Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.48
NYSE:SNV's Cash-to-Debt is ranked lower than
75% of the 1659 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.10 vs. NYSE:SNV: 0.48 )
Ranked among companies with meaningful Cash-to-Debt only.
NYSE:SNV' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.24  Med: 0.78 Max: N/A
Current: 0.48
Equity-to-Asset 0.10
NYSE:SNV's Equity-to-Asset is ranked lower than
53% of the 1628 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NYSE:SNV: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
NYSE:SNV' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.14
Current: 0.1
0.07
0.14
Interest Coverage 3.28
NYSE:SNV's Interest Coverage is ranked higher than
70% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. NYSE:SNV: 3.28 )
Ranked among companies with meaningful Interest Coverage only.
NYSE:SNV' s Interest Coverage Range Over the Past 10 Years
Min: 0.21  Med: 2.45 Max: 3.28
Current: 3.28
0.21
3.28
Beneish M-Score: -2.41
WACC vs ROIC
7.18%
6.74%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating Margin % 34.12
NYSE:SNV's Operating Margin % is ranked higher than
56% of the 1666 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. NYSE:SNV: 34.12 )
Ranked among companies with meaningful Operating Margin % only.
NYSE:SNV' s Operating Margin % Range Over the Past 10 Years
Min: -113.01  Med: 13.22 Max: 34.31
Current: 34.12
-113.01
34.31
Net Margin % 22.12
NYSE:SNV's Net Margin % is ranked lower than
52% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.77 vs. NYSE:SNV: 22.12 )
Ranked among companies with meaningful Net Margin % only.
NYSE:SNV' s Net Margin % Range Over the Past 10 Years
Min: -100.75  Med: 16.52 Max: 71.07
Current: 22.12
-100.75
71.07
ROE % 8.70
NYSE:SNV's ROE % is ranked higher than
51% of the 1667 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.51 vs. NYSE:SNV: 8.70 )
Ranked among companies with meaningful ROE % only.
NYSE:SNV' s ROE % Range Over the Past 10 Years
Min: -44.85  Med: 4.91 Max: 24.12
Current: 8.7
-44.85
24.12
ROA % 0.89
NYSE:SNV's ROA % is ranked lower than
51% of the 1672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. NYSE:SNV: 0.89 )
Ranked among companies with meaningful ROA % only.
NYSE:SNV' s ROA % Range Over the Past 10 Years
Min: -4.17  Med: 0.67 Max: 3.08
Current: 0.89
-4.17
3.08
3-Year Revenue Growth Rate 5.80
NYSE:SNV's 3-Year Revenue Growth Rate is ranked higher than
59% of the 1400 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.30 vs. NYSE:SNV: 5.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NYSE:SNV' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -30.4  Med: 7.1 Max: 17.3
Current: 5.8
-30.4
17.3
3-Year EBITDA Growth Rate 15.40
NYSE:SNV's 3-Year EBITDA Growth Rate is ranked higher than
73% of the 1310 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. NYSE:SNV: 15.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NYSE:SNV' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -79.6  Med: 14.75 Max: 61.7
Current: 15.4
-79.6
61.7
3-Year EPS without NRI Growth Rate 29.00
NYSE:SNV's 3-Year EPS without NRI Growth Rate is ranked higher than
86% of the 1268 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.30 vs. NYSE:SNV: 29.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NYSE:SNV' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -56.2  Med: 14.2 Max: 29
Current: 29
-56.2
29
GuruFocus has detected 4 Warning Signs with Synovus Financial Corp $NYSE:SNV.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NYSE:SNV's 30-Y Financials

Financials (Next Earnings Date: 2017-10-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Synovus Financial Corp

SymbolPriceYieldDescription
SNVPRC27.467.17Class C

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6021
Compare:NAS:BOKF, NYSE:WAL, NAS:PVTB, NAS:PACW, NAS:CBSH, NYSE:WBS, NYSE:CFR, NAS:OZRK, NAS:PBCT, NAS:TFSL, NYSE:FNB, NYSE:PB, NAS:FCNCA, NAS:WTFC, NAS:UBSI, NAS:BPOP, NAS:IBKC, NAS:UMPQ, NYSE:FHN, NAS:FHB » details
Traded in other countries:SYU1.Germany,
Headquarter Location:USA
Synovus Financial Corp is a financial services company and a registered bank holding company. It provides integrated financial services including commercial and retail banking, financial management, insurance and mortgage services.

Synovus Financial operates dozens of community banks throughout Georgia, Alabama, Florida, Tennessee, and South Carolina. Concentrating in commercial loans and commercial real estate, the bank uses its small-town image to establish strong relationships with its small-business customers.

Ratios

vs
industry
vs
history
PE Ratio 20.81
SNV's PE Ratio is ranked lower than
75% of the 1552 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.61 vs. SNV: 20.81 )
Ranked among companies with meaningful PE Ratio only.
SNV' s PE Ratio Range Over the Past 10 Years
Min: 2.75  Med: 18.36 Max: 28.31
Current: 20.81
2.75
28.31
Forward PE Ratio 17.86
SNV's Forward PE Ratio is ranked lower than
70% of the 384 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 15.67 vs. SNV: 17.86 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 20.81
SNV's PE Ratio without NRI is ranked lower than
76% of the 1551 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.65 vs. SNV: 20.81 )
Ranked among companies with meaningful PE Ratio without NRI only.
SNV' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.75  Med: 18.42 Max: 35.47
Current: 20.81
2.75
35.47
Price-to-Owner-Earnings 12.14
SNV's Price-to-Owner-Earnings is ranked higher than
59% of the 906 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.97 vs. SNV: 12.14 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SNV' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.86  Med: 10.84 Max: 78.16
Current: 12.14
5.86
78.16
PB Ratio 1.83
SNV's PB Ratio is ranked lower than
81% of the 1629 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.19 vs. SNV: 1.83 )
Ranked among companies with meaningful PB Ratio only.
SNV' s PB Ratio Range Over the Past 10 Years
Min: 0.3  Med: 1.06 Max: 1.88
Current: 1.83
0.3
1.88
PS Ratio 4.40
SNV's PS Ratio is ranked lower than
67% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.37 vs. SNV: 4.40 )
Ranked among companies with meaningful PS Ratio only.
SNV' s PS Ratio Range Over the Past 10 Years
Min: 0.41  Med: 2.46 Max: 5.99
Current: 4.4
0.41
5.99
Price-to-Free-Cash-Flow 11.03
SNV's Price-to-Free-Cash-Flow is ranked higher than
53% of the 880 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.48 vs. SNV: 11.03 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SNV' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.83  Med: 6.46 Max: 13.45
Current: 11.03
0.83
13.45
Price-to-Operating-Cash-Flow 10.32
SNV's Price-to-Operating-Cash-Flow is ranked higher than
50% of the 959 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.18 vs. SNV: 10.32 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SNV' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.78  Med: 5.32 Max: 12.55
Current: 10.32
0.78
12.55
EV-to-EBIT 15.85
SNV's EV-to-EBIT is ranked lower than
62% of the 1272 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. SNV: 15.85 )
Ranked among companies with meaningful EV-to-EBIT only.
SNV' s EV-to-EBIT Range Over the Past 10 Years
Min: -30.4  Med: 13.1 Max: 95.8
Current: 15.85
-30.4
95.8
EV-to-EBITDA 13.86
SNV's EV-to-EBITDA is ranked lower than
61% of the 1277 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.93 vs. SNV: 13.86 )
Ranked among companies with meaningful EV-to-EBITDA only.
SNV' s EV-to-EBITDA Range Over the Past 10 Years
Min: -151.8  Med: 10.8 Max: 31.5
Current: 13.86
-151.8
31.5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.26
SNV's Dividend Yield % is ranked lower than
82% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. SNV: 1.26 )
Ranked among companies with meaningful Dividend Yield % only.
SNV' s Dividend Yield % Range Over the Past 10 Years
Min: 1.08  Med: 1.62 Max: 17.69
Current: 1.26
1.08
17.69
Dividend Payout Ratio 0.25
SNV's Dividend Payout Ratio is ranked higher than
82% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. SNV: 0.25 )
Ranked among companies with meaningful Dividend Payout Ratio only.
SNV' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05  Med: 0.26 Max: 0.79
Current: 0.25
0.05
0.79
3-Year Dividend Growth Rate 19.70
SNV's 3-Year Dividend Growth Rate is ranked higher than
79% of the 805 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. SNV: 19.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
SNV' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -63.5  Med: 14.5 Max: 26.8
Current: 19.7
-63.5
26.8
Forward Dividend Yield % 1.41
SNV's Forward Dividend Yield % is ranked lower than
83% of the 2234 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. SNV: 1.41 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.24
SNV's 5-Year Yield-on-Cost % is ranked lower than
67% of the 2672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. SNV: 2.24 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
SNV' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.92  Med: 2.88 Max: 31.46
Current: 2.24
1.92
31.46
3-Year Average Share Buyback Ratio 4.20
SNV's 3-Year Average Share Buyback Ratio is ranked higher than
96% of the 1086 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. SNV: 4.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SNV' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -33.5  Med: -3.9 Max: 4.2
Current: 4.2
-33.5
4.2

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.89
SNV's Price-to-Tangible-Book is ranked lower than
75% of the 1621 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. SNV: 1.89 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SNV' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.4  Med: 1.31 Max: 3.07
Current: 1.89
0.4
3.07
Price-to-Intrinsic-Value-Projected-FCF 0.78
SNV's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
52% of the 916 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. SNV: 0.78 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SNV' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.12  Med: 0.56 Max: 1.31
Current: 0.78
0.12
1.31
Price-to-Median-PS-Value 1.79
SNV's Price-to-Median-PS-Value is ranked lower than
89% of the 1561 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. SNV: 1.79 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SNV' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.21  Med: 0.74 Max: 2.4
Current: 1.79
0.21
2.4
Price-to-Peter-Lynch-Fair-Value 0.83
SNV's Price-to-Peter-Lynch-Fair-Value is ranked higher than
66% of the 464 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. SNV: 0.83 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
SNV' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.37  Med: 0.71 Max: 2.04
Current: 0.83
0.37
2.04
Price-to-Graham-Number 1.32
SNV's Price-to-Graham-Number is ranked lower than
77% of the 1460 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.94 vs. SNV: 1.32 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SNV' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.31  Med: 0.85 Max: 1.53
Current: 1.32
0.31
1.53
Earnings Yield (Greenblatt) % 6.33
SNV's Earnings Yield (Greenblatt) % is ranked higher than
53% of the 1671 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.85 vs. SNV: 6.33 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SNV' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -2471.4  Med: 6 Max: 14.3
Current: 6.33
-2471.4
14.3
Forward Rate of Return (Yacktman) % 42.32
SNV's Forward Rate of Return (Yacktman) % is ranked higher than
90% of the 955 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.14 vs. SNV: 42.32 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SNV' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 6.4  Med: 42.4 Max: 138.5
Current: 42.32
6.4
138.5

More Statistics

Revenue (TTM) (Mil) $1,202.80
EPS (TTM) $ 2.06
Beta1.09
Short Percentage of Float1.39%
52-Week Range $26.90 - 44.61
Shares Outstanding (Mil)122.36

Analyst Estimate

Dec17 Dec18
Revenue (Mil $)
EPS ($) 2.38 2.90
EPS without NRI ($) 2.38 2.90
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.60 0.56
» More Articles for SNV

Headlines

Articles On GuruFocus.com
John Keeley's Portfolio Acquires Stock in Media General in Second Quarter Sep 07 2015 
John Keeley Discloses Top New Stock Buys of Q2 Sep 17 2014 
Louis Moore Bacon’s Prolific Selling in Review Nov 24 2013 
Weekly CEO Buys Highlight: NYLD, ALXA, DOC, NTWK, SNV Jul 29 2013 
Weekly Top Insider Buys: eBay Inc., Charles Schwab Corp., Safeway Inc., Nabors Industries Ltd. and S Jul 27 2013 
Philip Morris and Three Others Report This Week's Largest Insider Buys Jul 26 2013 
Deep Value Investor James Barrow Unloads Six May 28 2013 
Synovus Financial Corp. Reports Operating Results (10-Q) Nov 05 2010 
Credit Recovery On Track At Synovus Financial Sep 10 2010 
Synovus Financial Corp. Reports Operating Results (10-Q) Aug 09 2010 

More From Other Websites
Synovus Rides on Inorganic Growth Strategy: Time to Buy? Jun 21 2017
ETFs with exposure to Synovus Financial Corp. : June 15, 2017 Jun 15 2017
Synovus Financial Corp. : SNV-US: Dividend Analysis : June 15th, 2017 (record date) : By the numbers... Jun 14 2017
Regional Bank Testing Buy Zone As Morgan Stanley, Big Banks Rally Jun 09 2017
Synovus Financial Corp. breached its 50 day moving average in a Bullish Manner : SNV-US : June 2,... Jun 02 2017
Synovus Announces Quarterly Common Stock Dividend Jun 02 2017
Synovus Financial Corp. :SNV-US: Earnings Analysis: Q1, 2017 By the Numbers : May 31, 2017 May 31 2017
Why Synovus (SNV) Should be Added to Your Portfolio Now May 22 2017
Synovus Financial Corp. – Value Analysis (NYSE:SNV) : May 19, 2017 May 19 2017
Synovus Financial Corp. breached its 50 day moving average in a Bearish Manner : SNV-US : May 18,... May 18 2017
Why Is Synovus (SNV) Up 3.4% Since the Last Earnings Report? May 18 2017
3 Reasons Why BOK Financial (BOKF) Stock is a Must Buy Now May 17 2017
Zacks.com featured highlights: Marcus, Synovus Financial, DST SystemsFlushing Financial and Texas... May 02 2017
Hancock's (HBHC) Unit Buys Certain Assets of First NBC Bank May 01 2017
Follow Driehaus: Buy These 5 Momentum Stocks May 01 2017
Fidelity Southern Corp (LION) Looks Good: Stock Jumps 8% Apr 24 2017
Post Earnings Coverage as Synovus Financial's Q1 EPS Surged 29.8%; Outshined Estimates Apr 24 2017
Synovus Financial Corp. breached its 50 day moving average in a Bullish Manner : SNV-US : April 21,... Apr 21 2017
Top-Rated Stocks: Synovus Financial Sees Composite Rating Climb To 96 Apr 19 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}