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Also traded in: Germany, Netherlands, Switzerland, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 5.36
RBSPRS's Cash-to-Debt is ranked higher than
62% of the 1656 Companies
in the Global Banks - Global industry.

( Industry Median: 2.12 vs. RBSPRS: 5.36 )
Ranked among companies with meaningful Cash-to-Debt only.
RBSPRS' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04  Med: 3.12 Max: N/A
Current: 5.36
Equity-to-Asset 0.06
RBSPRS's Equity-to-Asset is ranked lower than
86% of the 1629 Companies
in the Global Banks - Global industry.

( Industry Median: 0.10 vs. RBSPRS: 0.06 )
Ranked among companies with meaningful Equity-to-Asset only.
RBSPRS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.03  Med: 0.05 Max: 0.07
Current: 0.06
0.03
0.07
Beneish M-Score: -2.30
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating Margin % -29.75
RBSPRS's Operating Margin % is ranked lower than
97% of the 1663 Companies
in the Global Banks - Global industry.

( Industry Median: 31.61 vs. RBSPRS: -29.75 )
Ranked among companies with meaningful Operating Margin % only.
RBSPRS' s Operating Margin % Range Over the Past 10 Years
Min: -148.88  Med: -14.47 Max: 32.38
Current: -29.75
-148.88
32.38
Net Margin % -40.84
RBSPRS's Net Margin % is ranked lower than
97% of the 1664 Companies
in the Global Banks - Global industry.

( Industry Median: 22.71 vs. RBSPRS: -40.84 )
Ranked among companies with meaningful Net Margin % only.
RBSPRS' s Net Margin % Range Over the Past 10 Years
Min: -91.66  Med: -15.31 Max: 24.05
Current: -40.84
-91.66
24.05
ROE % -11.14
RBSPRS's ROE % is ranked lower than
96% of the 1664 Companies
in the Global Banks - Global industry.

( Industry Median: 8.51 vs. RBSPRS: -11.14 )
Ranked among companies with meaningful ROE % only.
RBSPRS' s ROE % Range Over the Past 10 Years
Min: -43.44  Med: -6.36 Max: 15.66
Current: -11.14
-43.44
15.66
ROA % -0.62
RBSPRS's ROA % is ranked lower than
95% of the 1669 Companies
in the Global Banks - Global industry.

( Industry Median: 0.91 vs. RBSPRS: -0.62 )
Ranked among companies with meaningful ROA % only.
RBSPRS' s ROA % Range Over the Past 10 Years
Min: -1.12  Med: -0.23 Max: 0.54
Current: -0.62
-1.12
0.54
3-Year Revenue Growth Rate -10.20
RBSPRS's 3-Year Revenue Growth Rate is ranked lower than
90% of the 1397 Companies
in the Global Banks - Global industry.

( Industry Median: 4.30 vs. RBSPRS: -10.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RBSPRS' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -54.4  Med: -13 Max: 12.7
Current: -10.2
-54.4
12.7
3-Year EBITDA Growth Rate -24.70
RBSPRS's 3-Year EBITDA Growth Rate is ranked lower than
93% of the 1308 Companies
in the Global Banks - Global industry.

( Industry Median: 6.70 vs. RBSPRS: -24.70 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
RBSPRS' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -85.2  Med: -15.3 Max: 1.6
Current: -24.7
-85.2
1.6
3-Year EPS without NRI Growth Rate -11.20
RBSPRS's 3-Year EPS without NRI Growth Rate is ranked lower than
86% of the 1265 Companies
in the Global Banks - Global industry.

( Industry Median: 7.30 vs. RBSPRS: -11.20 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
RBSPRS' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -75.1  Med: -1.95 Max: 208.3
Current: -11.2
-75.1
208.3
GuruFocus has detected 3 Warning Signs with Royal Bank of Scotland Group (The) PLC $RBSPRS.
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» RBSPRS's 30-Y Financials

Financials (Next Earnings Date: 2017-08-04)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Preferred stocks of Royal Bank of Scotland Group (The) PLC

SymbolPriceYieldDescription
91ID.UK1.100.0011 % Cum.Pref.Shs
RBSPF.UK0.620.005.5% Cum.Pref.Shs
59PQ.UK0.790.007.387 % Non.Cum.Pref.Shs Series 1
92OT.UK0.000.00Non.Cum.Prf Series -2-
92ID.UK0.000.00Non-Cum.USD Pref.Shs -A-
93ID.UK0.000.00Bearer Non-Cum.USD Pref.Shs -A-
93OT.UK0.000.006.77 % Non-Cum.Conv.Pref.Shs. 200
BL85.UK0.000.00Non-Cum.USD Pref.Shs
87UB.UK0.000.00Non-Cum STG Pref.Shs Series 1
91OT.UK0.000.00Non.Cum.Prf Series -1-
BC35.UK0.000.00Bearer Non-Cum.USD Pref.Shs
RBSLY0.000.00
RBSPRH26.396.88ADR
RBSPRRCL25.350.00ADR
RBSPRF26.847.93ADR
RBSPRL25.335.67ADR
RBSPRTCL25.410.00Series T
RBSPRS25.546.46ADR

Business Description

Industry: Banks » Banks - Global    NAICS: 522110 
Compare:OTCPK:GHDS, OTCPK:LFGP, OTCPK:AKBKF, NYSE:NTB, OTCPK:NBGIF, OTCPK:AOZOY, NAS:EWBC, OTCPK:JBAXY, OTCPK:NTIOF, OTCPK:FANDY, OTCPK:MLYBY, OTCPK:SVNLY, NYSE:CS, OTCPK:SCBFF, NYSE:CM, OTCPK:BCLYF, NYSE:BMO, NYSE:BBVA, NYSE:SMFG, NYSE:UBS » details
Traded in other countries:RYS1.Germany, RBS.Netherlands, OXRBS1.Switzerland, RBS.UK,
Headquarter Location:UK
Royal Bank of Scotland Group (The) PLC is an international banking and financial services company. It provides banking products and services to personal, commercial and large corporate and institutional customers.

Royal Bank of Scotland was established in 1727 in Edinburgh, where its headquarters are still located. Following rapid growth during the 1990s and takeovers during the 2000s, the bank became the U.K's largest bank. However, during the financial crisis, the bank was forced to nationalise, and the U.K. government still owns almost 72% of the bank. RBS generates the majority of operating profit in the U.K. (close to 90%). The bank currently operates under two core segments: Personal & Business, or PBB, and Commercial & Private Banking, or CPB.

Top Ranked Articles about Royal Bank of Scotland Group (The) PLC

David Herro Gains 2 New Holdings, Divests Another Guru invested in Scottish bank and Japanese manufacturer in 3rd quarter
David Herro (Trades, Portfolio), manager of the Oakmark International Fund, acquired two new holdings and sold another in the third quarter. Read more...
David Herro Comments on Royal Bank of Scotland Guru stock highlight
We initiated a position in Royal Bank of Scotland (NYSE:RBS), a U.K.-based commercial and retail bank, during the quarter after the share price plummeted on news that the U.K. had voted to leave the European Union. We believed the market had overreacted as shares of RBS fell nearly 40% in the two weeks following the announcement. We used the opportunity to purchase shares of the company at a significant discount to our estimate of intrinsic value. We believe RBS has a strong competitive position and a solid management team that has made tremendous strides in de-risking the business. The company’s historical earnings have been hurt by restructuring, litigation and other non-permanent items. While RBS was the quarter’s largest detractor, we expect a significant improvement in profitability and free cash flow in the quarters ahead. Read more...
The UK and Negative Rates Negative rates affecting the global economy and banking sector
Negative rates are a trend occurring globally, and the U.K.’s vote to exit the European Union might cause it to be the next country to employ negative rates to help its economy. Read more...

Ratios

vs
industry
vs
history
Price-to-Owner-Earnings 0.10
RBSPRS's Price-to-Owner-Earnings is ranked higher than
100% of the 904 Companies
in the Global Banks - Global industry.

( Industry Median: 14.22 vs. RBSPRS: 0.10 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RBSPRS' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.1  Med: 0.24 Max: 0.37
Current: 0.1
0.1
0.37
PB Ratio 0.61
RBSPRS's PB Ratio is ranked higher than
83% of the 1630 Companies
in the Global Banks - Global industry.

( Industry Median: 1.19 vs. RBSPRS: 0.61 )
Ranked among companies with meaningful PB Ratio only.
RBSPRS' s PB Ratio Range Over the Past 10 Years
Min: 0.09  Med: 0.56 Max: 0.83
Current: 0.61
0.09
0.83
PS Ratio 2.31
RBSPRS's PS Ratio is ranked higher than
70% of the 1611 Companies
in the Global Banks - Global industry.

( Industry Median: 3.42 vs. RBSPRS: 2.31 )
Ranked among companies with meaningful PS Ratio only.
RBSPRS' s PS Ratio Range Over the Past 10 Years
Min: 0.08  Med: 2.05 Max: 6.82
Current: 2.31
0.08
6.82
EV-to-EBIT 6.49
RBSPRS's EV-to-EBIT is ranked higher than
73% of the 1267 Companies
in the Global Banks - Global industry.

( Industry Median: 12.36 vs. RBSPRS: 6.49 )
Ranked among companies with meaningful EV-to-EBIT only.
RBSPRS' s EV-to-EBIT Range Over the Past 10 Years
Min: -1572.2  Med: 2.6 Max: 287.9
Current: 6.49
-1572.2
287.9
EV-to-EBITDA 8.64
RBSPRS's EV-to-EBITDA is ranked higher than
61% of the 1272 Companies
in the Global Banks - Global industry.

( Industry Median: 11.09 vs. RBSPRS: 8.64 )
Ranked among companies with meaningful EV-to-EBITDA only.
RBSPRS' s EV-to-EBITDA Range Over the Past 10 Years
Min: -2398  Med: 9.5 Max: 710.7
Current: 8.64
-2398
710.7
Shiller PE Ratio 26.70
RBSPRS's Shiller PE Ratio is ranked lower than
67% of the 509 Companies
in the Global Banks - Global industry.

( Industry Median: 20.59 vs. RBSPRS: 26.70 )
Ranked among companies with meaningful Shiller PE Ratio only.
RBSPRS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 0.85  Med: 1.28 Max: 29.89
Current: 26.7
0.85
29.89

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 6.46
RBSPRS's Dividend Yield % is ranked lower than
99.99% of the 2338 Companies
in the Global Banks - Global industry.

( Industry Median: 2.52 vs. RBSPRS: 6.46 )
Ranked among companies with meaningful Dividend Yield % only.
RBSPRS' s Dividend Yield % Range Over the Past 10 Years
Min: 6.36  Med: 11.61 Max: 140.66
Current: 6.46
6.36
140.66
Forward Dividend Yield % 6.46
RBSPRS's Forward Dividend Yield % is ranked lower than
99.99% of the 2218 Companies
in the Global Banks - Global industry.

( Industry Median: 2.89 vs. RBSPRS: 6.46 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 6.46
RBSPRS's 5-Year Yield-on-Cost % is ranked lower than
100% of the 2673 Companies
in the Global Banks - Global industry.

( Industry Median: 3.17 vs. RBSPRS: 6.46 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RBSPRS' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 6.36  Med: 11.61 Max: 140.66
Current: 6.46
6.36
140.66
3-Year Average Share Buyback Ratio -1.50
RBSPRS's 3-Year Average Share Buyback Ratio is ranked higher than
52% of the 1081 Companies
in the Global Banks - Global industry.

( Industry Median: -1.80 vs. RBSPRS: -1.50 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RBSPRS' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -111.6  Med: -5.7 Max: -1.1
Current: -1.5
-111.6
-1.1

Valuation & Return

vs
industry
vs
history
Earnings Yield (Greenblatt) % 15.41
RBSPRS's Earnings Yield (Greenblatt) % is ranked higher than
80% of the 1668 Companies
in the Global Banks - Global industry.

( Industry Median: 5.77 vs. RBSPRS: 15.41 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RBSPRS' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -2265.2  Med: 1.7 Max: 1133.8
Current: 15.41
-2265.2
1133.8

More Statistics

Beta0.15
Short Percentage of Float0.00%
52-Week Range $24.10 - 27.32

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