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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.45
WAYN's Cash-to-Debt is ranked lower than
70% of the 1592 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.23 vs. WAYN: 0.45 )
Ranked among companies with meaningful Cash-to-Debt only.
WAYN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1  Med: 0.44 Max: No Debt
Current: 0.45
Equity-to-Asset 0.09
WAYN's Equity-to-Asset is ranked lower than
61% of the 1591 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. WAYN: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
WAYN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.09 Max: 0.12
Current: 0.09
0.07
0.12
Interest Coverage 1.33
WAYN's Interest Coverage is ranked lower than
55% of the 1515 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.69 vs. WAYN: 1.33 )
Ranked among companies with meaningful Interest Coverage only.
WAYN' s Interest Coverage Range Over the Past 10 Years
Min: 0.22  Med: 0.64 Max: 1.68
Current: 1.33
0.22
1.68
Beneish M-Score: -2.50
WACC vs ROIC
4.00%
3.80%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 5/10

vs
industry
vs
history
Operating Margin % 17.69
WAYN's Operating Margin % is ranked lower than
77% of the 1606 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.37 vs. WAYN: 17.69 )
Ranked among companies with meaningful Operating Margin % only.
WAYN' s Operating Margin % Range Over the Past 10 Years
Min: 14.28  Med: 19.08 Max: 24.05
Current: 17.69
14.28
24.05
Net Margin % 13.50
WAYN's Net Margin % is ranked lower than
75% of the 1605 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.70 vs. WAYN: 13.50 )
Ranked among companies with meaningful Net Margin % only.
WAYN' s Net Margin % Range Over the Past 10 Years
Min: 11.42  Med: 14.82 Max: 18.25
Current: 13.5
11.42
18.25
ROE % 5.13
WAYN's ROE % is ranked lower than
72% of the 1603 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.58 vs. WAYN: 5.13 )
Ranked among companies with meaningful ROE % only.
WAYN' s ROE % Range Over the Past 10 Years
Min: 4.12  Med: 5.64 Max: 6.7
Current: 5.13
4.12
6.7
ROA % 0.47
WAYN's ROA % is ranked lower than
73% of the 1612 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.90 vs. WAYN: 0.47 )
Ranked among companies with meaningful ROA % only.
WAYN' s ROA % Range Over the Past 10 Years
Min: 0.39  Med: 0.51 Max: 0.64
Current: 0.47
0.39
0.64
3-Year Revenue Growth Rate 5.60
WAYN's 3-Year Revenue Growth Rate is ranked higher than
58% of the 1354 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.20 vs. WAYN: 5.60 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
WAYN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -9.6  Med: 5.2 Max: 13.1
Current: 5.6
-9.6
13.1
3-Year EBITDA Growth Rate 3.70
WAYN's 3-Year EBITDA Growth Rate is ranked lower than
58% of the 1256 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.40 vs. WAYN: 3.70 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
WAYN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -16.1  Med: 3.7 Max: 34.5
Current: 3.7
-16.1
34.5
3-Year EPS without NRI Growth Rate 4.40
WAYN's 3-Year EPS without NRI Growth Rate is ranked lower than
58% of the 1226 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.40 vs. WAYN: 4.40 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
WAYN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -38.4  Med: 4.2 Max: 80.8
Current: 4.4
-38.4
80.8
GuruFocus has detected 4 Warning Signs with Wayne Savings Bancshares Inc $WAYN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» WAYN's 30-Y Financials

Financials (Next Earnings Date: 2017-07-28 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

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Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6035
Compare:NAS:GTWN, NAS:BYFC, NAS:JXSB, OTCPK:FIRT, NAS:HFBL, OTCPK:LTLB, OTCPK:WEFP, NAS:ANCB, NAS:EQFN, OTCPK:GRRB, NAS:PBHC, NAS:WVFC, OTCPK:RYFL, OTCPK:MBCQ, NAS:PBSK, NAS:HMNF, NAS:IROQ, NAS:UCBA, OTCPK:BHWB, NAS:KFFB » details
Headquarter Location:USA
Wayne Savings Bancshares Inc is a holding company, which through Wayne Savings Community Bank, offers consumer and business financial services to its local community.

Wayne Savings Bancshares Inc is a unitary thrift holding company for Wayne Savings Community Bank. The Bank is a community-oriented institution offering a range of consumer and business financial services to the local community. Its lending and deposit gathering area includes Wayne, Holmes, Ashland, Medina and Stark counties, where it operates eleven full-service offices. Its main business activities consist of originating one-to-four family residential real estate loans, multi-family residential, commercial and non-residential real estate loans. The Bank also originates consumer loans, and to a lesser extent, construction loans. The Bank also invests in mortgage-backed securities, obligations issued by state and political subdivisions and a small position of private-label collateralized mortgage obligations and other liquid investments, such as United States Government securities, federal funds, and deposits in other financial institutions. The Company encounters competition both in attracting deposits and in originating real estate and other loans. Its direct competition for deposits has come historically from commercial banks, brokerage houses, other savings associations, and credit unions in its market area. The Company competes for loans mainly through the interest rates and loan fees it charges and the efficiency and quality of services it provides borrowers, real estate brokers, and builders. As a savings and loan association organized under the laws of the State of Ohio, the Bank is subject to regulation by the ODFI.

Top Ranked Articles about Wayne Savings Bancshares Inc

Wayne Savings Bancshares, Inc. Declares Quarterly Dividend

WOOSTER, Ohio, March 23, 2017 (GLOBE NEWSWIRE) -- Wayne Savings Bancshares, Inc. (NASDAQ:WAYN),  (the “Company”), the holding company parent of Wayne Savings Community Bank (the “Bank”), has declared a cash dividend of $0.09  per share of the Company’s common stock for the quarter ending March 31, 2017.  This represents an annualized dividend of $.36 per share.  The quarterly cash dividend will be paid on April 26, 2017 to stockholders of record as of April 12, 2017.
At December 31, 2016, Wayne Savings Bancshares, Inc. reported total assets of $454.8 million, deposits of $383.7 million, and stockholders’ equity of $41.0 million, or 9.02% of total assets.  Established in 1899, Wayne Savings Community Bank, the wholly owned subsidiary of Wayne Savings Bancshares, Inc., has eleven full-service banking locations in the communities of Wooster, Ashland, Millersburg, Rittman, Lodi, North Canton, and Creston, Ohio. Statements contained in this news release which are not historical facts may be forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995.  Such forward-looking statements are subject to risks and uncertainties which could cause actual results to differ materially from those currently anticipated due to a number of factors.  Factors which could result in material variations include, but are not limited to, changes in interest rates which could affect net interest margins and net interest income, competitive factors which could affect net interest income and noninterest income, changes in demand for loans, deposits and other financial services in the Company's market area; changes in asset quality, general economic conditions as well as other factors discussed in documents filed by the Company with the Securities and Exchange Commission from time to time.  The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances that occur after the date on which such statements were made.
Contact:

Wayne Savings Bancshares, Inc.

David Lehman
President and Chief Executive Officer
330-264-5767

Read more...

Ratios

vs
industry
vs
history
PE Ratio 22.99
WAYN's PE Ratio is ranked lower than
78% of the 1510 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.59 vs. WAYN: 22.99 )
Ranked among companies with meaningful PE Ratio only.
WAYN' s PE Ratio Range Over the Past 10 Years
Min: 7.47  Med: 15 Max: 27.82
Current: 22.99
7.47
27.82
PE Ratio without NRI 22.99
WAYN's PE Ratio without NRI is ranked lower than
78% of the 1477 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.63 vs. WAYN: 22.99 )
Ranked among companies with meaningful PE Ratio without NRI only.
WAYN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.47  Med: 15 Max: 27.82
Current: 22.99
7.47
27.82
Price-to-Owner-Earnings 17.97
WAYN's Price-to-Owner-Earnings is ranked lower than
57% of the 882 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.21 vs. WAYN: 17.97 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
WAYN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 5.83  Med: 13.76 Max: 123.91
Current: 17.97
5.83
123.91
PB Ratio 1.18
WAYN's PB Ratio is ranked higher than
50% of the 1611 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. WAYN: 1.18 )
Ranked among companies with meaningful PB Ratio only.
WAYN' s PB Ratio Range Over the Past 10 Years
Min: 0.41  Med: 0.86 Max: 1.7
Current: 1.18
0.41
1.7
PS Ratio 3.11
WAYN's PS Ratio is ranked higher than
55% of the 1586 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.40 vs. WAYN: 3.11 )
Ranked among companies with meaningful PS Ratio only.
WAYN' s PS Ratio Range Over the Past 10 Years
Min: 0.99  Med: 2.2 Max: 3.74
Current: 3.11
0.99
3.74
Price-to-Free-Cash-Flow 11.72
WAYN's Price-to-Free-Cash-Flow is ranked higher than
54% of the 870 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.33 vs. WAYN: 11.72 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
WAYN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.28  Med: 9.51 Max: 21.35
Current: 11.72
4.28
21.35
Price-to-Operating-Cash-Flow 10.89
WAYN's Price-to-Operating-Cash-Flow is ranked higher than
54% of the 940 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.82 vs. WAYN: 10.89 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
WAYN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.74  Med: 8.45 Max: 400
Current: 10.89
3.74
400
EV-to-EBIT 22.87
WAYN's EV-to-EBIT is ranked lower than
72% of the 1668 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.52 vs. WAYN: 22.87 )
Ranked among companies with meaningful EV-to-EBIT only.
WAYN' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.6  Med: 22.3 Max: 31.5
Current: 22.87
6.6
31.5
EV-to-EBITDA 18.06
WAYN's EV-to-EBITDA is ranked lower than
66% of the 1685 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.29 vs. WAYN: 18.06 )
Ranked among companies with meaningful EV-to-EBITDA only.
WAYN' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.5  Med: 17.3 Max: 31.2
Current: 18.06
5.5
31.2
PEG Ratio 9.58
WAYN's PEG Ratio is ranked lower than
94% of the 811 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.43 vs. WAYN: 9.58 )
Ranked among companies with meaningful PEG Ratio only.
WAYN' s PEG Ratio Range Over the Past 10 Years
Min: 0.91  Med: 3 Max: 54.24
Current: 9.58
0.91
54.24
Shiller PE Ratio 22.99
WAYN's Shiller PE Ratio is ranked lower than
56% of the 479 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.93 vs. WAYN: 22.99 )
Ranked among companies with meaningful Shiller PE Ratio only.
WAYN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.93  Med: 16.36 Max: 32.55
Current: 22.99
8.93
32.55

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.03
WAYN's Dividend Yield % is ranked lower than
66% of the 2319 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.69 vs. WAYN: 2.03 )
Ranked among companies with meaningful Dividend Yield % only.
WAYN' s Dividend Yield % Range Over the Past 10 Years
Min: 1.92  Med: 2.81 Max: 7.89
Current: 2.03
1.92
7.89
Dividend Payout Ratio 0.47
WAYN's Dividend Payout Ratio is ranked lower than
51% of the 1315 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.33 vs. WAYN: 0.47 )
Ranked among companies with meaningful Dividend Payout Ratio only.
WAYN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.26  Med: 0.48 Max: 0.92
Current: 0.47
0.26
0.92
3-Year Dividend Growth Rate -4.50
WAYN's 3-Year Dividend Growth Rate is ranked lower than
80% of the 768 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.20 vs. WAYN: -4.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
WAYN' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -26.3  Med: 2.9 Max: 15.7
Current: -4.5
-26.3
15.7
Forward Dividend Yield % 2.03
WAYN's Forward Dividend Yield % is ranked lower than
70% of the 2248 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.73 vs. WAYN: 2.03 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.33
WAYN's 5-Year Yield-on-Cost % is ranked lower than
66% of the 2649 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.31 vs. WAYN: 2.33 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
WAYN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.2  Med: 3.23 Max: 9.06
Current: 2.33
2.2
9.06
3-Year Average Share Buyback Ratio 0.70
WAYN's 3-Year Average Share Buyback Ratio is ranked higher than
84% of the 1042 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: -1.80 vs. WAYN: 0.70 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WAYN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -31.5  Med: 1.8 Max: 8
Current: 0.7
-31.5
8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.23
WAYN's Price-to-Tangible-Book is ranked higher than
51% of the 1576 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.27 vs. WAYN: 1.23 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
WAYN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.51  Med: 1.01 Max: 2
Current: 1.23
0.51
2
Price-to-Intrinsic-Value-Projected-FCF 0.65
WAYN's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
65% of the 869 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.78 vs. WAYN: 0.65 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
WAYN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0  Med: 0.6 Max: 2.24
Current: 0.65
0
2.24
Price-to-Intrinsic-Value-DCF (Earnings Based) 2.15
WAYN's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
98% of the 139 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.85 vs. WAYN: 2.15 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.41
WAYN's Price-to-Median-PS-Value is ranked lower than
74% of the 1462 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.14 vs. WAYN: 1.41 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
WAYN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0  Med: 1.26 Max: 5.21
Current: 1.41
0
5.21
Price-to-Peter-Lynch-Fair-Value 3.66
WAYN's Price-to-Peter-Lynch-Fair-Value is ranked lower than
90% of the 426 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.17 vs. WAYN: 3.66 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
WAYN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0  Med: 2.6 Max: 32.93
Current: 3.66
0
32.93
Price-to-Graham-Number 1.12
WAYN's Price-to-Graham-Number is ranked lower than
61% of the 1364 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.96 vs. WAYN: 1.12 )
Ranked among companies with meaningful Price-to-Graham-Number only.
WAYN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0  Med: 1.04 Max: 4.38
Current: 1.12
0
4.38
Earnings Yield (Greenblatt) % 4.37
WAYN's Earnings Yield (Greenblatt) % is ranked lower than
55% of the 2207 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.95 vs. WAYN: 4.37 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
WAYN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 3.2  Med: 4.5 Max: 15.2
Current: 4.37
3.2
15.2
Forward Rate of Return (Yacktman) % 14.65
WAYN's Forward Rate of Return (Yacktman) % is ranked higher than
63% of the 890 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.45 vs. WAYN: 14.65 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
WAYN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.1  Med: 12.9 Max: 22.2
Current: 14.65
-1.1
22.2

More Statistics

Revenue (TTM) (Mil) $15.63
EPS (TTM) $ 0.77
Beta0.10
Short Percentage of Float0.02%
52-Week Range $12.34 - 18.75
Shares Outstanding (Mil)2.78
» More Articles for WAYN

Headlines

Articles On GuruFocus.com
Wayne Savings Bancshares, Inc. Declares Quarterly Dividend Mar 23 2017 
Wayne Savings Bancshares Inc. Reports Operating Results (10-K) Jun 14 2010 
Dividend Stocks Acting Like Money Machines: Brinker, Todd Shipyards, Wayne Savings, Oxford Industrie Apr 06 2010 

More From Other Websites
Wayne Savings Announces That ISS and Glass Lewis Have Both Recommended Voting in Favor of the... May 11 2017
Wayne Savings Bancshares, Inc. Announces Earnings for the Quarter ended March 31, 2017 Apr 28 2017
Wayne Savings Bancshares, Inc. : WAYN-US: Dividend Analysis : April 12th, 2017 (record date) : By... Apr 19 2017
Wayne Savings Bancshares, Inc. Declares Quarterly Dividend Mar 23 2017
Wayne Savings Bancshares, Inc. :WAYN-US: Earnings Analysis: Q4, 2016 By the Numbers : March 22, 2017 Mar 22 2017
Wayne Savings Bancshares, Inc. : WAYN-US: Dividend Analysis : January 11th, 2017 (record date) : By... Mar 03 2017
Wayne Savings Bancshares, Inc. :WAYN-US: Earnings Analysis: 2016 By the Numbers : February 14, 2017 Feb 14 2017
Wayne Savings Sends Letter to Stockholders Feb 13 2017
Wayne Savings Bancshares, Inc. :WAYN-US: Earnings Analysis: Q2, 2016 By the Numbers : August 9, 2016 Aug 09 2016
Wayne Savings Bancshares, Inc. :WAYN-US: Earnings Analysis: Q1, 2016 By the Numbers : June 3, 2016 Jun 03 2016
Wayne Savings Bancshares, Inc. :WAYN-US: Earnings Analysis: 2015 By the Numbers Mar 28 2016
Wayne Savings Bancshares, Inc. Earnings Q2, 2015 Sep 11 2015

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