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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.23
PBIP's Cash-to-Debt is ranked lower than
90% of the 1613 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.09 vs. PBIP: 0.23 )
Ranked among companies with meaningful Cash-to-Debt only.
PBIP' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14  Med: 1.78 Max: No Debt
Current: 0.23
Equity-to-Asset 0.15
PBIP's Equity-to-Asset is ranked higher than
88% of the 1580 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. PBIP: 0.15 )
Ranked among companies with meaningful Equity-to-Asset only.
PBIP' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1  Med: 0.16 Max: 0.25
Current: 0.15
0.1
0.25
Debt-to-Equity 0.81
PBIP's Debt-to-Equity is ranked lower than
58% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.63 vs. PBIP: 0.81 )
Ranked among companies with meaningful Debt-to-Equity only.
PBIP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0  Med: 0.25 Max: 0.81
Current: 0.81
0
0.81
Interest Coverage 0.53
PBIP's Interest Coverage is ranked lower than
98% of the 1539 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.74 vs. PBIP: 0.53 )
Ranked among companies with meaningful Interest Coverage only.
PBIP' s Interest Coverage Range Over the Past 10 Years
Min: 0.32  Med: 0.68 Max: 1.2
Current: 0.53
0.32
1.2
Beneish M-Score: -1.65
WACC vs ROIC
2.72%
0.96%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 11.32
PBIP's Operating Margin % is ranked lower than
93% of the 1618 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.66 vs. PBIP: 11.32 )
Ranked among companies with meaningful Operating Margin % only.
PBIP' s Operating Margin % Range Over the Past 10 Years
Min: -52.06  Med: 20.63 Max: 36.33
Current: 11.32
-52.06
36.33
Net Margin % 8.17
PBIP's Net Margin % is ranked lower than
92% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.82 vs. PBIP: 8.17 )
Ranked among companies with meaningful Net Margin % only.
PBIP' s Net Margin % Range Over the Past 10 Years
Min: -63.84  Med: 13.15 Max: 25.8
Current: 8.17
-63.84
25.8
ROE % 1.40
PBIP's ROE % is ranked lower than
92% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.56 vs. PBIP: 1.40 )
Ranked among companies with meaningful ROE % only.
PBIP' s ROE % Range Over the Past 10 Years
Min: -5.53  Med: 2.12 Max: 5.55
Current: 1.4
-5.53
5.55
ROA % 0.25
PBIP's ROA % is ranked lower than
92% of the 1624 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.91 vs. PBIP: 0.25 )
Ranked among companies with meaningful ROA % only.
PBIP' s ROA % Range Over the Past 10 Years
Min: -0.86  Med: 0.38 Max: 0.72
Current: 0.25
-0.86
0.72
3-Year Revenue Growth Rate 9.60
PBIP's 3-Year Revenue Growth Rate is ranked higher than
74% of the 1364 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.20 vs. PBIP: 9.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
PBIP' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -0.65 Max: 39.3
Current: 9.6
0
39.3
3-Year EBITDA Growth Rate 11.10
PBIP's 3-Year EBITDA Growth Rate is ranked higher than
64% of the 1281 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.90 vs. PBIP: 11.10 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
PBIP' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -7.45 Max: 129.2
Current: 11.1
0
129.2
3-Year EPS without NRI Growth Rate 23.70
PBIP's 3-Year EPS without NRI Growth Rate is ranked higher than
83% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. PBIP: 23.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
PBIP' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: -8.65 Max: 166.8
Current: 23.7
0
166.8
GuruFocus has detected 4 Warning Signs with Prudential Bancorp Inc $PBIP.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» PBIP's 30-Y Financials

Financials (Next Earnings Date: 2017-11-21 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

PBIP Guru Trades in Q3 2016

Jim Simons 289,290 sh (+0.98%)
Michael Price 121,287 sh (unchged)
» More
Q4 2016

PBIP Guru Trades in Q4 2016

Jim Simons 358,490 sh (+23.92%)
Michael Price 121,287 sh (unchged)
» More
Q1 2017

PBIP Guru Trades in Q1 2017

Jim Simons 389,579 sh (+8.67%)
Michael Price 121,287 sh (unchged)
» More
Q2 2017

PBIP Guru Trades in Q2 2017

Michael Price 121,287 sh (unchged)
Jim Simons 372,090 sh (-4.49%)
» More
» Details

Insider Trades

Latest Guru Trades with PBIP

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Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6036
Compare:NAS:FSBK, NAS:MLVF, NAS:OFED, NAS:RVSB, NAS:ESSA, NAS:PROV, NAS:SIFI, NAS:FNWB, NAS:ICBK, OTCBB:NWIN, AMEX:BKJ, NAS:TSBK, NAS:FCAP, NAS:MSBF, NAS:LSBK, NAS:HFBC, OTCPK:VLLX, OTCPK:SFDL, OTCPK:BHWB, NAS:KFFB » details
Headquarter Location:USA
Prudential Bancorp Inc, through Prudential Savings Bank attracts deposits from its community through its branch offices and invests those deposits, together with funds from borrowings and operations, in single-family residential loans.

Prudential Bancorp Inc was incorporated in June 2013 in Pennsylvania. The Company is engaged in attracting deposits from the general public and using those funds to invest in loans and securities. Its main sources of funds are deposits, repayments of loans and mortgage-backed securities, maturities of investment securities and interest-bearing deposits, funds provided from operations and funds borrowed from the Federal Home Loan Bank of Pittsburgh. These funds are mainly used for the origination of various loan types including single-family residential mortgage loans, construction and land development loans, non-residential or commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans and consumer loans. It is an active originator of residential home mortgage loans in its market area. The Company's main market area is Philadelphia, in particular South Philadelphia and Center City, as well as Delaware County. It also conducts business in Bucks, Chester and Montgomery Counties which, along with Delaware County, comprise the suburbs of Philadelphia. It faces competition in originating loans and attracting deposits. The Company is subject to federal and state banking laws and regulations.

Ratios

vs
industry
vs
history
PE Ratio 87.43
PBIP's PE Ratio is ranked lower than
99% of the 1505 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.59 vs. PBIP: 87.43 )
Ranked among companies with meaningful PE Ratio only.
PBIP' s PE Ratio Range Over the Past 10 Years
Min: 16.91  Med: 44.19 Max: 306.67
Current: 87.43
16.91
306.67
PE Ratio without NRI 87.43
PBIP's PE Ratio without NRI is ranked lower than
99% of the 1504 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.62 vs. PBIP: 87.43 )
Ranked among companies with meaningful PE Ratio without NRI only.
PBIP' s PE Ratio without NRI Range Over the Past 10 Years
Min: 16.91  Med: 44.19 Max: 306.67
Current: 87.43
16.91
306.67
Price-to-Owner-Earnings 76.50
PBIP's Price-to-Owner-Earnings is ranked lower than
98% of the 881 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.23 vs. PBIP: 76.50 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
PBIP' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 12.11  Med: 34.63 Max: 138.53
Current: 76.5
12.11
138.53
PB Ratio 1.23
PBIP's PB Ratio is ranked lower than
53% of the 1581 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. PBIP: 1.23 )
Ranked among companies with meaningful PB Ratio only.
PBIP' s PB Ratio Range Over the Past 10 Years
Min: 0.76  Med: 1.21 Max: 2.33
Current: 1.23
0.76
2.33
PS Ratio 7.45
PBIP's PS Ratio is ranked lower than
92% of the 1567 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.43 vs. PBIP: 7.45 )
Ranked among companies with meaningful PS Ratio only.
PBIP' s PS Ratio Range Over the Past 10 Years
Min: 3.01  Med: 7.51 Max: 19.64
Current: 7.45
3.01
19.64
Price-to-Free-Cash-Flow 51.00
PBIP's Price-to-Free-Cash-Flow is ranked lower than
96% of the 856 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.60 vs. PBIP: 51.00 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
PBIP' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 7.63  Med: 34.28 Max: 93.66
Current: 51
7.63
93.66
Price-to-Operating-Cash-Flow 47.32
PBIP's Price-to-Operating-Cash-Flow is ranked lower than
95% of the 931 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.46 vs. PBIP: 47.32 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
PBIP' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 7.34  Med: 31.86 Max: 582.94
Current: 47.32
7.34
582.94
EV-to-EBIT 106.14
PBIP's EV-to-EBIT is ranked lower than
100% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.20 vs. PBIP: 106.14 )
Ranked among companies with meaningful EV-to-EBIT only.
PBIP' s EV-to-EBIT Range Over the Past 10 Years
Min: -239.1  Med: 13.7 Max: 893.3
Current: 106.14
-239.1
893.3
EV-to-EBITDA 88.03
PBIP's EV-to-EBITDA is ranked lower than
99% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.98 vs. PBIP: 88.03 )
Ranked among companies with meaningful EV-to-EBITDA only.
PBIP' s EV-to-EBITDA Range Over the Past 10 Years
Min: -772.7  Med: 12 Max: 363.5
Current: 88.03
-772.7
363.5
EV-to-Revenue 12.02
PBIP's EV-to-Revenue is ranked lower than
93% of the 1284 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.86 vs. PBIP: 12.02 )
Ranked among companies with meaningful EV-to-Revenue only.
PBIP' s EV-to-Revenue Range Over the Past 10 Years
Min: -4.6  Med: 6 Max: 20.6
Current: 12.02
-4.6
20.6
PEG Ratio 1.74
PBIP's PEG Ratio is ranked lower than
89% of the 821 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.45 vs. PBIP: 1.74 )
Ranked among companies with meaningful PEG Ratio only.
PBIP' s PEG Ratio Range Over the Past 10 Years
Min: 1.7  Med: 2.72 Max: 4
Current: 1.74
1.7
4
Shiller PE Ratio 136.27
PBIP's Shiller PE Ratio is ranked lower than
98% of the 501 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.54 vs. PBIP: 136.27 )
Ranked among companies with meaningful Shiller PE Ratio only.
PBIP' s Shiller PE Ratio Range Over the Past 10 Years
Min: 25.14  Med: 96.68 Max: 999
Current: 136.27
25.14
999

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.65
PBIP's Dividend Yield % is ranked lower than
94% of the 2354 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. PBIP: 0.65 )
Ranked among companies with meaningful Dividend Yield % only.
PBIP' s Dividend Yield % Range Over the Past 10 Years
Min: 0.25  Med: 1.33 Max: 3.64
Current: 0.65
0.25
3.64
Dividend Payout Ratio 0.57
PBIP's Dividend Payout Ratio is ranked lower than
98% of the 1340 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.32 vs. PBIP: 0.57 )
Ranked among companies with meaningful Dividend Payout Ratio only.
PBIP' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.32  Med: 0.47 Max: 15
Current: 0.57
0.32
15
Forward Dividend Yield % 0.65
PBIP's Forward Dividend Yield % is ranked lower than
96% of the 2231 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. PBIP: 0.65 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.65
PBIP's 5-Year Yield-on-Cost % is ranked lower than
94% of the 2778 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.98 vs. PBIP: 0.65 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
PBIP' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.25  Med: 1.33 Max: 3.64
Current: 0.65
0.25
3.64
3-Year Average Share Buyback Ratio 7.00
PBIP's 3-Year Average Share Buyback Ratio is ranked higher than
98% of the 1065 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. PBIP: 7.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
PBIP' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 0  Med: 4.7 Max: 0
Current: 7

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.31
PBIP's Price-to-Tangible-Book is ranked lower than
52% of the 1573 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. PBIP: 1.31 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
PBIP' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.79  Med: 1.32 Max: 2.24
Current: 1.31
0.79
2.24
Price-to-Intrinsic-Value-Projected-FCF 1.21
PBIP's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
78% of the 896 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. PBIP: 1.21 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
PBIP' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.65  Med: 0.95 Max: 1.95
Current: 1.21
0.65
1.95
Price-to-Median-PS-Value 0.99
PBIP's Price-to-Median-PS-Value is ranked higher than
63% of the 1527 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. PBIP: 0.99 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
PBIP' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.43  Med: 1.04 Max: 2.47
Current: 0.99
0.43
2.47
Price-to-Graham-Number 2.25
PBIP's Price-to-Graham-Number is ranked lower than
98% of the 1414 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. PBIP: 2.25 )
Ranked among companies with meaningful Price-to-Graham-Number only.
PBIP' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.66  Med: 1.58 Max: 4.16
Current: 2.25
0.66
4.16
Earnings Yield (Greenblatt) % 0.94
PBIP's Earnings Yield (Greenblatt) % is ranked lower than
76% of the 1625 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.91 vs. PBIP: 0.94 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
PBIP' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -389.8  Med: 2.4 Max: 766.3
Current: 0.94
-389.8
766.3
Forward Rate of Return (Yacktman) % -3.27
PBIP's Forward Rate of Return (Yacktman) % is ranked lower than
85% of the 934 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.21 vs. PBIP: -3.27 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
PBIP' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -3.3  Med: 2.35 Max: 26.4
Current: -3.27
-3.3
26.4

More Statistics

Revenue (TTM) (Mil) $20.69
EPS (TTM) $ 0.21
Beta-0.13
Short Percentage of Float2.64%
52-Week Range $14.40 - 18.74
Shares Outstanding (Mil)9.01
» More Articles for PBIP

Headlines

Articles On GuruFocus.com
Prudential Bancorp, Inc. Announces Declaration of Quarterly Cash Dividend Aug 16 2017 
3 Stocks to Profit Like Bank Stock Activists Jun 11 2014 
Bore Yourself All the Way to the Bank Feb 19 2014 
Largest Insider Buys of the Past Week Oct 14 2013 
Prudential Bancorp Inc. of Pennsylvania (PBIP) President and CEO Thomas A Vento sells 6,500 Shares Mar 07 2011 
Prudential Bancorp Inc. of Pennsylvania Reports Operating Results (10-Q) Feb 14 2011 
Prudential Bancorp Inc. of Pennsylvania Reports Operating Results (10-K) Dec 23 2010 
Prudential Bancorp Inc. of Pennsylvania Reports Operating Results (10-Q) Aug 16 2010 
Prudential Bancorp Inc. of Pennsylvania (PBIP) Chairman of the Board Joseph W Jr Packer buys 1,000 S May 20 2010 
Prudential Bancorp Inc. of Pennsylvania Reports Operating Results (10-Q) May 17 2010 

More From Other Websites
Prudential Bancorp, Inc. :PBIP-US: Earnings Analysis: Q3, 2017 By the Numbers : September 19, 2017 Sep 19 2017
Prudential Bancorp, Inc. Announces Declaration of Quarterly Cash Dividend Aug 16 2017
Prudential Bancorp posts 3Q profit Jul 28 2017
Prudential Bancorp, Inc. Announces Third Quarter Fiscal 2017 Results Jul 28 2017
ETFs with exposure to Prudential Bancorp, Inc. : June 29, 2017 Jun 29 2017
Prudential Bancorp, Inc. :PBIP-US: Earnings Analysis: Q2, 2017 By the Numbers : June 9, 2017 Jun 09 2017
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Prudential Bancorp reports 2Q loss Apr 28 2017
ETFs with exposure to Prudential Bancorp, Inc. : April 25, 2017 Apr 25 2017
Prudential Bancorp, Inc. : PBIP-US: Dividend Analysis : March 16th, 2017 (record date) : By the... Mar 14 2017
Prudential Bancorp, Inc. :PBIP-US: Earnings Analysis: Q1, 2017 By the Numbers : March 9, 2017 Mar 09 2017
South Phila. bank closes acquisition of Montco peer Jan 03 2017
ETFs with exposure to Prudential Bancorp, Inc. : December 22, 2016 Dec 22 2016

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