Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.91
LION's Cash-to-Debt is ranked lower than
79% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. LION: 0.91 )
Ranked among companies with meaningful Cash-to-Debt only.
LION' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.12  Med: 0.42 Max: N/A
Current: 0.91
Equity-to-Asset 0.08
LION's Equity-to-Asset is ranked lower than
70% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. LION: 0.08 )
Ranked among companies with meaningful Equity-to-Asset only.
LION' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.07 Max: 0.1
Current: 0.08
0.03
0.1
Interest Coverage 3.39
LION's Interest Coverage is ranked higher than
66% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. LION: 3.39 )
Ranked among companies with meaningful Interest Coverage only.
LION' s Interest Coverage Range Over the Past 10 Years
Min: 0.13  Med: 2.65 Max: 4.14
Current: 3.39
0.13
4.14
Beneish M-Score: -2.24
WACC vs ROIC
6.15%
7.87%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 24.76
LION's Operating Margin % is ranked lower than
70% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. LION: 24.76 )
Ranked among companies with meaningful Operating Margin % only.
LION' s Operating Margin % Range Over the Past 10 Years
Min: -33.31  Med: 18.22 Max: 26.86
Current: 24.76
-33.31
26.86
Net Margin % 15.67
LION's Net Margin % is ranked lower than
75% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. LION: 15.67 )
Ranked among companies with meaningful Net Margin % only.
LION' s Net Margin % Range Over the Past 10 Years
Min: -19.1  Med: 12.3 Max: 17.11
Current: 15.67
-19.1
17.11
ROE % 12.81
LION's ROE % is ranked higher than
69% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. LION: 12.81 )
Ranked among companies with meaningful ROE % only.
LION' s ROE % Range Over the Past 10 Years
Min: -10.43  Med: 9.25 Max: 13.82
Current: 12.81
-10.43
13.82
ROA % 1.03
LION's ROA % is ranked higher than
52% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. LION: 1.03 )
Ranked among companies with meaningful ROA % only.
LION' s ROA % Range Over the Past 10 Years
Min: -0.71  Med: 0.75 Max: 1.13
Current: 1.03
-0.71
1.13
3-Year Revenue Growth Rate 6.30
LION's 3-Year Revenue Growth Rate is ranked higher than
62% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. LION: 6.30 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
LION' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -15.1  Med: 3.7 Max: 20.8
Current: 6.3
-15.1
20.8
3-Year EBITDA Growth Rate 8.40
LION's 3-Year EBITDA Growth Rate is ranked higher than
56% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. LION: 8.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
LION' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -18.4  Med: 8.7 Max: 36.9
Current: 8.4
-18.4
36.9
3-Year EPS without NRI Growth Rate 7.40
LION's 3-Year EPS without NRI Growth Rate is ranked higher than
50% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. LION: 7.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
LION' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -29.2  Med: 7.45 Max: 46
Current: 7.4
-29.2
46
GuruFocus has detected 2 Warning Signs with Fidelity Southern Corp $LION.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» LION's 30-Y Financials

Financials (Next Earnings Date: 2017-07-21 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

LION Guru Trades in Q2 2016

Mario Gabelli 40,114 sh (unchged)
Chuck Royce 221,097 sh (unchged)
Jim Simons 381,369 sh (-21.56%)
» More
Q3 2016

LION Guru Trades in Q3 2016

Mario Gabelli 43,514 sh (+8.48%)
Chuck Royce 218,597 sh (-1.13%)
Jim Simons 341,069 sh (-10.57%)
» More
Q4 2016

LION Guru Trades in Q4 2016

Chuck Royce 248,361 sh (+13.62%)
Mario Gabelli 43,514 sh (unchged)
Jim Simons 299,069 sh (-12.31%)
» More
Q1 2017

LION Guru Trades in Q1 2017

Chuck Royce 254,499 sh (+2.47%)
Mario Gabelli 43,514 sh (unchged)
Jim Simons 239,469 sh (-19.93%)
» More
» Details

Insider Trades

Latest Guru Trades with LION

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 551111    SIC: 6022
Compare:NAS:PEBO, NAS:THFF, NAS:ANCX, NAS:HBNC, NAS:QCRH, NAS:PCBK, NAS:CACB, NAS:PGC, NAS:MSBI, NAS:FFWM, NAS:PSTB, NYSE:FSB, NAS:MBWM, NAS:HTBK, NAS:FRBK, NAS:CAC, NAS:ABTX, NAS:CUNB, NAS:CARO, NAS:SGBK » details
Headquarter Location:USA
Fidelity Southern Corp through Fidelity Bank and LionMark Insurance Company, offers financial products and services to businesses and individuals in Atlanta. Some of its offerings include deposits, lending, and international trade services, among others.

Fidelity Southern Cor operates as the bank holding company for Fidelity Bank. The Company through Fidelity Bank and LionMark Insurance Company, offers financial products and services to businesses and retail customers in Atlanta, Georgia. The Bank was organized as a national banking corporation in 1973 and converted to a Georgia chartered state bank in 2003. Its franchise covers the metropolitan Atlanta market and also one branch office in Jacksonville, Florida. In addition, it conducts indirect automobile lending, residential mortgage lending and SBA lending activities in eleven Southern states. The Bank accepts various deposit products, including savings deposits, noninterest-bearing demand deposits, interest-bearing demand deposits, money market accounts, time deposits, and brokered time deposits. It also offers various loan products comprising commercial and industrial loans, commercial loans secured by real estate, small business administration loans, construction and residential real estate loans, direct and indirect automobile loans, residential mortgage and home equity loans, and secured and unsecured installment loans, as well as provides credit card services and brokerage services. In addition, the company offers international trade services, such as letters of credit, foreign currency drafts, foreign and documentary collections, export finance, and international wire transfers; trust services; and merchant services through agreements with third parties, as well as investment services through an agreement with an independent broker-dealer. Further, it provides Internet banking services, which include online bill pay and Internet cash management services to individuals and businesses, as well as remote deposit services. Additionally, the company, through its subsidiaries, operates as an insurance agency offering consumer credit related insurance products; and issues trust preferred securities.

Ratios

vs
industry
vs
history
PE Ratio 12.58
LION's PE Ratio is ranked lower than
52% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. LION: 12.58 )
Ranked among companies with meaningful PE Ratio only.
LION' s PE Ratio Range Over the Past 10 Years
Min: 6.44  Med: 12.38 Max: 29.53
Current: 12.58
6.44
29.53
Forward PE Ratio 12.80
LION's Forward PE Ratio is ranked higher than
63% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.93 vs. LION: 12.80 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 12.58
LION's PE Ratio without NRI is ranked lower than
52% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. LION: 12.58 )
Ranked among companies with meaningful PE Ratio without NRI only.
LION' s PE Ratio without NRI Range Over the Past 10 Years
Min: 6.41  Med: 12.38 Max: 30
Current: 12.58
6.41
30
Price-to-Owner-Earnings 9.72
LION's Price-to-Owner-Earnings is ranked higher than
54% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. LION: 9.72 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
LION' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.7  Med: 8.33 Max: 1814
Current: 9.72
0.7
1814
PB Ratio 1.54
LION's PB Ratio is ranked lower than
73% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. LION: 1.54 )
Ranked among companies with meaningful PB Ratio only.
LION' s PB Ratio Range Over the Past 10 Years
Min: 0.12  Med: 1.13 Max: 2.03
Current: 1.54
0.12
2.03
PS Ratio 1.99
LION's PS Ratio is ranked higher than
74% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. LION: 1.99 )
Ranked among companies with meaningful PS Ratio only.
LION' s PS Ratio Range Over the Past 10 Years
Min: 0.17  Med: 1.3 Max: 3.19
Current: 1.99
0.17
3.19
Price-to-Free-Cash-Flow 6.68
LION's Price-to-Free-Cash-Flow is ranked lower than
99.99% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. LION: 6.68 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
LION' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.62  Med: 5.75 Max: 1091.9
Current: 6.68
0.62
1091.9
Price-to-Operating-Cash-Flow 6.29
LION's Price-to-Operating-Cash-Flow is ranked lower than
99.99% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. LION: 6.29 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
LION' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.55  Med: 5.49 Max: 92.96
Current: 6.29
0.55
92.96
EV-to-EBIT 8.53
LION's EV-to-EBIT is ranked lower than
53% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. LION: 8.53 )
Ranked among companies with meaningful EV-to-EBIT only.
LION' s EV-to-EBIT Range Over the Past 10 Years
Min: -106.1  Med: 12.15 Max: 126.3
Current: 8.53
-106.1
126.3
EV-to-EBITDA 6.68
LION's EV-to-EBITDA is ranked higher than
57% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. LION: 6.68 )
Ranked among companies with meaningful EV-to-EBITDA only.
LION' s EV-to-EBITDA Range Over the Past 10 Years
Min: -34.6  Med: 9.2 Max: 145.3
Current: 6.68
-34.6
145.3
PEG Ratio 0.80
LION's PEG Ratio is ranked higher than
64% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. LION: 0.80 )
Ranked among companies with meaningful PEG Ratio only.
LION' s PEG Ratio Range Over the Past 10 Years
Min: 0.27  Med: 0.61 Max: 2.85
Current: 0.8
0.27
2.85
Shiller PE Ratio 30.38
LION's Shiller PE Ratio is ranked lower than
79% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. LION: 30.38 )
Ranked among companies with meaningful Shiller PE Ratio only.
LION' s Shiller PE Ratio Range Over the Past 10 Years
Min: 1.92  Med: 20.59 Max: 38.65
Current: 30.38
1.92
38.65

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.22
LION's Dividend Yield % is ranked lower than
62% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. LION: 2.22 )
Ranked among companies with meaningful Dividend Yield % only.
LION' s Dividend Yield % Range Over the Past 10 Years
Min: 0.09  Med: 1.88 Max: 12.31
Current: 2.22
0.09
12.31
Dividend Payout Ratio 0.28
LION's Dividend Payout Ratio is ranked higher than
52% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. LION: 0.28 )
Ranked among companies with meaningful Dividend Payout Ratio only.
LION' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.24 Max: 0.51
Current: 0.28
0.03
0.51
3-Year Dividend Growth Rate 112.50
LION's 3-Year Dividend Growth Rate is ranked higher than
99% of the 768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. LION: 112.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
LION' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: -23.3 Max: 155.4
Current: 112.5
0
155.4
Forward Dividend Yield % 2.22
LION's Forward Dividend Yield % is ranked lower than
67% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. LION: 2.22 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.22
LION's 5-Year Yield-on-Cost % is ranked lower than
70% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. LION: 2.22 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
LION' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.09  Med: 1.88 Max: 12.31
Current: 2.22
0.09
12.31
3-Year Average Share Buyback Ratio -7.10
LION's 3-Year Average Share Buyback Ratio is ranked lower than
71% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. LION: -7.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
LION' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -23.6  Med: -2.25 Max: 0.1
Current: -7.1
-23.6
0.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.14
LION's Price-to-Tangible-Book is ranked lower than
83% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. LION: 2.14 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
LION' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.26  Med: 1.56 Max: 2.73
Current: 2.14
0.26
2.73
Price-to-Intrinsic-Value-Projected-FCF 3.67
LION's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
98% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. LION: 3.67 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
LION' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.18  Med: 0.82 Max: 84.29
Current: 3.67
0.18
84.29
Price-to-Median-PS-Value 1.53
LION's Price-to-Median-PS-Value is ranked lower than
85% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. LION: 1.53 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
LION' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.28  Med: 1.1 Max: 2.65
Current: 1.53
0.28
2.65
Price-to-Peter-Lynch-Fair-Value 1.17
LION's Price-to-Peter-Lynch-Fair-Value is ranked higher than
52% of the 426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. LION: 1.17 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
LION' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.46  Med: 0.7 Max: 14.38
Current: 1.17
0.46
14.38
Price-to-Graham-Number 1.09
LION's Price-to-Graham-Number is ranked lower than
68% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. LION: 1.09 )
Ranked among companies with meaningful Price-to-Graham-Number only.
LION' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.53  Med: 1.07 Max: 2.13
Current: 1.09
0.53
2.13
Earnings Yield (Greenblatt) % 11.72
LION's Earnings Yield (Greenblatt) % is ranked higher than
59% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. LION: 11.72 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
LION' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.8  Med: 7.4 Max: 18.4
Current: 11.72
0.8
18.4
Forward Rate of Return (Yacktman) % 5.04
LION's Forward Rate of Return (Yacktman) % is ranked lower than
75% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. LION: 5.04 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
LION' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -47.1  Med: 5.9 Max: 51
Current: 5.04
-47.1
51

More Statistics

Revenue (TTM) (Mil) $285.6
EPS (TTM) $ 1.72
Beta0.89
Short Percentage of Float5.34%
52-Week Range $14.45 - 24.95
Shares Outstanding (Mil)26.37

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 1.69 2.00
EPS without NRI ($) 1.69 2.00
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.48 0.56
» More Articles for NAS:LION

Headlines

Articles On GuruFocus.com
Fidelity Southern Corporation Declares Second Quarter Cash Dividend Apr 21 2017 
Fidelity Southern Corp. New Reports Operating Results (10-K) Mar 17 2011 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Nov 08 2010 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Aug 06 2010 
Fidelity Southern Corp. New Reports Operating Results (10-Q) May 07 2010 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Nov 06 2009 
Fidelity Southern Corp. New Reports Operating Results (10-Q) Aug 07 2009 
Fidelity Southern Corp. New Reports Operating Results (10-Q) May 08 2009 

More From Other Websites
Fidelity Southern Corp. breached its 50 day moving average in a Bearish Manner : LION-US : May 10,... May 10 2017
Fidelity Southern Corp. : LION-US: Dividend Analysis : May 02nd, 2017 (record date) : By the numbers... Apr 28 2017
Fidelity Southern Corp (LION) Looks Good: Stock Jumps 8% Apr 24 2017
Fidelity Southern Corp. breached its 50 day moving average in a Bullish Manner : LION-US : April 24,... Apr 24 2017
Fidelity Southern Corporation Declares Second Quarter Cash Dividend Apr 21 2017
Fidelity Southern tops Street 1Q forecasts Apr 20 2017
Fidelity Southern Corporation Reports Earnings For First Quarter Of $10.5 Million Apr 20 2017
Should Value Investors Pick Fidelity Southern (LION) Stock? Apr 19 2017
Hercules Capital to Witness Rise in NII from Rate Hike Mar 17 2017
Capital Bank (CBF) Mulls Over Putting Itself Up for Sale Mar 16 2017
Why You Should Stay Away from SEI Investments Stock Now? Mar 16 2017
Fidelity Southern Corp. breached its 50 day moving average in a Bearish Manner : LION-US : March 3,... Mar 03 2017
The Zacks Analyst Blog Highlights: NCI Building Systems, Jabil Circuit, Insight Enterprises, Spark... Feb 08 2017
Should Value Investors Consider Fidelity Southern Stock? Feb 07 2017
Top Ranked Value Stocks to Buy for February 2nd Feb 02 2017
Fidelity Southern Corp. breached its 50 day moving average in a Bearish Manner : LION-US : January... Jan 31 2017
ETFs with exposure to Fidelity Southern Corp. : January 24, 2017 Jan 24 2017
Fidelity Southern Corp. :LION-US: Earnings Analysis: Q4, 2016 By the Numbers : January 23, 2017 Jan 23 2017
Fidelity Southern Corporation Declares First Quarter Cash Dividend Jan 20 2017
Fidelity Southern beats Street 4Q forecasts Jan 19 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)