NAS:PBCT (USA) Also trade in: Germany UK

People's United Financial Inc

$ 16.31 0 (0%)
Volume: 575,043 Avg Vol (1m): 2,873,690
Market Cap $: 6.48 Bil Enterprise Value $: 5.52 Bil
P/E (TTM): 12.60 P/B: 0.96
Earnings Power Value 1.89
Net Current Asset Value 0
Tangible Book 9.3
Projected FCF 23.17
Median P/S Value 17.53
Graham Number 16.43
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.21
Cash-To-Debt ranked lower than
84.79% of 1617 companies
in the Banks - Regional - US industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
PBCT: 0.21
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.07, Med: 0.42, Max: 10000
Current: 0.21
0.07
10000
Equity-to-Asset 0.14
Equity-to-Asset ranked higher than
80.33% of 1627 companies
in the Banks - Regional - US industry.
Industry Max: 1, Med: 0.11, Min: -11.05
PBCT: 0.14
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.05, Med: 0.11, Max: 0.34
Current: 0.14
0.05
0.34
Debt-to-Equity 0.37
Debt-to-Equity ranked higher than
55.64% of 1393 companies
in the Banks - Regional - US industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
PBCT: 0.37
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.01, Med: 0.92, Max: 4.16
Current: 0.37
0.01
4.16
Debt-to-EBITDA 1.51
Debt-to-EBITDA ranked lower than
54.66% of 1416 companies
in the Banks - Regional - US industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
PBCT: 1.51
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 1.51
Current: 1.51
0
1.51
Beneish M-Score -2.24
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 9.29%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 28.89
Net Margin ranked higher than
62.48% of 1639 companies
in the Banks - Regional - US industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
PBCT: 28.89
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 8.56, Med: 19.95, Max: 29.21
Current: 28.89
8.56
29.21
ROE % 7.46
ROE ranked lower than
66.18% of 1638 companies
in the Banks - Regional - US industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
PBCT: 7.46
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 1.56, Med: 5.13, Max: 7.46
Current: 7.46
1.56
7.46
ROA % 1.04
ROA ranked higher than
52.46% of 1645 companies
in the Banks - Regional - US industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
PBCT: 1.04
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.36, Med: 0.73, Max: 1.04
Current: 1.04
0.36
1.04
3-Year Total Revenue Growth Rate 7.90
3-Year Revenue Growth Rate ranked lower than
64.90% of 1513 companies
in the Banks - Regional - US industry.
Industry Max: 672.4, Med: 4.3, Min: -100
PBCT: 2.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -30.8, Med: 5.9, Max: 17.5
Current: 2.4
-30.8
17.5
3-Year EPS w/o NRI Growth Rate 14.50
3-Year EPS w/o NRI Growth Rate ranked lower than
51.51% of 1359 companies
in the Banks - Regional - US industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
PBCT: 14.5
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 6.1, Max: 135.3
Current: 14.5
0
135.3

» PBCT's 30-Y Financials

Financials (Next Earnings Date: 2019-07-18)

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Business Description

Industry Banks » Banks - Regional - US    NAICS : 522120    SIC : 6035
Compare NAS:SBNY NAS:CBSH NYSE:CFR NAS:BOKF NYSE:SNV XPTY:BGFG NAS:BPOP NAS:FCNCA NYSE:CIT NAS:TFSL NYSE:PB NYSE:WAL NAS:PACW XPTY:EGIN NAS:ZION NYSE:FHN NYSE:WBS NYSE:STL NAS:PNFP NAS:IBKC
Traded in other countries PP21.Germany 0KH6.UK
Address 850 Main Street, Bridgeport, CT, USA, 06604
People's United Financial Inc has nearly $39 billion of assets. People's United Bank is one of the New England-based banks and among the top 50 in the U.S. Of the bank's 405 locations, 40% are in Connecticut, where it ranks third by deposit market share. It also ranks among the top 10 in Vermont, New Hampshire, and Maine. The bank offers brokerage, financial advisory and wealth management, and insurance services. Commercial real estate accounts for 35% of the loan book, C&I and equipment financing accounts for another 35%, and the rest is in mortgages and consumer.

Ratios

Current vs industry vs history
PE Ratio (TTM) 12.65
PE Ratio ranked lower than
58.57% of 1557 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
PBCT: 12.65
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 10.91, Med: 19.49, Max: 63.22
Current: 12.65
10.91
63.22
Forward PE Ratio 12.21
Forward P/E ranked lower than
65.91% of 487 companies
in the Banks - Regional - US industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
PBCT: 12.21
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 12.65
PE without NRI ranked lower than
57.96% of 1532 companies
in the Banks - Regional - US industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
PBCT: 12.65
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 10.91, Med: 19.49, Max: 63.22
Current: 12.65
10.91
63.22
Price-to-Owner-Earnings 24.34
Price-to-Owner-Earnings ranked higher than
50.66% of 989 companies
in the Banks - Regional - US industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
PBCT: 24.34
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 10.84, Med: 23.81, Max: 4340
Current: 24.34
10.84
4340
PB Ratio 0.96
PB Ratio ranked higher than
56.33% of 1651 companies
in the Banks - Regional - US industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
PBCT: 0.96
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.7, Med: 0.98, Max: 1.43
Current: 0.96
0.7
1.43
PS Ratio 3.57
PS Ratio ranked lower than
67.07% of 1649 companies
in the Banks - Regional - US industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
PBCT: 3.57
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 3.09, Med: 3.83, Max: 7.7
Current: 3.57
3.09
7.7
Price-to-Free-Cash-Flow 17.10
Price-to-Free-Cash-Flow ranked higher than
52.72% of 882 companies
in the Banks - Regional - US industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
PBCT: 17.1
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 8.54, Med: 16.69, Max: 145.32
Current: 17.1
8.54
145.32
Price-to-Operating-Cash-Flow 13.89
Price-to-Operating-Cash-Flow ranked higher than
52.32% of 948 companies
in the Banks - Regional - US industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
PBCT: 13.89
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 7.89, Med: 13.52, Max: 55.57
Current: 13.89
7.89
55.57
EV-to-Revenue 3.38
EV-to-Revenue ranked lower than
73.13% of 1325 companies
in the Banks - Regional - US industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
PBCT: 3.38
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.5, Med: 3.3, Max: 8
Current: 3.38
0.5
8
Shiller PE Ratio 19.85
Shiller PE Ratio ranked lower than
70.39% of 672 companies
in the Banks - Regional - US industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
PBCT: 19.85
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 17.82, Med: 25.12, Max: 36.25
Current: 19.85
17.82
36.25

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 4.30
Trailing Dividend Yield ranked higher than
67.99% of 2587 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
PBCT: 4.3
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 2.6, Med: 4.32, Max: 5.9
Current: 4.3
2.6
5.9
Dividend Payout Ratio 0.54
Dividend Payout Ratio ranked lower than
78.87% of 1420 companies
in the Banks - Regional - US industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
PBCT: 0.54
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.54, Med: 0.83, Max: 2.69
Current: 0.54
0.54
2.69
3-Year Dividend Growth Rate (Per Share) 1.50
3-Year Dividend Growth Rate ranked lower than
68.52% of 880 companies
in the Banks - Regional - US industry.
Industry Max: 228.7, Med: 6, Min: -100
PBCT: 1.5
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 6, Max: 81.1
Current: 1.5
0
81.1
Forward Dividend Yield % 4.35
Forward Dividend Yield ranked higher than
66.57% of 2534 companies
in the Banks - Regional - US industry.
Industry Max: 98, Med: 3.16, Min: 0.01
PBCT: 4.35
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 4.64
Yield-on-Cost (5y) ranked higher than
57.75% of 2561 companies
in the Banks - Regional - US industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
PBCT: 4.64
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 2.8, Med: 4.65, Max: 6.36
Current: 4.64
2.8
6.36
3-Year Share Buyback Rate -7.00
3-Year Share Buyback Rate ranked lower than
59.81% of 1137 companies
in the Banks - Regional - US industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
PBCT: -7
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -28.9, Med: -1.1, Max: 5.7
Current: -7
-28.9
5.7

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.76
Price-to-Tangible-Book ranked lower than
79.21% of 1669 companies
in the Banks - Regional - US industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
PBCT: 1.76
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.09, Med: 1.33, Max: 5.12
Current: 1.76
0.09
5.12
Price-to-Projected-FCF 0.70
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
53.13% of 958 companies
in the Banks - Regional - US industry.
Industry Max: 460, Med: 0.76, Min: 0.01
PBCT: 0.7
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.19, Med: 0.7, Max: 1.82
Current: 0.7
0.19
1.82
Price-to-Median-PS-Value 0.93
Price-to-Median-PS-Value ranked higher than
56.82% of 1524 companies
in the Banks - Regional - US industry.
Industry Max: 186, Med: 1.02, Min: 0.03
PBCT: 0.93
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.04, Med: 0.84, Max: 12.07
Current: 0.93
0.04
12.07
Price-to-Graham-Number 0.99
Price-to-Graham-Number ranked lower than
69.04% of 1476 companies
in the Banks - Regional - US industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
PBCT: 0.99
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.2, Med: 1.1, Max: 3.35
Current: 0.99
0.2
3.35

More Statistics

Revenue (TTM) (Mil) $ 1,643.6
EPS (TTM) $ 1.29
Beta 1.44
Volatility % 31.08
52-Week Range $ 13.66 - 19
Shares Outstanding (Mil) 357.5

Analyst Estimate

Piotroski F-Score Details