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American Church Mortgage Co (American Church Mortgage Co) ROE % : -221.03% (As of Jun. 2022)


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What is American Church Mortgage Co ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. American Church Mortgage Co's annualized net income for the quarter that ended in Jun. 2022 was $-14.93 Mil. American Church Mortgage Co's average Total Stockholders Equity over the quarter that ended in Jun. 2022 was $6.76 Mil. Therefore, American Church Mortgage Co's annualized ROE % for the quarter that ended in Jun. 2022 was -221.03%.

The historical rank and industry rank for American Church Mortgage Co's ROE % or its related term are showing as below:

ACMC' s ROE % Range Over the Past 10 Years
Min: -56.96   Med: -0.38   Max: 2.74
Current: -56.96

During the past 13 years, American Church Mortgage Co's highest ROE % was 2.74%. The lowest was -56.96%. And the median was -0.38%.

ACMC's ROE % is not ranked
in the REITs industry.
Industry Median: 4.325 vs ACMC: -56.96

American Church Mortgage Co ROE % Historical Data

The historical data trend for American Church Mortgage Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

American Church Mortgage Co ROE % Chart

American Church Mortgage Co Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 -0.46 0.55 -1.23 -13.73

American Church Mortgage Co Quarterly Data
Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.34 -2.13 -34.38 -6.94 -221.03

Competitive Comparison of American Church Mortgage Co's ROE %

For the REIT - Mortgage subindustry, American Church Mortgage Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


American Church Mortgage Co's ROE % Distribution in the REITs Industry

For the REITs industry and Real Estate sector, American Church Mortgage Co's ROE % distribution charts can be found below:

* The bar in red indicates where American Church Mortgage Co's ROE % falls into.



American Church Mortgage Co ROE % Calculation

American Church Mortgage Co's annualized ROE % for the fiscal year that ended in Dec. 2021 is calculated as

ROE %=Net Income (A: Dec. 2021 )/( (Total Stockholders Equity (A: Dec. 2020 )+Total Stockholders Equity (A: Dec. 2021 ))/ count )
=-1.295/( (10.085+8.773)/ 2 )
=-1.295/9.429
=-13.73 %

American Church Mortgage Co's annualized ROE % for the quarter that ended in Jun. 2022 is calculated as

ROE %=Net Income (Q: Jun. 2022 )/( (Total Stockholders Equity (Q: Mar. 2022 )+Total Stockholders Equity (Q: Jun. 2022 ))/ count )
=-14.932/( (8.622+4.889)/ 2 )
=-14.932/6.7555
=-221.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Jun. 2022) net income data. ROE % is displayed in the 30-year financial page.


American Church Mortgage Co  (OTCPK:ACMC) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Jun. 2022 )
=Net Income/Total Stockholders Equity
=-14.932/6.7555
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-14.932 / -8.316)*(-8.316 / 17.437)*(17.437 / 6.7555)
=Net Margin %*Asset Turnover*Equity Multiplier
=179.56 %*-0.4769*2.5812
=ROA %*Equity Multiplier
=-85.63 %*2.5812
=-221.03 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Jun. 2022 )
=Net Income/Total Stockholders Equity
=-14.932/6.7555
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-14.932 / -14.932) * (-14.932 / -8.316) * (-8.316 / 17.437) * (17.437 / 6.7555)
= Tax Burden * Pretax Margin % * Asset Turnover * Equity Multiplier
= 1 * 179.56 % * -0.4769 * 2.5812
=-221.03 %

Note: The net income data used here is four times the quarterly (Jun. 2022) net income data. The Revenue data used here is four times the quarterly (Jun. 2022) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


American Church Mortgage Co ROE % Related Terms

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American Church Mortgage Co (American Church Mortgage Co) Business Description

Traded in Other Exchanges
N/A
Address
10400 Yellow Circle Drive, Suite 102, Minnetonka, MN, USA, 55343
American Church Mortgage Co operates as a real estate investment trust. Geographically the activities function throughout the region of the United States. It is primarily engaged in the business of making mortgage loans to churches and other non-profit religious organizations. In addition, the group also owns bonds, issued by churches and other nonprofit religious organizations. The firm derives revenue in the form of interest on mortgage loans receivable and the bond portfolio.
Executives
Philip J. Myers director, officer: Chairman, President, Secretary 10237 YELLOW CIRCLE DRIVE, MINNETONKA MN 55343
Scott J. Marquis other: VP & Secretary of Advisor 10237 YELLOW CIRCLE DRIVE, MINNETONKA MN 55343
Michael G. Holmquist director 18300 MINNETONKA BLVD., SUITE 202, DEEPHAVEN MN 55391

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