NYSE:ONDK (USA) Also trade in: Germany

On Deck Capital Inc

$ 4.52 0 (0%)
Volume: 310,460 Avg Vol (1m): 465,727
Market Cap $: 343.15 Mil Enterprise Value $: 1.13 Bil
P/E (TTM): 10.26 P/B: 1.14
Earnings Power Value -11.09
Net Current Asset Value 0
Tangible Book 3.91
Projected FCF 0
Median P/S Value 7.24
Graham Number 6.22
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.07
Cash-To-Debt ranked lower than
79.73% of 449 companies
in the Credit Services industry.
Industry Max: 10000, Med: 8.43, Min: 0.01
ONDK: 0.07
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.02, Med: 0.13, Max: 10000
Current: 0.07
0.02
10000
Equity-to-Asset 0.25
Equity-to-Asset ranked lower than
65.62% of 413 companies
in the Credit Services industry.
Industry Max: 1, Med: 0.43, Min: -16.13
ONDK: 0.25
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: -0.42, Med: 0.26, Max: 0.46
Current: 0.25
-0.42
0.46
Debt-to-Equity 2.72
Debt-to-Equity ranked lower than
68.18% of 220 companies
in the Credit Services industry.
Industry Max: 31.78, Med: 1.4, Min: 0.01
ONDK: 2.72
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: -2.04, Med: 1.84, Max: 3.48
Current: 2.72
-2.04
3.48
Beneish M-Score -8.74
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 6.98%

Profitability & Growth : 5/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 9.54
Net Margin ranked lower than
81.74% of 438 companies
in the Credit Services industry.
Industry Max: 349450, Med: 13.22, Min: -11643.24
ONDK: 9.54
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -97.58, Med: -11.87, Max: 9.54
Current: 9.54
-97.58
9.54
ROE % 12.40
ROE ranked lower than
85.55% of 436 companies
in the Credit Services industry.
Industry Max: 190103.22, Med: 6.88, Min: -6112.96
ONDK: 12.4
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -29.93, Med: -4.42, Max: 12.4
Current: 12.4
-29.93
12.4
ROA % 3.14
ROA ranked lower than
81.24% of 453 companies
in the Credit Services industry.
Industry Max: 185.91, Med: 2.32, Min: -914.31
ONDK: 3.14
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -15.81, Med: -3.88, Max: 3.14
Current: 3.14
-15.81
3.14
3-Year Total Revenue Growth Rate 14.50
3-Year Revenue Growth Rate ranked higher than
67.42% of 356 companies
in the Credit Services industry.
Industry Max: 1159, Med: 6.6, Min: -100
ONDK: 9.9
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 9.9, Med: 27.3, Max: 115.4
Current: 9.9
9.9
115.4

» ONDK's 30-Y Financials

Financials (Next Earnings Date: 2019-08-07)

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Business Description

Industry Credit Services » Credit Services    NAICS : 522130    SIC : 6153
Compare HKSE:03903 TSX:GSY BKK:JMT BKK:GL LSE:SUS NYSE:RM TSE:8771 HKSE:00605 ASX:SCO COL:LOLC.N0000 IST:ISFIN ASX:IMF NYSE:XRF BAH:BCFC HKSE:00628 KUW:FACIL NAS:MGI BOM:540749 TSX:AD HKSE:06878
Traded in other countries 2OD.Germany
Address 1400 Broadway, 25th Floor, New York, NY, USA, 10018
On Deck Capital Inc is an online platform for small business lending. Small businesses apply for term loans or lines of credit on the company's website, and the company's proprietary software makes a funding decision within minutes. The company originates the loans and can transfer the funds the same day. On Deck generates revenue through interest income and fees earned on the loans it retains. Term loans range from $5,000 to $500,000 and are for terms of up to 36 months. The company has provided loans in more than 700 industries across all 50 of the United States as well as Australia. States where it has originated the most loans include California, Florida, Texas, New York, and New Jersey.

Ratios

Current vs industry vs history
PE Ratio (TTM) 10.26
PE Ratio ranked lower than
100.00% of 343 companies
in the Credit Services industry.
Industry Max: 12291.33, Med: 16.14, Min: 0.03
ONDK: 10.26
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 10.24, Med: 30.04, Max: 180
Current: 10.26
10.24
180
Forward PE Ratio 12.24
Forward P/E ranked lower than
68.75% of 64 companies
in the Credit Services industry.
Industry Max: 56.5, Med: 12.5, Min: 0.06
ONDK: 12.24
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 10.26
PE without NRI ranked lower than
100.00% of 339 companies
in the Credit Services industry.
Industry Max: 12291.33, Med: 16.11, Min: 0.03
ONDK: 10.26
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 10.24, Med: 30.04, Max: 180
Current: 10.26
10.24
180
Price-to-Owner-Earnings 10.42
Price-to-Owner-Earnings ranked lower than
100.00% of 102 companies
in the Credit Services industry.
Industry Max: 1561.11, Med: 14.62, Min: 0.35
ONDK: 10.42
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 10.4, Med: 31.41, Max: 75.63
Current: 10.42
10.4
75.63
PB Ratio 1.14
PB Ratio ranked lower than
58.37% of 418 companies
in the Credit Services industry.
Industry Max: 2284.63, Med: 1.19, Min: 0.04
ONDK: 1.14
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.96, Med: 1.56, Max: 5.14
Current: 1.14
0.96
5.14
PS Ratio 0.96
PS Ratio ranked higher than
84.78% of 414 companies
in the Credit Services industry.
Industry Max: 1151.59, Med: 3.46, Min: 0.01
ONDK: 0.96
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.87, Med: 1.54, Max: 9.17
Current: 0.96
0.87
9.17
Price-to-Free-Cash-Flow 1.30
Price-to-Free-Cash-Flow ranked higher than
92.31% of 104 companies
in the Credit Services industry.
Industry Max: 1671.38, Med: 8.52, Min: 0.45
ONDK: 1.3
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 1.3, Med: 2.65, Max: 15.83
Current: 1.3
1.3
15.83
Price-to-Operating-Cash-Flow 1.27
Price-to-Operating-Cash-Flow ranked higher than
90.55% of 127 companies
in the Credit Services industry.
Industry Max: 2660, Med: 7.24, Min: 0.45
ONDK: 1.27
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 1.27, Med: 2.46, Max: 14.05
Current: 1.27
1.27
14.05
EV-to-Revenue 3.03
EV-to-Revenue ranked higher than
72.47% of 425 companies
in the Credit Services industry.
Industry Max: 95879.51, Med: 5.35, Min: 0.03
ONDK: 3.03
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 1.1, Med: 3.6, Max: 11.7
Current: 3.03
1.1
11.7

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate -2.50
3-Year Share Buyback Rate ranked higher than
50.00% of 194 companies
in the Credit Services industry.
Industry Max: 26, Med: -3.7, Min: -404.3
ONDK: -2.5
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -11.9, Med: -7.35, Max: -2.5
Current: -2.5
-11.9
-2.5

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.16
Price-to-Tangible-Book ranked lower than
56.23% of 409 companies
in the Credit Services industry.
Industry Max: 2322.04, Med: 1.26, Min: 0.04
ONDK: 1.16
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 1.15, Med: 1.6, Max: 4.82
Current: 1.16
1.15
4.82
Price-to-Median-PS-Value 0.62
Price-to-Median-PS-Value ranked higher than
68.58% of 366 companies
in the Credit Services industry.
Industry Max: 31, Med: 1, Min: 0.01
ONDK: 0.62
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.62, Med: 1, Max: 5.52
Current: 0.62
0.62
5.52
Price-to-Graham-Number 0.73
Price-to-Graham-Number ranked lower than
100.00% of 199 companies
in the Credit Services industry.
Industry Max: 1124.21, Med: 1.07, Min: 0.02
ONDK: 0.73
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.73, Med: 1.39, Max: 3.45
Current: 0.73
0.73
3.45

More Statistics

Revenue (TTM) (Mil) $ 371.73
EPS (TTM) $ 0.44
Beta 1.03
Volatility % 59.79
52-Week Range $ 4.47 - 9.41
Shares Outstanding (Mil) 75.92

Analyst Estimate

Piotroski F-Score Details