
HTLF' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -10.6  Med: 13.85 Max: 49.6
Current: 16.68
-10.6
49.6

More Statistics

Revenue (TTM) (Mil) $404.90
EPS (TTM) $ 3.07
Beta0.72
Short Percentage of Float1.68%
52-Week Range $34.48 - 52.65
Shares Outstanding (Mil)29.89

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 434 480
EPS ($) 2.95 3.30
EPS without NRI ($) 2.95 3.30
EPS Growth Rate
(Future 3Y To 5Y Estimate)
10.00%
Dividends per Share ($) 0.44 0.48
» More Articles for NAS:HTLF

Headlines

Articles On GuruFocus.com
Heartland Financial USA, Inc. Completes Acquisition of Citywide Banks In Colorado Jul 10 2017 
Centennial Bank and Trust Completes Merger With Citywide Banks in Denver Jul 10 2017 
7 Cheap Stocks With Growing Book Value Jun 30 2017 
6 Cheap Stocks With Growing Earnings Jun 16 2017 
Heartland Financial USA, Inc. Recognized as a Forbes Best Bank in America for 2017 May 09 2017 
Heartland Financial USA, Inc. Declares Cash Dividend Apr 20 2017 
Heartland Financial USA, Inc. Schedules First Quarter Earnings Conference Call for April 24, 2017 Apr 03 2017 
Heartland Completes Acquisition of Founders Bancorp in San Luis Obispo, California Mar 01 2017 
Heartland Financial USA Inc. Reports Operating Results (10-Q) Nov 09 2010 
Heartland Financial USA Inc. Reports Operating Results (10-Q) Aug 09 2010 

More From Other Websites
Heartland Financial USA, Inc. breached its 50 day moving average in a Bearish Manner : HTLF-US :... Jul 18 2017
Aurora-based bank completes merger with Denver-based Centennial Bank Jul 10 2017
Centennial Bank and Trust Completes Merger With Citywide Banks in Denver Jul 10 2017
Heartland Financial USA, Inc. Completes Acquisition of Citywide Banks In Colorado Jul 10 2017
Heartland Financial USA, Inc. – Value Analysis (NASDAQ:HTLF) : July 3, 2017 Jul 03 2017
Heartland Financial USA, Inc. Schedules Second Quarter Earnings Conference Call for July 31, 2017 Jul 03 2017
Heartland Financial USA, Inc. breached its 50 day moving average in a Bullish Manner : HTLF-US :... Jun 30 2017
Edited Transcript of HTLF earnings conference call or presentation 24-Apr-17 9:00pm GMT Jun 29 2017
6 Cheap Stocks With Growing Earnings Jun 16 2017
ETFs with exposure to Heartland Financial USA, Inc. : June 12, 2017 Jun 12 2017
Heartland Financial USA, Inc. :HTLF-US: Earnings Analysis: Q1, 2017 By the Numbers : May 31, 2017 May 31 2017
Heartland Financial USA, Inc. : HTLF-US: Dividend Analysis : May 19th, 2017 (record date) : By the... May 18 2017
Forbes ranked this New Mexico bank as among the best in America May 11 2017
Heartland Financial USA, Inc. Recognized as a Forbes Best Bank in America for 2017 May 09 2017
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