Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.87
NAS:IBTX's Cash-to-Debt is ranked lower than
66% of the 1656 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.12 vs. NAS:IBTX: 0.87 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:IBTX' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.87 Max: N/A
Current: 0.87
Equity-to-Asset 0.11
NAS:IBTX's Equity-to-Asset is ranked higher than
53% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:IBTX: 0.11 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:IBTX' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.12 Max: 0.13
Current: 0.11
0.07
0.13
Interest Coverage 2.94
NAS:IBTX's Interest Coverage is ranked higher than
67% of the 1583 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.70 vs. NAS:IBTX: 2.94 )
Ranked among companies with meaningful Interest Coverage only.
NAS:IBTX' s Interest Coverage Range Over the Past 10 Years
Min: 0.96  Med: 1.99 Max: 3.05
Current: 2.94
0.96
3.05
Beneish M-Score: -2.42
WACC vs ROIC
8.24%
7.81%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 40.80
NAS:IBTX's Operating Margin % is ranked higher than
70% of the 1663 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.61 vs. NAS:IBTX: 40.80 )
Ranked among companies with meaningful Operating Margin % only.
NAS:IBTX' s Operating Margin % Range Over the Past 10 Years
Min: 25.38  Med: 28.46 Max: 40.8
Current: 40.8
25.38
40.8
Net Margin % 27.60
NAS:IBTX's Net Margin % is ranked higher than
64% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.71 vs. NAS:IBTX: 27.60 )
Ranked among companies with meaningful Net Margin % only.
NAS:IBTX' s Net Margin % Range Over the Past 10 Years
Min: 21.03  Med: 25.38 Max: 27.6
Current: 27.6
21.03
27.6
ROE % 8.60
NAS:IBTX's ROE % is ranked higher than
50% of the 1664 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. NAS:IBTX: 8.60 )
Ranked among companies with meaningful ROE % only.
NAS:IBTX' s ROE % Range Over the Past 10 Years
Min: 6.6  Med: 10.83 Max: 17.25
Current: 8.6
6.6
17.25
ROA % 1.00
NAS:IBTX's ROA % is ranked higher than
57% of the 1669 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. NAS:IBTX: 1.00 )
Ranked among companies with meaningful ROA % only.
NAS:IBTX' s ROA % Range Over the Past 10 Years
Min: 0.84  Med: 1.01 Max: 1.19
Current: 1
0.84
1.19
3-Year Revenue Growth Rate 12.50
NAS:IBTX's 3-Year Revenue Growth Rate is ranked higher than
80% of the 1397 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. NAS:IBTX: 12.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:IBTX' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0.5  Med: 8.05 Max: 19.1
Current: 12.5
0.5
19.1
3-Year EBITDA Growth Rate 21.90
NAS:IBTX's 3-Year EBITDA Growth Rate is ranked higher than
83% of the 1308 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. NAS:IBTX: 21.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:IBTX' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 2.1  Med: 14.85 Max: 27
Current: 21.9
2.1
27
3-Year EPS without NRI Growth Rate 17.60
NAS:IBTX's 3-Year EPS without NRI Growth Rate is ranked higher than
75% of the 1265 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NAS:IBTX: 17.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:IBTX' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -3.2  Med: -1.45 Max: 17.6
Current: 17.6
-3.2
17.6
GuruFocus has detected 2 Warning Signs with Independent Bank Group Inc $NAS:IBTX.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:IBTX's 30-Y Financials

Financials (Next Earnings Date: 2017-07-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:NBTB, AMEX:PRK, NAS:FRME, NAS:BANF, NAS:FFBC, NAS:SFNC, NAS:UBSH, NAS:WSBC, NYSE:BHLB, NAS:WABC, NAS:ABCB, NYSE:YDKN, NAS:INDB, NAS:PPBI, NAS:WSFS, NAS:LTXB, NAS:CSFL, NAS:BANR, NYSE:CADE, NAS:TOWN » details
Traded in other countries:I3B.Germany,
Headquarter Location:USA
Independent Bank Group Inc is a bank holding company. It provides relationship-driven commercial banking products and services to businesses, professionals and individuals.

Independent Bank Group Inc is a bank holding company. Its primary function is to own all of the stock of Independent Bank. Independent Bank is a locally managed community bank that seeks to provide personal attention and professional assistance to its customer base, which consists principally of small to medium sized businesses, professionals and individuals. Independent Bank's philosophy includes offering direct access to its officers and personnel, providing friendly, informed and courteous service, local and timely decision making, flexible and reasonable operating procedures, and consistently applied credit policies.

Ratios

vs
industry
vs
history
PE Ratio 18.44
IBTX's PE Ratio is ranked lower than
70% of the 1548 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.53 vs. IBTX: 18.44 )
Ranked among companies with meaningful PE Ratio only.
IBTX' s PE Ratio Range Over the Past 10 Years
Min: 11.3  Med: 19.12 Max: 40.61
Current: 18.44
11.3
40.61
PE Ratio without NRI 18.44
IBTX's PE Ratio without NRI is ranked lower than
70% of the 1547 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. IBTX: 18.44 )
Ranked among companies with meaningful PE Ratio without NRI only.
IBTX' s PE Ratio without NRI Range Over the Past 10 Years
Min: 11.3  Med: 19.12 Max: 40.61
Current: 18.44
11.3
40.61
Price-to-Owner-Earnings 16.96
IBTX's Price-to-Owner-Earnings is ranked lower than
65% of the 904 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.22 vs. IBTX: 16.96 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
IBTX' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 15.64  Med: 18.69 Max: 21.58
Current: 16.96
15.64
21.58
PB Ratio 1.53
IBTX's PB Ratio is ranked lower than
73% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. IBTX: 1.53 )
Ranked among companies with meaningful PB Ratio only.
IBTX' s PB Ratio Range Over the Past 10 Years
Min: 0.79  Med: 1.52 Max: 2.96
Current: 1.53
0.79
2.96
PS Ratio 5.01
IBTX's PS Ratio is ranked lower than
79% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.42 vs. IBTX: 5.01 )
Ranked among companies with meaningful PS Ratio only.
IBTX' s PS Ratio Range Over the Past 10 Years
Min: 2.55  Med: 4.51 Max: 7.97
Current: 5.01
2.55
7.97
Price-to-Free-Cash-Flow 13.10
IBTX's Price-to-Free-Cash-Flow is ranked lower than
59% of the 877 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.52 vs. IBTX: 13.10 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
IBTX' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 7.94  Med: 19.29 Max: 37.36
Current: 13.1
7.94
37.36
Price-to-Operating-Cash-Flow 12.31
IBTX's Price-to-Operating-Cash-Flow is ranked lower than
62% of the 958 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.47 vs. IBTX: 12.31 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
IBTX' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 7.3  Med: 14.32 Max: 100.43
Current: 12.31
7.3
100.43
EV-to-EBIT 19.39
IBTX's EV-to-EBIT is ranked lower than
73% of the 1267 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.36 vs. IBTX: 19.39 )
Ranked among companies with meaningful EV-to-EBIT only.
IBTX' s EV-to-EBIT Range Over the Past 10 Years
Min: 8.7  Med: 14.7 Max: 35.9
Current: 19.39
8.7
35.9
EV-to-EBITDA 17.59
IBTX's EV-to-EBITDA is ranked lower than
73% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.09 vs. IBTX: 17.59 )
Ranked among companies with meaningful EV-to-EBITDA only.
IBTX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.7  Med: 13 Max: 29.8
Current: 17.59
7.7
29.8
PEG Ratio 1.15
IBTX's PEG Ratio is ranked higher than
58% of the 852 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.42 vs. IBTX: 1.15 )
Ranked among companies with meaningful PEG Ratio only.
IBTX' s PEG Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 1.92
Current: 1.15
0
1.92

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.68
IBTX's Dividend Yield % is ranked lower than
94% of the 2338 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.52 vs. IBTX: 0.68 )
Ranked among companies with meaningful Dividend Yield % only.
IBTX' s Dividend Yield % Range Over the Past 10 Years
Min: 0.13  Med: 0.6 Max: 1.21
Current: 0.68
0.13
1.21
Dividend Payout Ratio 0.12
IBTX's Dividend Payout Ratio is ranked higher than
96% of the 1337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. IBTX: 0.12 )
Ranked among companies with meaningful Dividend Payout Ratio only.
IBTX' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.07  Med: 0.12 Max: 0.14
Current: 0.12
0.07
0.14
3-Year Dividend Growth Rate 41.50
IBTX's 3-Year Dividend Growth Rate is ranked higher than
93% of the 802 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. IBTX: 41.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
IBTX' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0 Max: 41.5
Current: 41.5
0
41.5
Forward Dividend Yield % 0.70
IBTX's Forward Dividend Yield % is ranked lower than
95% of the 2218 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.89 vs. IBTX: 0.70 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.68
IBTX's 5-Year Yield-on-Cost % is ranked lower than
97% of the 2673 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.17 vs. IBTX: 0.68 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
IBTX' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.13  Med: 0.6 Max: 1.21
Current: 0.68
0.13
1.21
3-Year Average Share Buyback Ratio -15.20
IBTX's 3-Year Average Share Buyback Ratio is ranked lower than
84% of the 1081 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. IBTX: -15.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
IBTX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -36.6  Med: -20.4 Max: -15.2
Current: -15.2
-36.6
-15.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.54
IBTX's Price-to-Tangible-Book is ranked lower than
90% of the 1622 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.28 vs. IBTX: 2.54 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
IBTX' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.48  Med: 2.38 Max: 3.66
Current: 2.54
1.48
3.66
Price-to-Median-PS-Value 1.11
IBTX's Price-to-Median-PS-Value is ranked lower than
54% of the 1559 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. IBTX: 1.11 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
IBTX' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59  Med: 0.98 Max: 1.75
Current: 1.11
0.59
1.75
Price-to-Graham-Number 1.44
IBTX's Price-to-Graham-Number is ranked lower than
85% of the 1452 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. IBTX: 1.44 )
Ranked among companies with meaningful Price-to-Graham-Number only.
IBTX' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.88  Med: 1.43 Max: 2.57
Current: 1.44
0.88
2.57
Earnings Yield (Greenblatt) % 5.18
IBTX's Earnings Yield (Greenblatt) % is ranked lower than
55% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.77 vs. IBTX: 5.18 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
IBTX' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.8  Med: 6.8 Max: 11.5
Current: 5.18
2.8
11.5

More Statistics

Revenue (TTM) (Mil) $205.68
EPS (TTM) $ 3.03
Beta1.24
Short Percentage of Float3.61%
52-Week Range $34.00 - 66.85
Shares Outstanding (Mil)27.78
» More Articles for IBTX

Headlines

Articles On GuruFocus.com
FirstCapital Bank of Texas Acquires New Bank Branch Jun 12 2017 
Capital Southwest Announces Changes in the Board of Directors May 10 2017 
Independent Bank Group, Inc. Declares Quarterly Dividend Apr 26 2017 
Independent Bank Group, Inc. Announces Q1 2017 Earnings Call Apr 07 2017 
Independent Bank Group, Inc. Completes Acquisition of Carlile Bancshares, Inc. Apr 03 2017 
Weekly CFO Buys Highlight: Resolute Energy Corp, Martin Midstream Partners LP, Consolidated Edison I Jan 11 2015 
Three Companies Reporting Group Insider Buying Sep 04 2013 
Weekly Top Insider Buys – August 23 to 30 Aug 30 2013 
Weekly CEO Buys Highlight: IBTX, INSM, GERN, INO, EQU Apr 07 2013 

More From Other Websites
ETFs with exposure to Independent Bank Group, Inc. : June 15, 2017 Jun 15 2017
Independent Bank Group, Inc. – Value Analysis (NASDAQ:IBTX) : June 14, 2017 Jun 14 2017
Independent Bank Group, Inc. breached its 50 day moving average in a Bearish Manner : IBTX-US : June... Jun 13 2017
FirstCapital Bank of Texas Acquires New Bank Branch Jun 12 2017
Capital Southwest Announces Changes in the Board of Directors May 10 2017
Independent Bank Group, Inc. : IBTX-US: Dividend Analysis : May 08th, 2017 (record date) : By the... May 04 2017
Independent Bank Group, Inc. :IBTX-US: Earnings Analysis: Q1, 2017 By the Numbers : May 1, 2017 May 01 2017
Edited Transcript of IBTX earnings conference call or presentation 25-Apr-17 12:30pm GMT Apr 29 2017
Independent Bank Group, Inc. Declares Quarterly Dividend Apr 26 2017
Independent Bank Group, Inc. breached its 50 day moving average in a Bullish Manner : IBTX-US :... Apr 25 2017
Independent Bank Group Reports First Quarter Financial Results Apr 24 2017
ETFs with exposure to Independent Bank Group, Inc. : April 21, 2017 Apr 21 2017
Independent Bank Group, Inc. Completes Acquisition of Carlile Bancshares, Inc. Apr 03 2017
Independent Bank Group, Inc. breached its 50 day moving average in a Bullish Manner : IBTX-US :... Mar 31 2017
Banks bounce hard Mar 28 2017
Independent Bank Group, Inc. breached its 50 day moving average in a Bearish Manner : IBTX-US :... Mar 03 2017
Independent Bank Group, Inc. :IBTX-US: Earnings Analysis: Q4, 2016 By the Numbers : February 7, 2017 Feb 07 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}