Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.40
SNV's Cash-to-Debt is ranked lower than
75% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.09 vs. SNV: 0.40 )
Ranked among companies with meaningful Cash-to-Debt only.
SNV' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.24  Med: 0.78 Max: N/A
Current: 0.4
Equity-to-Asset 0.10
SNV's Equity-to-Asset is ranked lower than
53% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SNV: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
SNV' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.14
Current: 0.1
0.07
0.14
Interest Coverage 3.38
SNV's Interest Coverage is ranked higher than
70% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.74 vs. SNV: 3.38 )
Ranked among companies with meaningful Interest Coverage only.
SNV' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 2.45 Max: 3.14
Current: 3.38
0.21
3.14
Beneish M-Score: -2.41
WACC vs ROIC
6.98%
7.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating Margin % 35.21
SNV's Operating Margin % is ranked higher than
56% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. SNV: 35.21 )
Ranked among companies with meaningful Operating Margin % only.
SNV' s Operating Margin % Range Over the Past 10 Years
Min: -113.01  Med: 13.22 Max: 34.31
Current: 35.21
-113.01
34.31
Net Margin % 22.84
SNV's Net Margin % is ranked lower than
52% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.82 vs. SNV: 22.84 )
Ranked among companies with meaningful Net Margin % only.
SNV' s Net Margin % Range Over the Past 10 Years
Min: -100.75  Med: 16.52 Max: 71.07
Current: 22.84
-100.75
71.07
ROE % 9.20
SNV's ROE % is ranked higher than
51% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.56 vs. SNV: 9.20 )
Ranked among companies with meaningful ROE % only.
SNV' s ROE % Range Over the Past 10 Years
Min: -44.85  Med: 4.91 Max: 24.12
Current: 9.2
-44.85
24.12
ROA % 0.93
SNV's ROA % is ranked lower than
51% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. SNV: 0.93 )
Ranked among companies with meaningful ROA % only.
SNV' s ROA % Range Over the Past 10 Years
Min: -4.17  Med: 0.67 Max: 3.08
Current: 0.93
-4.17
3.08
3-Year Revenue Growth Rate 5.80
SNV's 3-Year Revenue Growth Rate is ranked higher than
59% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. SNV: 5.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SNV' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -30.4  Med: 7.1 Max: 17.3
Current: 5.8
-30.4
17.3
3-Year EBITDA Growth Rate 15.40
SNV's 3-Year EBITDA Growth Rate is ranked higher than
73% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. SNV: 15.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SNV' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -79.6  Med: 14.75 Max: 61.7
Current: 15.4
-79.6
61.7
3-Year EPS without NRI Growth Rate 29.00
SNV's 3-Year EPS without NRI Growth Rate is ranked higher than
87% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. SNV: 29.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
SNV' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -56.2  Med: 14.2 Max: 29
Current: 29
-56.2
29
GuruFocus has detected 4 Warning Signs with Synovus Financial Corp $SNV.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SNV's 30-Y Financials

Financials (Next Earnings Date: 2017-10-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

SNV Guru Trades in Q3 2016

Jim Simons 752,273 sh (+11.30%)
Richard Pzena 1,556,737 sh (+1.66%)
Private Capital 343,214 sh (-1.57%)
Keeley Asset Management Corp 1,005,940 sh (-10.12%)
» More
Q4 2016

SNV Guru Trades in Q4 2016

Richard Pzena 1,600,658 sh (+2.82%)
Jim Simons 744,573 sh (-1.02%)
Private Capital 308,160 sh (-10.21%)
Keeley Asset Management Corp 781,355 sh (-22.33%)
» More
Q1 2017

SNV Guru Trades in Q1 2017

Paul Tudor Jones 8,109 sh (New)
Private Capital 265,457 sh (-13.86%)
Richard Pzena 1,353,254 sh (-15.46%)
Jim Simons 387,273 sh (-47.99%)
» More
Q2 2017

SNV Guru Trades in Q2 2017

Private Capital 261,032 sh (-1.67%)
Paul Tudor Jones 7,187 sh (-11.37%)
Richard Pzena 1,178,496 sh (-12.91%)
Jim Simons 192,500 sh (-50.29%)
» More
» Details

Insider Trades

Latest Guru Trades with SNV

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Richard Pzena 2017-06-30 Reduce -12.91%0.04%$39.11 - $44.41 $ 41.54-1%1,178,496
Private Capital 2017-06-30 Reduce -1.67%0.03%$39.11 - $44.41 $ 41.54-1%261,032
Richard Pzena 2017-03-31 Reduce -15.46%0.06%$39.15 - $43.74 $ 41.54-0%1,353,254
Private Capital 2017-03-31 Reduce -13.86%0.27%$39.15 - $43.74 $ 41.54-0%265,457
Richard Pzena 2016-12-31 Add 2.82%0.01%$31.75 - $41.78 $ 41.5413%1,600,658
Keeley Asset Management Corp 2016-12-31 Reduce -22.33%0.31%$31.75 - $41.78 $ 41.5413%781,355
Private Capital 2016-12-31 Reduce -10.21%0.17%$31.75 - $41.78 $ 41.5413%308,160
Richard Pzena 2016-09-30 Add 1.66%0.01%$27.65 - $33.51 $ 41.5432%1,556,737
Keeley Asset Management Corp 2016-09-30 Reduce -10.12%0.14%$27.65 - $33.51 $ 41.5432%1,005,940
Private Capital 2016-09-30 Reduce -1.57%0.02%$27.65 - $33.51 $ 41.5432%343,214
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Synovus Financial Corp

SymbolPriceYieldDescription
SNVPRC26.787.35Class C

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NYSE:WAL, NAS:BOKF, NAS:PVTB, NAS:OZRK, NAS:PACW, NAS:PNFP, NYSE:CFR, NAS:CBSH, NAS:PBCT, NYSE:WBS, NAS:TFSL, NYSE:PB, NYSE:FNB, NAS:IBKC, NYSE:CIT, NAS:FCNCA, NAS:WTFC, NYSE:FHN, NAS:FHB, NAS:UMPQ » details
Traded in other countries:SYU1.Germany,
Headquarter Location:USA
Synovus Financial Corp is a financial services and bank holding company. It provides financial services including commercial and retail banking, financial management, insurance and mortgage services. It also provides life insurance premium financing.

Synovus Financial operates dozens of community banks throughout Georgia, Alabama, Florida, Tennessee, and South Carolina. Concentrating in commercial loans and commercial real estate, the bank uses its small-town image to establish strong relationships with its small-business customers.

Ratios

vs
industry
vs
history
PE Ratio 18.88
SNV's PE Ratio is ranked lower than
78% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. SNV: 18.88 )
Ranked among companies with meaningful PE Ratio only.
SNV' s PE Ratio Range Over the Past 10 Years
Min: 2.75  Med: 18.72 Max: 28.31
Current: 18.88
2.75
28.31
Forward PE Ratio 17.42
SNV's Forward PE Ratio is ranked lower than
74% of the 382 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 16.05 vs. SNV: 17.42 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 18.88
SNV's PE Ratio without NRI is ranked lower than
78% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. SNV: 18.88 )
Ranked among companies with meaningful PE Ratio without NRI only.
SNV' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.75  Med: 18.74 Max: 35.47
Current: 18.88
2.75
35.47
Price-to-Owner-Earnings 12.24
SNV's Price-to-Owner-Earnings is ranked higher than
57% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.23 vs. SNV: 12.24 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SNV' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.86  Med: 10.98 Max: 78.16
Current: 12.24
5.86
78.16
PB Ratio 1.77
SNV's PB Ratio is ranked lower than
83% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. SNV: 1.77 )
Ranked among companies with meaningful PB Ratio only.
SNV' s PB Ratio Range Over the Past 10 Years
Min: 0.3  Med: 1.06 Max: 1.92
Current: 1.77
0.3
1.92
PS Ratio 4.15
SNV's PS Ratio is ranked lower than
69% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. SNV: 4.15 )
Ranked among companies with meaningful PS Ratio only.
SNV' s PS Ratio Range Over the Past 10 Years
Min: 0.41  Med: 2.46 Max: 5.99
Current: 4.15
0.41
5.99
Price-to-Free-Cash-Flow 10.67
SNV's Price-to-Free-Cash-Flow is ranked higher than
51% of the 856 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. SNV: 10.67 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SNV' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.83  Med: 6.67 Max: 13.45
Current: 10.67
0.83
13.45
Price-to-Operating-Cash-Flow 9.98
SNV's Price-to-Operating-Cash-Flow is ranked lower than
51% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.46 vs. SNV: 9.98 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SNV' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.78  Med: 5.4 Max: 12.55
Current: 9.98
0.78
12.55
EV-to-EBIT 14.81
SNV's EV-to-EBIT is ranked lower than
64% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. SNV: 14.81 )
Ranked among companies with meaningful EV-to-EBIT only.
SNV' s EV-to-EBIT Range Over the Past 10 Years
Min: -30.4  Med: 13.35 Max: 95.8
Current: 14.81
-30.4
95.8
EV-to-EBITDA 13.03
SNV's EV-to-EBITDA is ranked lower than
62% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.98 vs. SNV: 13.03 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNV' s EV-to-EBITDA Range Over the Past 10 Years
Min: -151.8  Med: 11.35 Max: 31.5
Current: 13.03
-151.8
31.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.30
SNV's Dividend Yield % is ranked lower than
83% of the 2354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. SNV: 1.30 )
Ranked among companies with meaningful Dividend Yield % only.
SNV' s Dividend Yield % Range Over the Past 10 Years
Min: 1.08  Med: 1.6 Max: 17.69
Current: 1.3
1.08
17.69
Dividend Payout Ratio 0.25
SNV's Dividend Payout Ratio is ranked higher than
82% of the 1340 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. SNV: 0.25 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SNV' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.26 Max: 0.79
Current: 0.25
0.05
0.79
3-Year Dividend Growth Rate 19.70
SNV's 3-Year Dividend Growth Rate is ranked higher than
78% of the 794 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.70 vs. SNV: 19.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
SNV' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -63.5  Med: 14.5 Max: 26.8
Current: 19.7
-63.5
26.8
Forward Dividend Yield % 1.44
SNV's Forward Dividend Yield % is ranked lower than
83% of the 2231 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.85 vs. SNV: 1.44 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.31
SNV's 5-Year Yield-on-Cost % is ranked lower than
69% of the 2778 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.98 vs. SNV: 2.31 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SNV' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.92  Med: 2.85 Max: 31.46
Current: 2.31
1.92
31.46
3-Year Average Share Buyback Ratio 4.20
SNV's 3-Year Average Share Buyback Ratio is ranked higher than
96% of the 1065 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. SNV: 4.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SNV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -33.5  Med: -3.9 Max: 4.2
Current: 4.2
-33.5
4.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.81
SNV's Price-to-Tangible-Book is ranked lower than
77% of the 1573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. SNV: 1.81 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SNV' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.4  Med: 1.32 Max: 3.07
Current: 1.81
0.4
3.07
Price-to-Intrinsic-Value-Projected-FCF 0.78
SNV's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
53% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. SNV: 0.78 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SNV' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.12  Med: 0.56 Max: 1.31
Current: 0.78
0.12
1.31
Price-to-Median-PS-Value 1.68
SNV's Price-to-Median-PS-Value is ranked lower than
90% of the 1527 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SNV: 1.68 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SNV' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.21  Med: 0.74 Max: 2.4
Current: 1.68
0.21
2.4
Price-to-Peter-Lynch-Fair-Value 0.76
SNV's Price-to-Peter-Lynch-Fair-Value is ranked higher than
64% of the 451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. SNV: 0.76 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
SNV' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.37  Med: 0.72 Max: 2.05
Current: 0.76
0.37
2.05
Price-to-Graham-Number 1.23
SNV's Price-to-Graham-Number is ranked lower than
79% of the 1414 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SNV: 1.23 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SNV' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.31  Med: 0.85 Max: 1.53
Current: 1.23
0.31
1.53
Earnings Yield (Greenblatt) % 6.75
SNV's Earnings Yield (Greenblatt) % is ranked higher than
51% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.91 vs. SNV: 6.75 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SNV' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -2471.4  Med: 6 Max: 13.5
Current: 6.75
-2471.4
13.5
Forward Rate of Return (Yacktman) % 38.94
SNV's Forward Rate of Return (Yacktman) % is ranked higher than
89% of the 934 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.21 vs. SNV: 38.94 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SNV' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 6.4  Med: 42.4 Max: 138.5
Current: 38.94
6.4
138.5

More Statistics

Revenue (TTM) (Mil) $1,233.26
EPS (TTM) $ 2.20
Beta1.04
Short Percentage of Float0.98%
52-Week Range $31.41 - 45.38
Shares Outstanding (Mil)121.50

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 2.39 2.75
EPS without NRI ($) 2.39 2.75
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.60 0.56
» More Articles for SNV

Headlines

Articles On GuruFocus.com
John Keeley's Portfolio Acquires Stock in Media General in Second Quarter Sep 07 2015 
John Keeley Discloses Top New Stock Buys of Q2 Sep 17 2014 
Louis Moore Bacon’s Prolific Selling in Review Nov 24 2013 
Weekly CEO Buys Highlight: NYLD, ALXA, DOC, NTWK, SNV Jul 29 2013 
Weekly Top Insider Buys: eBay Inc., Charles Schwab Corp., Safeway Inc., Nabors Industries Ltd. and S Jul 27 2013 
Philip Morris and Three Others Report This Week's Largest Insider Buys Jul 26 2013 
Deep Value Investor James Barrow Unloads Six May 28 2013 
Synovus Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 
Credit Recovery On Track At Synovus Financial Sep 10 2010 
Synovus Financial Corp. Reports Operating Results (10-Q) Aug 09 2010 

More From Other Websites
Synovus (SNV) Down 2.7% Since Earnings Report: Can It Rebound? Aug 18 2017
See what the IHS Markit Score report has to say about Synovus Financial Corp. Aug 16 2017
Synovus Financial Corp. – Value Analysis (NYSE:SNV) : August 14, 2017 Aug 14 2017
Edited Transcript of SNV earnings conference call or presentation 18-Jul-17 12:30pm GMT Aug 12 2017
IHS Markit Score downgrades Synovus Financial Corp to 42 out of 100, ranking positively in two out... Aug 10 2017
Bass Pro May Be Fishing for a Cabela's Discount Aug 03 2017
Synovus Financial Corp. breached its 50 day moving average in a Bearish Manner : SNV-US : July 31,... Jul 31 2017
Earnings Review and Free Research Report: Synovus’ EPS Surged 30%; Adjusted Revenue Grew 10.5% Jul 20 2017
Synovus' (SNV) Q2 Earnings Beat on High Revenues, Costs Rise Jul 19 2017
Synovus tops Street 2Q forecasts Jul 18 2017
Synovus Announces Earnings for the Second Quarter 2017 Jul 18 2017
Should You Sell Synovus Financial (SNV) Before Earnings? Jul 17 2017
Buying Cabela's Still a Bad Idea for Bass Pro Shops Jul 15 2017
The Zacks Analyst Blog Highlights: State Bank Financial, Wintrust Financial, Comerica and Synovus... Jul 12 2017
4 Great Bank Stocks to Buy Ahead of Q2 Earnings Jul 11 2017
Buffett's Bank Of America Windfall And Five Attractive Financials To Consider Jul 10 2017
Synovus (SNV)-Cabela's Deal Overcomes a Hurdle to Completion Jul 06 2017
M&A News: Cabela’s, Bass Pro Shops Merger Get FTC Approval Jul 05 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}