Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.44
VGR's Cash-to-Debt is ranked lower than
55% of the 42 Companies
in the Global Tobacco industry.

( Industry Median: 0.67 vs. VGR: 0.44 )
Ranked among companies with meaningful Cash-to-Debt only.
VGR' s Cash-to-Debt Range Over the Past 10 Years
Min: 0  Med: 0.62 Max: N/A
Current: 0.44
Equity-to-Asset -0.25
VGR's Equity-to-Asset is ranked lower than
90% of the 41 Companies
in the Global Tobacco industry.

( Industry Median: 0.45 vs. VGR: -0.25 )
Ranked among companies with meaningful Equity-to-Asset only.
VGR' s Equity-to-Asset Range Over the Past 10 Years
Min: -3.9  Med: -0.12 Max: 0.4
Current: -0.25
-3.9
0.4
Interest Coverage 1.41
VGR's Interest Coverage is ranked lower than
88% of the 33 Companies
in the Global Tobacco industry.

( Industry Median: 28.23 vs. VGR: 1.41 )
Ranked among companies with meaningful Interest Coverage only.
VGR' s Interest Coverage Range Over the Past 10 Years
Min: 0.77  Med: 1.52 Max: 2.74
Current: 1.41
0.77
2.74
Piotroski F-Score: 6
Altman Z-Score: 2.82
WACC vs ROIC
6.37%
38.53%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 12.97
VGR's Operating Margin % is ranked higher than
51% of the 41 Companies
in the Global Tobacco industry.

( Industry Median: 13.78 vs. VGR: 12.97 )
Ranked among companies with meaningful Operating Margin % only.
VGR' s Operating Margin % Range Over the Past 10 Years
Min: 10.3  Med: 13.57 Max: 23.94
Current: 12.97
10.3
23.94
Net Margin % 2.76
VGR's Net Margin % is ranked lower than
62% of the 42 Companies
in the Global Tobacco industry.

( Industry Median: 8.81 vs. VGR: 2.76 )
Ranked among companies with meaningful Net Margin % only.
VGR' s Net Margin % Range Over the Past 10 Years
Min: 2.32  Med: 3.89 Max: 13.29
Current: 2.76
2.32
13.29
ROA % 3.41
VGR's ROA % is ranked lower than
57% of the 42 Companies
in the Global Tobacco industry.

( Industry Median: 7.96 vs. VGR: 3.41 )
Ranked among companies with meaningful ROA % only.
VGR' s ROA % Range Over the Past 10 Years
Min: 2.74  Med: 4.84 Max: 10.37
Current: 3.41
2.74
10.37
ROC (Joel Greenblatt) % 315.12
VGR's ROC (Joel Greenblatt) % is ranked higher than
88% of the 42 Companies
in the Global Tobacco industry.

( Industry Median: 35.14 vs. VGR: 315.12 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
VGR' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 205.2  Med: 288.31 Max: 361.77
Current: 315.12
205.2
361.77
3-Year Revenue Growth Rate 10.20
VGR's 3-Year Revenue Growth Rate is ranked higher than
76% of the 34 Companies
in the Global Tobacco industry.

( Industry Median: 4.10 vs. VGR: 10.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
VGR' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -28.6  Med: 6.5 Max: 30.7
Current: 10.2
-28.6
30.7
3-Year EBITDA Growth Rate 4.60
VGR's 3-Year EBITDA Growth Rate is ranked lower than
55% of the 33 Companies
in the Global Tobacco industry.

( Industry Median: 8.20 vs. VGR: 4.60 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
VGR' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -64.3  Med: 3.8 Max: 218
Current: 4.6
-64.3
218
3-Year EPS without NRI Growth Rate 17.00
VGR's 3-Year EPS without NRI Growth Rate is ranked higher than
72% of the 32 Companies
in the Global Tobacco industry.

( Industry Median: 4.10 vs. VGR: 17.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
VGR' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -50.7  Med: -4.35 Max: 132
Current: 17
-50.7
132
GuruFocus has detected 6 Warning Signs with Vector Group Ltd $VGR.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» VGR's 30-Y Financials

Financials (Next Earnings Date: 2017-08-05 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

VGR Guru Trades in Q2 2016

Paul Tudor Jones 16,768 sh (New)
Joel Greenblatt 55,311 sh (New)
NWQ Managers 388,247 sh (+5.26%)
Jim Simons 5,930,131 sh (-8.57%)
» More
Q3 2016

VGR Guru Trades in Q3 2016

Paul Tudor Jones 39,264 sh (+123.01%)
Joel Greenblatt 96,592 sh (+66.32%)
Jim Simons 6,468,603 sh (+3.89%)
NWQ Managers 394,122 sh (-3.32%)
» More
Q4 2016

VGR Guru Trades in Q4 2016

Jim Simons 6,600,220 sh (+2.03%)
Paul Tudor Jones 39,270 sh (+0.02%)
NWQ Managers 310,632 sh (-21.18%)
Joel Greenblatt 10,443 sh (-89.19%)
» More
Q1 2017

VGR Guru Trades in Q1 2017

Caxton Associates 24,100 sh (New)
Jim Simons 7,542,903 sh (+14.28%)
Joel Greenblatt Sold Out
NWQ Managers Sold Out
Paul Tudor Jones 11,948 sh (-69.57%)
» More
» Details

Insider Trades

Latest Guru Trades with VGR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Tobacco Products » Tobacco    NAICS: 312230    SIC: 2111
Compare:NYSE:UVV, NYSE:TPB, NYSE:AOI, OTCPK:MCIG, OTCPK:BXNG, OTCPK:GLLA, OTCPK:VPRB, OTCPK:SRUP, OTCPK:RCGR, OTCPK:VAPI, OTCPK:NHLE, OTCPK:SWMAY, OTCPK:PHJMF, OTCPK:IMBBF, OTCPK:JAPAY, NYSE:RAI, OTCPK:BTAFF, NYSE:MO, NYSE:PM » details
Traded in other countries:VGR.Germany,
Headquarter Location:USA
Vector Group Ltd, through its subsidiaries, is engaged in the manufacture and sale of cigarettes in the United States and the real estate business. Its business segment includes: Tobacco, E-Cigarettes and Real Estate.

Vector Group Ltd is a Delaware Corporation, founded on 1980. The Company operates as a holding company and is engaged in the manufacture and sale of cigarettes in the United States and the real estate business through its subsidiaries. Its segments include Tobacco, E-Cigarettes, and Real Estate. The Tobacco segment consists of the manufacture and sale of conventional cigarettes. The E-Cigarettes segment includes the operations of the Company's e-cigarette business. The Real Estate segment includes the Company's investment in New Valley, which includes Douglas Elliman, Escena, its investment in Indian Creek, Sagaponack and investments in real estate ventures.

Ratios

vs
industry
vs
history
PE Ratio 58.61
VGR's PE Ratio is ranked lower than
87% of the 30 Companies
in the Global Tobacco industry.

( Industry Median: 17.38 vs. VGR: 58.61 )
Ranked among companies with meaningful PE Ratio only.
VGR' s PE Ratio Range Over the Past 10 Years
Min: 15.4  Med: 31.95 Max: 68.67
Current: 58.61
15.4
68.67
Forward PE Ratio 35.71
VGR's Forward PE Ratio is ranked lower than
100% of the 30 Companies
in the Global Tobacco industry.

( Industry Median: 17.79 vs. VGR: 35.71 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 58.61
VGR's PE Ratio without NRI is ranked lower than
87% of the 30 Companies
in the Global Tobacco industry.

( Industry Median: 17.02 vs. VGR: 58.61 )
Ranked among companies with meaningful PE Ratio without NRI only.
VGR' s PE Ratio without NRI Range Over the Past 10 Years
Min: 15.38  Med: 32.23 Max: 67.81
Current: 58.61
15.38
67.81
Price-to-Owner-Earnings 81.19
VGR's Price-to-Owner-Earnings is ranked lower than
91% of the 22 Companies
in the Global Tobacco industry.

( Industry Median: 17.45 vs. VGR: 81.19 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
VGR' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 13.4  Med: 44.43 Max: 167.61
Current: 81.19
13.4
167.61
PS Ratio 1.56
VGR's PS Ratio is ranked higher than
72% of the 40 Companies
in the Global Tobacco industry.

( Industry Median: 3.02 vs. VGR: 1.56 )
Ranked among companies with meaningful PS Ratio only.
VGR' s PS Ratio Range Over the Past 10 Years
Min: 1.14  Med: 1.49 Max: 2.07
Current: 1.56
1.14
2.07
Price-to-Free-Cash-Flow 26.15
VGR's Price-to-Free-Cash-Flow is ranked lower than
67% of the 24 Companies
in the Global Tobacco industry.

( Industry Median: 25.12 vs. VGR: 26.15 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
VGR' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 9.3  Med: 23.67 Max: 466.36
Current: 26.15
9.3
466.36
Price-to-Operating-Cash-Flow 20.71
VGR's Price-to-Operating-Cash-Flow is ranked lower than
73% of the 26 Companies
in the Global Tobacco industry.

( Industry Median: 17.92 vs. VGR: 20.71 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
VGR' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 8.74  Med: 19.84 Max: 387.71
Current: 20.71
8.74
387.71
EV-to-EBIT 14.60
VGR's EV-to-EBIT is ranked lower than
62% of the 52 Companies
in the Global Tobacco industry.

( Industry Median: 9.79 vs. VGR: 14.60 )
Ranked among companies with meaningful EV-to-EBIT only.
VGR' s EV-to-EBIT Range Over the Past 10 Years
Min: 5.1  Med: 9.4 Max: 15.5
Current: 14.6
5.1
15.5
EV-to-EBITDA 14.60
VGR's EV-to-EBITDA is ranked lower than
69% of the 49 Companies
in the Global Tobacco industry.

( Industry Median: 9.27 vs. VGR: 14.60 )
Ranked among companies with meaningful EV-to-EBITDA only.
VGR' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.1  Med: 9.4 Max: 15.5
Current: 14.6
5.1
15.5
PEG Ratio 37.73
VGR's PEG Ratio is ranked lower than
95% of the 21 Companies
in the Global Tobacco industry.

( Industry Median: 1.61 vs. VGR: 37.73 )
Ranked among companies with meaningful PEG Ratio only.
VGR' s PEG Ratio Range Over the Past 10 Years
Min: 0.24  Med: 5.21 Max: 37.73
Current: 37.73
0.24
37.73
Shiller PE Ratio 46.05
VGR's Shiller PE Ratio is ranked lower than
92% of the 13 Companies
in the Global Tobacco industry.

( Industry Median: 23.07 vs. VGR: 46.05 )
Ranked among companies with meaningful Shiller PE Ratio only.
VGR' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.69  Med: 30.17 Max: 50.46
Current: 46.05
6.69
50.46
Current Ratio 3.46
VGR's Current Ratio is ranked higher than
87% of the 39 Companies
in the Global Tobacco industry.

( Industry Median: 1.50 vs. VGR: 3.46 )
Ranked among companies with meaningful Current Ratio only.
VGR' s Current Ratio Range Over the Past 10 Years
Min: 0.24  Med: 1.88 Max: 4.11
Current: 3.46
0.24
4.11
Quick Ratio 3.00
VGR's Quick Ratio is ranked higher than
90% of the 39 Companies
in the Global Tobacco industry.

( Industry Median: 0.88 vs. VGR: 3.00 )
Ranked among companies with meaningful Quick Ratio only.
VGR' s Quick Ratio Range Over the Past 10 Years
Min: 0.09  Med: 1.41 Max: 3.43
Current: 3
0.09
3.43
Days Inventory 28.87
VGR's Days Inventory is ranked higher than
82% of the 40 Companies
in the Global Tobacco industry.

( Industry Median: 123.38 vs. VGR: 28.87 )
Ranked among companies with meaningful Days Inventory only.
VGR' s Days Inventory Range Over the Past 10 Years
Min: 28.87  Med: 45.18 Max: 97.65
Current: 28.87
28.87
97.65
Days Sales Outstanding 3.07
VGR's Days Sales Outstanding is ranked higher than
80% of the 35 Companies
in the Global Tobacco industry.

( Industry Median: 23.35 vs. VGR: 3.07 )
Ranked among companies with meaningful Days Sales Outstanding only.
VGR' s Days Sales Outstanding Range Over the Past 10 Years
Min: 0.63  Med: 4.09 Max: 8.01
Current: 3.07
0.63
8.01
Days Payable 3.59
VGR's Days Payable is ranked lower than
96% of the 28 Companies
in the Global Tobacco industry.

( Industry Median: 51.99 vs. VGR: 3.59 )
Ranked among companies with meaningful Days Payable only.
VGR' s Days Payable Range Over the Past 10 Years
Min: 2.67  Med: 3.9 Max: 7.56
Current: 3.59
2.67
7.56

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 7.30
VGR's Dividend Yield % is ranked higher than
90% of the 48 Companies
in the Global Tobacco industry.

( Industry Median: 4.02 vs. VGR: 7.30 )
Ranked among companies with meaningful Dividend Yield % only.
VGR' s Dividend Yield % Range Over the Past 10 Years
Min: 6.14  Med: 8.62 Max: 12.83
Current: 7.3
6.14
12.83
Dividend Payout Ratio 4.27
VGR's Dividend Payout Ratio is ranked lower than
97% of the 33 Companies
in the Global Tobacco industry.

( Industry Median: 0.59 vs. VGR: 4.27 )
Ranked among companies with meaningful Dividend Payout Ratio only.
VGR' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 1.33  Med: 3.04 Max: 4.43
Current: 4.27
1.33
4.43
3-Year Dividend Growth Rate 5.00
VGR's 3-Year Dividend Growth Rate is ranked lower than
52% of the 21 Companies
in the Global Tobacco industry.

( Industry Median: 6.20 vs. VGR: 5.00 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
VGR' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 5 Max: 81.9
Current: 5
0
81.9
Forward Dividend Yield % 7.47
VGR's Forward Dividend Yield % is ranked higher than
90% of the 52 Companies
in the Global Tobacco industry.

( Industry Median: 3.98 vs. VGR: 7.47 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 9.32
VGR's 5-Year Yield-on-Cost % is ranked higher than
83% of the 53 Companies
in the Global Tobacco industry.

( Industry Median: 5.83 vs. VGR: 9.32 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
VGR' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 7.84  Med: 11 Max: 16.37
Current: 9.32
7.84
16.37
3-Year Average Share Buyback Ratio -4.20
VGR's 3-Year Average Share Buyback Ratio is ranked lower than
76% of the 17 Companies
in the Global Tobacco industry.

( Industry Median: 0.40 vs. VGR: -4.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
VGR' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -12.7  Med: -4.05 Max: 10.1
Current: -4.2
-12.7
10.1

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 8.50
VGR's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
100% of the 16 Companies
in the Global Tobacco industry.

( Industry Median: 2.25 vs. VGR: 8.50 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
VGR' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0  Med: 2.74 Max: 20.21
Current: 8.5
0
20.21
Price-to-Intrinsic-Value-DCF (Earnings Based) 5.47
VGR's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
100% of the 4 Companies
in the Global Tobacco industry.

( Industry Median: 0.71 vs. VGR: 5.47 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.05
VGR's Price-to-Median-PS-Value is ranked higher than
68% of the 38 Companies
in the Global Tobacco industry.

( Industry Median: 1.17 vs. VGR: 1.05 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
VGR' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0  Med: 0.86 Max: 3.02
Current: 1.05
0
3.02
Price-to-Peter-Lynch-Fair-Value 9.68
VGR's Price-to-Peter-Lynch-Fair-Value is ranked lower than
100% of the 12 Companies
in the Global Tobacco industry.

( Industry Median: 0.93 vs. VGR: 9.68 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
VGR' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0  Med: 1.42 Max: 34.05
Current: 9.68
0
34.05
Earnings Yield (Greenblatt) % 6.85
VGR's Earnings Yield (Greenblatt) % is ranked lower than
64% of the 50 Companies
in the Global Tobacco industry.

( Industry Median: 10.21 vs. VGR: 6.85 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
VGR' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 6.5  Med: 10.7 Max: 19.7
Current: 6.85
6.5
19.7
Forward Rate of Return (Yacktman) % 9.37
VGR's Forward Rate of Return (Yacktman) % is ranked lower than
67% of the 18 Companies
in the Global Tobacco industry.

( Industry Median: 12.52 vs. VGR: 9.37 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
VGR' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.1  Med: 8.3 Max: 76.7
Current: 9.37
-1.1
76.7

More Statistics

Revenue (TTM) (Mil) $1,725
EPS (TTM) $ 0.37
Beta0.55
Short Percentage of Float11.81%
52-Week Range $19.79 - 23.24
Shares Outstanding (Mil)129.43

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 1,735 1,755
EPS ($) 0.60 0.70
EPS without NRI ($) 0.60 0.70
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for VGR

Headlines

Articles On GuruFocus.com
Insiders Roundup: Southern National Bancorp of Virginia Tops List Jan 06 2017 
Vector Group: Tobacco Stock That Has Increased Dividends Since 1999 Jan 03 2017 
EU Supports Joint Operation of Illicit Cigarette Tracking Between Tobacco Companies, 3rd Parties Dec 27 2016 
Smoking in Public Areas in China Likely to be Banned Nov 25 2016 
Zeke Ashton Divests Himself of Stake in Greenlight Capital Nov 28 2015 
A 7%-Plus Dividend With Hidden Value Apr 08 2015 
Rising Dividend Stars Of 2015 Jan 25 2015 
11 Dividend Achievers With Strong Buy Rating Jan 08 2015 
NASDAQ Dividend Achievers Series: Vector Group Dec 17 2014 
Are Storm Clouds Gathering For These 5 High-Yielding Securities? Jul 16 2014 

More From Other Websites
ETFs with exposure to Vector Group Ltd. : May 23, 2017 May 23 2017
Vector Group Ltd. breached its 50 day moving average in a Bearish Manner : VGR-US : May 18, 2017 May 18 2017
3 Dividend Stocks I'd Never Buy May 11 2017
Vector Group Ltd. :VGR-US: Earnings Analysis: Q1, 2017 By the Numbers : May 11, 2017 May 11 2017
Edited Transcript of VGR earnings conference call or presentation 5-May-17 1:00pm GMT May 10 2017
Vector reports 1Q loss May 05 2017
Vector Group Reports First Quarter 2017 Financial Results May 05 2017
Investor Network Invites You to the Vector Group First Quarter 2017 Earnings Webcast Live on Friday,... May 04 2017
Vector Group to Host First Quarter 2017 Results Conference Call Apr 28 2017
Vector Group Ltd. – Value Analysis (NYSE:VGR) : April 26, 2017 Apr 26 2017
Vector Group Ltd. breached its 50 day moving average in a Bullish Manner : VGR-US : April 25, 2017 Apr 25 2017
France and U.S. Dividend: 2 ETFs Trading with Outsized Volume Apr 24 2017
ETFs with exposure to Vector Group Ltd. : April 21, 2017 Apr 21 2017
Vector Group Ready to Light It Up; The Chart is Smokin' Apr 20 2017
Cramer's lightning round: Don't go against this struggling stock's CEO Apr 07 2017
Vector Group Ltd. : VGR-US: Dividend Analysis : March 22nd, 2017 (record date) : By the numbers :... Apr 07 2017
ETFs with exposure to Vector Group Ltd. : March 27, 2017 Mar 27 2017
Blog Coverage Philip Morris Announces €300 Million Investment in Smoke-Free Product Manufacturing... Mar 23 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}