Business Description
Village Bank and Trust Financial Corp
NAICS : 522110
SIC : 6022
ISIN : US92705T2006
Description
Village Bank and Trust Financial Corp is a bank holding company. The banking is the primary operating business of the company. It offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate, and consumer loans, primarily in the Richmond, Virginia and Williamsburg, Virginia metropolitan areas. Its operating segment includes Commercial Banking and Mortgage Banking. The company generates maximum revenue from the Commercial Banking segment, which provides the mortgage banking segment with the short-term funds needed to originate mortgage loans through a warehouse line of credit and charges the mortgage banking segment interest based on the commercial banking segment's cost of funds.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.18 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.88 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.64 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -9.7 | |||||
| 3-Year EPS without NRI Growth Rate | -40.8 | |||||
| 3-Year Book Growth Rate | 8.5 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 68.66 | |||||
| 9-Day RSI | 58.63 | |||||
| 14-Day RSI | 54.48 | |||||
| 6-1 Month Momentum % | -1.95 | |||||
| 12-1 Month Momentum % | -22.47 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.64 | |||||
| Dividend Payout Ratio | 0.51 | |||||
| Forward Dividend Yield % | 1.73 | |||||
| 5-Year Yield-on-Cost % | 1.64 | |||||
| 3-Year Average Share Buyback Ratio | -0.6 | |||||
| Shareholder Yield % | -48.64 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 7.6 | |||||
| FCF Margin % | 17.19 | |||||
| ROE % | 2.99 | |||||
| ROA % | 0.26 | |||||
| Years of Profitability over Past 10-Year | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 32.24 | |||||
| PE Ratio without NRI | 32.24 | |||||
| Shiller PE Ratio | 8.56 | |||||
| Price-to-Owner-Earnings | 26.04 | |||||
| PEG Ratio | 2.66 | |||||
| PS Ratio | 2.45 | |||||
| PB Ratio | 0.92 | |||||
| Price-to-Tangible-Book | 0.92 | |||||
| Price-to-Free-Cash-Flow | 14.24 | |||||
| Price-to-Operating-Cash-Flow | 12.47 | |||||
| EV-to-Revenue | 4.41 | |||||
| EV-to-FCF | 25.63 | |||||
| Price-to-Projected-FCF | 0.43 | |||||
| Price-to-Median-PS-Value | 1.29 | |||||
| Price-to-Peter-Lynch-Fair-Value | 2.69 | |||||
| Price-to-Graham-Number | 1.15 | |||||
| FCF Yield % | 6.98 | |||||
| Forward Rate of Return (Yacktman) % | 27.22 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Village Bank and Trust Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 25.251 | ||
| EPS (TTM) ($) | 1.29 | ||
| Beta | 0.19 | ||
| Volatility % | 28.86 | ||
| 14-Day RSI | 54.48 | ||
| 14-Day ATR ($) | 0.358286 | ||
| 20-Day SMA ($) | 41.3725 | ||
| 12-1 Month Momentum % | -22.47 | ||
| 52-Week Range ($) | 36.08 - 53.9 | ||
| Shares Outstanding (Mil) | 1.5 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Village Bank and Trust Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Village Bank and Trust Financial Corp Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Village Bank and Trust Financial Corp Frequently Asked Questions
What is Village Bank and Trust Financial Corp(VBFC)'s stock price today?
The current price of VBFC is $41.59. The 52 week high of VBFC is $53.90 and 52 week low is $36.08.
When is next earnings date of Village Bank and Trust Financial Corp(VBFC)?
The next earnings date of Village Bank and Trust Financial Corp(VBFC) is 2024-05-10 Est..
Does Village Bank and Trust Financial Corp(VBFC) pay dividends? If so, how much?
The Dividend Yield %  of Village Bank and Trust Financial Corp(VBFC) is 1.64% (As of Today), Highest Dividend Payout Ratio of Village Bank and Trust Financial Corp(VBFC) was 0.51. The lowest was 0.02. And the median was 0.1. The  Forward Dividend Yield % of Village Bank and Trust Financial Corp(VBFC) is 1.73%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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