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Piperndler Cos (Piperndler Cos) Net Interest Margin (Bank Only) % : 2.84% (As of Dec. 2023)


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What is Piperndler Cos Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Piperndler Cos's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2023 was $20 Mil. Piperndler Cos's average earning assets for the quarter that ended in Dec. 2023 was $697 Mil. Therefore, Piperndler Cos's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2023 was 2.84%.


Piperndler Cos Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Piperndler Cos's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Piperndler Cos Net Interest Margin (Bank Only) % Chart

Piperndler Cos Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.43 -0.24 -0.79 1.95 2.46

Piperndler Cos Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 3.78 0.69 2.69 2.84

Competitive Comparison of Piperndler Cos's Net Interest Margin (Bank Only) %

For the Capital Markets subindustry, Piperndler Cos's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Piperndler Cos's Net Interest Margin (Bank Only) % Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Piperndler Cos's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Piperndler Cos's Net Interest Margin (Bank Only) % falls into.



Piperndler Cos Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Piperndler Cos's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2023 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2022 ) + Earning Assets (A: Dec. 2023 ))/ count )
=16.577/( (622.127 + 725.424)/ 2 )
=16.577/673.7755
=2.46 %

where

Earning Assets(A: Dec. 2022 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 20.667 + 601.46
=622.127

Earning Assets(A: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 15.771 + 709.653
=725.424

Piperndler Cos's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2023 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Sep. 2023 ) + Earning Assets (Q: Dec. 2023 ))/ count )
=19.784/( (669.445 + 725.424)/ 2 )
=19.784/697.4345
=2.84 %

where

Earning Assets(Q: Sep. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 15.19 + 654.255
=669.445

Earning Assets(Q: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 15.771 + 709.653
=725.424

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Dec. 2023) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Piperndler Cos  (NYSE:PIPR) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Piperndler Cos Net Interest Margin (Bank Only) % Related Terms

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Piperndler Cos (Piperndler Cos) Business Description

Traded in Other Exchanges
Address
800 Nicollet Mall, Suite 900, Minneapolis, MN, USA, 55402
Piper Sandler Cos is an investment banking company. Investment banking services include financial advisory services, management of and participation in underwriting, and public finance activities. It generates maximum revenue from Advisory services followed by Equity financing. The company focuses on the following sectors: healthcare; energy; consumer; diversified industrials and services; business services; technology; financial services; agriculture, clean technologies, and renewables, focusing on middle-market clients.
Executives
Debbra L. Schoneman officer: Chief Financial Officer 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Chad R Abraham officer: Co-Head Global IB and Cap Mkts 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Jonathan J Doyle director, officer: Hd of Financial Services Group 800 NICOLLET MALL, MINNEAPOLIS MN 55402
John W Geelan officer: General Counsel 800 NICOLLET MALL, SUITE 800, MINNEAPOLIS MN 55402
Robbin Mitchell director W56 N17000 RIDGEWOOD DRIVE, MENOMONEE FALLS WI 53051
Michael R Dillahunt officer: Global Co-Head IB and Cap Mkts 800 NICOLLET MALL, SUITE 900, MINNEAPOLIS MN 55402
R Scott Larue officer: Co-Head Global IB and Cap Mkts 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Brian R Sterling director 800 NICOLLET MALL, SUITE 900, MINNEAPOLIS MN 55402
Timothy L Carter officer: Chief Accounting Officer 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Victoria M Holt director PPG INDUSTRIES, INC., ONE PPG PLACE, PITTSBURGH PA 15272
James P Baker officer: Global Co-Head IB and Cap Mkts 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Schreier Thomas S Jr director C/O NORTHWEST AIRLINES, 1689 NONCONNAN BLVD, MEMPHIS TN 38132
Fairman Francis E Iv officer: Head, Public Finance Services 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Andrew S Duff director, officer: Chairman and CEO 800 NICOLLET MALL, MINNEAPOLIS MN 55402
Christopher D Crawshaw officer: Head of Asset Management 800 NICOLLET MALL, MINNEAPOLIS MN 55402