NAS:LBC (USA)

Luther Burbank Corp

$ 10.46 -0.13 (-1.23%)
Volume: 10,050 Avg Vol (1m): 75,349
Market Cap $: 592.47 Mil Enterprise Value $: 1.11 Bil
P/E (TTM): 12.97 P/B: 1.04
Earnings Power Value 0
Net Current Asset Value 0
Tangible Book 10.31
Projected FCF 0
Median P/S Value 11.24
Graham Number 13.71
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.08
Cash-To-Debt ranked lower than
94.68% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
LBC: 0.08
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.05, Med: 0.07, Max: 0.09
Current: 0.08
0.05
0.09
Equity-to-Asset 0.08
Equity-to-Asset ranked lower than
77.26% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
LBC: 0.08
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.08, Med: 0.08, Max: 0.1
Current: 0.08
0.08
0.1
Debt-to-Equity 2.15
Debt-to-Equity ranked lower than
83.42% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
LBC: 2.15
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 1.96, Med: 2.23, Max: 3.14
Current: 2.15
1.96
3.14
Debt-to-EBITDA 9.65
Debt-to-EBITDA ranked lower than
92.44% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
LBC: 9.65
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 9.65
Current: 9.65
0
9.65

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 35.04
Net Margin ranked higher than
78.34% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
LBC: 35.04
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 34.87, Med: 44.7, Max: 58.6
Current: 35.04
34.87
58.6
ROE % 8.05
ROE ranked lower than
63.74% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
LBC: 8.05
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 7.97, Med: 11.49, Max: 14.54
Current: 8.05
7.97
14.54
ROA % 0.69
ROA ranked lower than
68.27% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
LBC: 0.69
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.69, Med: 0.96, Max: 1.29
Current: 0.69
0.69
1.29
3-Year Total Revenue Growth Rate 12.10
3-Year Revenue Growth Rate ranked lower than
100.00% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
LBC: 10.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
N/A

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Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6029
Compare NAS:ORIT NAS:SBT NAS:GSBC NAS:FFWM NAS:FLIC NAS:CBTX NAS:CAC NAS:TSC NAS:VBTX NYSE:BY NAS:NCOM NAS:BDGE NAS:HBNC NAS:MBIN NAS:MSBI NAS:GABC NAS:NFBK NAS:PEBO NAS:HTBK NAS:SYBT
Traded in other countries
Address 520 Third Street, Fourth Floor, Santa Rosa, CA, USA, 95401
Luther Burbank Corp is a bank holding company. It provides real estate secured lending in attractive metropolitan areas in the United States. The company offers a suite of mortgage and savings products designed for customers. Its personal banking products include checking and saving the account, certificate of deposits, individual retirement account, and others. The loan portfolio of the company comprises commercial multifamily real estate loans and single family residential loans and other services. The company also provides the high-yield certificate of deposits, liquidity management, mobile business banking and among others.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.97
PE Ratio ranked lower than
55.49% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
LBC: 12.97
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 9.03, Med: 13.03, Max: 29.2
Current: 12.97
9.03
29.2
Forward PE Ratio 12.61
Forward P/E ranked lower than
75.56% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
LBC: 12.61
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 12.97
PE without NRI ranked lower than
54.83% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
LBC: 12.97
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 9.03, Med: 13.03, Max: 29.2
Current: 12.97
9.03
29.2
PB Ratio 1.04
PB Ratio ranked higher than
55.84% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
LBC: 1.04
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.78, Med: 1.08, Max: 1.35
Current: 1.04
0.78
1.35
PS Ratio 4.57
PS Ratio ranked lower than
81.08% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
LBC: 4.57
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 3.56, Med: 4.87, Max: 6.07
Current: 4.57
3.56
6.07
Price-to-Free-Cash-Flow 9.19
Price-to-Free-Cash-Flow ranked higher than
55.10% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
LBC: 9.19
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 7.67, Med: 9.06, Max: 10.69
Current: 9.19
7.67
10.69
Price-to-Operating-Cash-Flow 9.00
Price-to-Operating-Cash-Flow ranked higher than
50.11% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
LBC: 9
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 7.49, Med: 8.88, Max: 10.46
Current: 9
7.49
10.46
EV-to-Revenue 8.52
EV-to-Revenue ranked lower than
91.70% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
LBC: 8.52
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 8.1, Med: 12.8, Max: 16.2
Current: 8.52
8.1
16.2

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.17
Trailing Dividend Yield ranked lower than
76.30% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
LBC: 2.17
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.11, Med: 0.74, Max: 2.27
Current: 2.17
0.11
2.27
Dividend Payout Ratio 0.22
Dividend Payout Ratio ranked higher than
82.68% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
LBC: 0.22
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.17, Med: 0.17, Max: 0.22
Current: 0.22
0.17
0.22
Forward Dividend Yield % 2.17
Forward Dividend Yield ranked lower than
71.90% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
LBC: 2.17
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 2.19
Yield-on-Cost (5y) ranked lower than
78.29% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
LBC: 2.19
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.11, Med: 0.74, Max: 2.27
Current: 2.19
0.11
2.27
3-Year Share Buyback Rate -1.40
3-Year Share Buyback Rate ranked lower than
100.00% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
LBC: -1.4
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
N/A

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.02
Price-to-Tangible-Book ranked higher than
59.62% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
LBC: 1.02
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.88, Med: 1.12, Max: 1.24
Current: 1.02
0.88
1.24
Price-to-Median-PS-Value 0.94
Price-to-Median-PS-Value ranked higher than
64.63% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
LBC: 0.94
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.81, Med: 1.02, Max: 1.13
Current: 0.94
0.81
1.13
Price-to-Graham-Number 0.77
Price-to-Graham-Number ranked higher than
58.33% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
LBC: 0.77
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.66, Med: 0.79, Max: 1.22
Current: 0.77
0.66
1.22

More Statistics

Revenue (TTM) (Mil) $ 131.2
EPS (TTM) $ 0.81
Beta 0
Volatility % 26.98
52-Week Range $ 7.92 - 12.81
Shares Outstanding (Mil) 56.32

Analyst Estimate

Piotroski F-Score Details