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Also traded in: Germany, UK

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.04
TMK's Cash-to-Debt is ranked lower than
99% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.84 vs. TMK: 0.04 )
Ranked among companies with meaningful Cash-to-Debt only.
TMK' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: 0.03 Max: N/A
Current: 0.04
Equity-to-Asset 0.22
TMK's Equity-to-Asset is ranked higher than
81% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.08 vs. TMK: 0.22 )
Ranked among companies with meaningful Equity-to-Asset only.
TMK' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.15  Med: 0.21 Max: 0.25
Current: 0.22
0.15
0.25
Interest Coverage 9.08
TMK's Interest Coverage is ranked lower than
76% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 76.23 vs. TMK: 9.08 )
Ranked among companies with meaningful Interest Coverage only.
TMK' s Interest Coverage Range Over the Past 10 Years
Min: 8.25  Med: 9.73 Max: 11.79
Current: 9.08
8.25
11.79
WACC vs ROIC
7.36%
9.09%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 19.31
TMK's Operating Margin % is ranked higher than
76% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.22 vs. TMK: 19.31 )
Ranked among companies with meaningful Operating Margin % only.
TMK' s Operating Margin % Range Over the Past 10 Years
Min: 18.53  Med: 21.39 Max: 22.85
Current: 19.31
18.53
22.85
Net Margin % 14.05
TMK's Net Margin % is ranked higher than
79% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.58 vs. TMK: 14.05 )
Ranked among companies with meaningful Net Margin % only.
TMK' s Net Margin % Range Over the Past 10 Years
Min: 13  Med: 14.74 Max: 15.13
Current: 14.05
13
15.13
ROE % 11.82
TMK's ROE % is ranked higher than
73% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.37 vs. TMK: 11.82 )
Ranked among companies with meaningful ROE % only.
TMK' s ROE % Range Over the Past 10 Years
Min: 11.82  Med: 12.94 Max: 16.3
Current: 11.82
11.82
16.3
ROA % 2.59
TMK's ROA % is ranked higher than
83% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.63 vs. TMK: 2.59 )
Ranked among companies with meaningful ROA % only.
TMK' s ROA % Range Over the Past 10 Years
Min: 2.59  Med: 2.93 Max: 3.49
Current: 2.59
2.59
3.49
3-Year Revenue Growth Rate 8.70
TMK's 3-Year Revenue Growth Rate is ranked higher than
64% of the 78 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.30 vs. TMK: 8.70 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
TMK' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -52.6  Med: 8.8 Max: 122.8
Current: 8.7
-52.6
122.8
3-Year EBITDA Growth Rate 5.30
TMK's 3-Year EBITDA Growth Rate is ranked higher than
57% of the 74 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.80 vs. TMK: 5.30 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
TMK' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -50.6  Med: 10.1 Max: 127.9
Current: 5.3
-50.6
127.9
3-Year EPS without NRI Growth Rate 6.70
TMK's 3-Year EPS without NRI Growth Rate is ranked higher than
68% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.30 vs. TMK: 6.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
TMK' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -4.8  Med: 9.6 Max: 20.3
Current: 6.7
-4.8
20.3
GuruFocus has detected 6 Warning Signs with Torchmark Corp $TMK.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» TMK's 30-Y Financials

Financials (Next Earnings Date: 2017-10-26 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

TMK Guru Trades in Q3 2016

Keeley Asset Management Corp 4,019 sh (+0.22%)
Warren Buffett 6,353,727 sh (unchged)
David Dreman 796 sh (unchged)
Ray Dalio Sold Out
Tweedy Browne 189,402 sh (-0.59%)
Ken Fisher 221,606 sh (-7.61%)
Richard Pzena 518,808 sh (-38.93%)
» More
Q4 2016

TMK Guru Trades in Q4 2016

Warren Buffett 6,353,727 sh (unchged)
Keeley Asset Management Corp Sold Out
Richard Pzena 513,733 sh (-0.98%)
Tweedy Browne 185,565 sh (-2.03%)
Ken Fisher 212,173 sh (-4.26%)
David Dreman 269 sh (-66.21%)
» More
Q1 2017

TMK Guru Trades in Q1 2017

Warren Buffett 6,353,727 sh (unchged)
David Dreman Sold Out
Tweedy Browne 181,238 sh (-2.33%)
Richard Pzena 480,175 sh (-6.53%)
Ken Fisher 193,665 sh (-8.72%)
» More
Q2 2017

TMK Guru Trades in Q2 2017

Ken Fisher 190,832 sh (-1.46%)
» More
» Details

Insider Trades

Latest Guru Trades with TMK

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Life » Insurance - Life    NAICS: 524113    SIC: 6311
Compare:NYSE:UNM, NYSE:CNO, NYSE:PRI, NYSE:AEL, NYSE:LNC, NYSE:FGL, NYSE:FFG, NAS:NWLI, OTCPK:KCLI, NYSE:CIA, NYSE:IHC, NAS:TIPT, NAS:AAME, OTCPK:UTGN, NAS:GWGH, OTCPK:IHRC, OTCPK:EMGC, OTCPK:MDWT, OTCPK:FLCR, NYSE:PFG » details
Traded in other countries:TMJ.Germany, 0Q1Q.UK,
Headquarter Location:USA
Torchmark Corp is a life and health insurance provider. The company through its Life Insurance and Health Insurance segments offers various plans and policies to several niche target groups.

Torchmark offers life and health insurance products to several niche target groups. The life insurance segment, which contributes to 70% of annual premium revenue, focuses primarily on traditional whole life and term life policies. The health insurance segment offers Medicare supplement policies, Medicare Part D prescription drug insurance, and limited-benefit plans. About a third of annual premiums are generated through the direct-response channel, while the rest is through agents.

Top Ranked Articles about Torchmark Corp

Torchmark Corporation Announces Second Quarter 2017 Earnings Release And Conference Call
Family Heritage Life Wins 2 Stevie® Awards
Family Heritage Life Wins Stevie® Award
Torchmark Corporation Company Announces 2017 Annual Meeting Of Shareholders
Torchmark Corporation Announces First Quarter 2017 Earnings Release And Conference Call
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The stock market performed so well over the past five years that it proved incredibly difficult to outdo it. When 76.2% of active retail fund managers turned in subpar returns last year, many clients began wondering whether they should move their money into ETFs. Back testing reveals one strategy that worked in a market where everything seemed to be going right. Read more...
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Ratios

vs
industry
vs
history
PE Ratio 17.01
TMK's PE Ratio is ranked lower than
64% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.34 vs. TMK: 17.01 )
Ranked among companies with meaningful PE Ratio only.
TMK' s PE Ratio Range Over the Past 10 Years
Min: 3.63  Med: 11.67 Max: 17.23
Current: 17.01
3.63
17.23
PE Ratio without NRI 17.54
TMK's PE Ratio without NRI is ranked lower than
64% of the 81 Companies
in the Global Insurance - Life industry.

( Industry Median: 14.34 vs. TMK: 17.54 )
Ranked among companies with meaningful PE Ratio without NRI only.
TMK' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.85  Med: 11.64 Max: 17.63
Current: 17.54
3.85
17.63
Price-to-Owner-Earnings 17.48
TMK's Price-to-Owner-Earnings is ranked lower than
74% of the 54 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.28 vs. TMK: 17.48 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
TMK' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.57  Med: 11.6 Max: 17.75
Current: 17.48
3.57
17.75
PB Ratio 1.94
TMK's PB Ratio is ranked lower than
72% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.22 vs. TMK: 1.94 )
Ranked among companies with meaningful PB Ratio only.
TMK' s PB Ratio Range Over the Past 10 Years
Min: 0.71  Med: 1.52 Max: 2.21
Current: 1.94
0.71
2.21
PS Ratio 2.39
TMK's PS Ratio is ranked lower than
88% of the 85 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.90 vs. TMK: 2.39 )
Ranked among companies with meaningful PS Ratio only.
TMK' s PS Ratio Range Over the Past 10 Years
Min: 0.47  Med: 1.72 Max: 2.41
Current: 2.39
0.47
2.41
Price-to-Free-Cash-Flow 6.36
TMK's Price-to-Free-Cash-Flow is ranked lower than
61% of the 51 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.96 vs. TMK: 6.36 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
TMK' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.09  Med: 6.25 Max: 9.24
Current: 6.36
2.09
9.24
Price-to-Operating-Cash-Flow 6.26
TMK's Price-to-Operating-Cash-Flow is ranked lower than
66% of the 59 Companies
in the Global Insurance - Life industry.

( Industry Median: 4.80 vs. TMK: 6.26 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
TMK' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.07  Med: 6.15 Max: 9.01
Current: 6.26
2.07
9.01
EV-to-EBIT 12.22
TMK's EV-to-EBIT is ranked lower than
70% of the 70 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.68 vs. TMK: 12.22 )
Ranked among companies with meaningful EV-to-EBIT only.
TMK' s EV-to-EBIT Range Over the Past 10 Years
Min: 3.3  Med: 8.2 Max: 12.6
Current: 12.22
3.3
12.6
EV-to-EBITDA 12.22
TMK's EV-to-EBITDA is ranked lower than
76% of the 71 Companies
in the Global Insurance - Life industry.

( Industry Median: 8.15 vs. TMK: 12.22 )
Ranked among companies with meaningful EV-to-EBITDA only.
TMK' s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.3  Med: 8.2 Max: 12.6
Current: 12.22
3.3
12.6
PEG Ratio 2.54
TMK's PEG Ratio is ranked lower than
73% of the 45 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.12 vs. TMK: 2.54 )
Ranked among companies with meaningful PEG Ratio only.
TMK' s PEG Ratio Range Over the Past 10 Years
Min: 0.63  Med: 1.28 Max: 12.51
Current: 2.54
0.63
12.51
Shiller PE Ratio 22.14
TMK's Shiller PE Ratio is ranked lower than
64% of the 42 Companies
in the Global Insurance - Life industry.

( Industry Median: 19.20 vs. TMK: 22.14 )
Ranked among companies with meaningful Shiller PE Ratio only.
TMK' s Shiller PE Ratio Range Over the Past 10 Years
Min: 3.93  Med: 15.48 Max: 22.41
Current: 22.14
3.93
22.41

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.74
TMK's Dividend Yield % is ranked lower than
99.99% of the 139 Companies
in the Global Insurance - Life industry.

( Industry Median: 2.81 vs. TMK: 0.74 )
Ranked among companies with meaningful Dividend Yield % only.
TMK' s Dividend Yield % Range Over the Past 10 Years
Min: 0.72  Med: 0.93 Max: 3.27
Current: 0.74
0.72
3.27
Dividend Payout Ratio 0.13
TMK's Dividend Payout Ratio is ranked higher than
97% of the 86 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.38 vs. TMK: 0.13 )
Ranked among companies with meaningful Dividend Payout Ratio only.
TMK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09  Med: 0.12 Max: 0.13
Current: 0.13
0.09
0.13
3-Year Dividend Growth Rate 7.30
TMK's 3-Year Dividend Growth Rate is ranked lower than
56% of the 55 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.40 vs. TMK: 7.30 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
TMK' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -19.6  Med: 5.6 Max: 21.9
Current: 7.3
-19.6
21.9
Forward Dividend Yield % 0.77
TMK's Forward Dividend Yield % is ranked lower than
99.99% of the 141 Companies
in the Global Insurance - Life industry.

( Industry Median: 3.25 vs. TMK: 0.77 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.41
TMK's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 138 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.09 vs. TMK: 1.41 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
TMK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.37  Med: 1.77 Max: 6.21
Current: 1.41
1.37
6.21
3-Year Average Share Buyback Ratio 4.20
TMK's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 64 Companies
in the Global Insurance - Life industry.

( Industry Median: -0.20 vs. TMK: 4.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TMK' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: 0.6  Med: 4.2 Max: 21.5
Current: 4.2
0.6
21.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.14
TMK's Price-to-Tangible-Book is ranked lower than
61% of the 82 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.56 vs. TMK: 2.14 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
TMK' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.94  Med: 2.11 Max: 3.64
Current: 2.14
0.94
3.64
Price-to-Intrinsic-Value-Projected-FCF 0.59
TMK's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
58% of the 52 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.53 vs. TMK: 0.59 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
TMK' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.21  Med: 0.51 Max: 1.08
Current: 0.59
0.21
1.08
Price-to-Median-PS-Value 1.39
TMK's Price-to-Median-PS-Value is ranked lower than
89% of the 80 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.04 vs. TMK: 1.39 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TMK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.42  Med: 0.92 Max: 1.48
Current: 1.39
0.42
1.48
Price-to-Peter-Lynch-Fair-Value 3.02
TMK's Price-to-Peter-Lynch-Fair-Value is ranked lower than
97% of the 30 Companies
in the Global Insurance - Life industry.

( Industry Median: 0.94 vs. TMK: 3.02 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
TMK' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.28  Med: 1.16 Max: 3.6
Current: 3.02
0.28
3.6
Price-to-Graham-Number 1.29
TMK's Price-to-Graham-Number is ranked lower than
60% of the 75 Companies
in the Global Insurance - Life industry.

( Industry Median: 1.08 vs. TMK: 1.29 )
Ranked among companies with meaningful Price-to-Graham-Number only.
TMK' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.57  Med: 1.05 Max: 1.6
Current: 1.29
0.57
1.6
Earnings Yield (Greenblatt) % 8.18
TMK's Earnings Yield (Greenblatt) % is ranked lower than
58% of the 84 Companies
in the Global Insurance - Life industry.

( Industry Median: 9.70 vs. TMK: 8.18 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TMK' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 7.9  Med: 12.2 Max: 30.6
Current: 8.18
7.9
30.6
Forward Rate of Return (Yacktman) % 16.60
TMK's Forward Rate of Return (Yacktman) % is ranked lower than
58% of the 60 Companies
in the Global Insurance - Life industry.

( Industry Median: 22.19 vs. TMK: 16.60 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
TMK' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 15.7  Med: 22.4 Max: 52.8
Current: 16.6
15.7
52.8

More Statistics

Revenue (TTM) (Mil) $3,980.58
EPS (TTM) $ 4.60
Beta0.92
Short Percentage of Float1.19%
52-Week Range $60.49 - 79.53
Shares Outstanding (Mil)116.98

Analyst Estimate

Dec18 Dec19
Revenue (Mil $)
EPS ($) 5.05 5.60
EPS without NRI ($) 5.05 5.60
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.66 0.71
» More Articles for TMK

Headlines

Articles On GuruFocus.com
Torchmark Corporation Announces Second Quarter 2017 Earnings Release And Conference Call Jul 17 2017 
Family Heritage Life Wins Stevie® Award Jun 16 2017 
Family Heritage Life Wins 2 Stevie® Awards Jun 16 2017 
Torchmark Corporation Company Announces 2017 Annual Meeting Of Shareholders Apr 21 2017 
Torchmark Corporation Announces First Quarter 2017 Earnings Release And Conference Call Apr 11 2017 
5 Best Stocks for Value Investors This Week Mar 19 2017 
A Strategy That Beat the Bull Market Mar 14 2017 
7 Guru Stocks Trading at Low Price-Earnings Oct 06 2016 
The Big Sale: Insiders Sell Company Stock in Millions of Dollars May 25 2016 
5 Undervalued Buffett Stocks According to Peter Lynch Method Mar 24 2016 

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