Affinity BancsharesAFBI +0.04%65 Buyback Yield % is 3.47 as of Jul. 01, 2026, which is 16% above its 10-year median of 3.00. GuruFocus rates AFBI with a GF Score™ of 65/100 and a GF Value™ of $20.42 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 626 Banks companies, Affinity Bancshares ranks better than 88.02% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
Affinity Bancshares Buyback Yield % Historical Data
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The historical data trend for Affinity Bancshares's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AFBI vs LSBK, DIMC, CMRB: Buyback Yield % Comparison
For the Banks - Regional subindustry, Affinity Bancshares's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Affinity Bancshares Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Affinity Bancshares's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Affinity Bancshares's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Affinity Bancshares (AFBI) has a Buyback Yield % of 3.47 as of Jul. 01, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Affinity Bancshares and its competitors. This is 16% above median its historical median of 3.00. According to the industry distribution chart, Affinity Bancshares ranks #75 out of 626 companies in the Banks industry, placing it in the top 12%.
Is Affinity Bancshares' Buyback Yield % too high?
Affinity Bancshares' current Buyback Yield % of 3.47 is 16% above median its 10-year median of 3.00. The Banks industry median Buyback Yield % is 0.43. Affinity Bancshares' value of 3.47 is 707% above this industry median. Based on the distribution chart, Affinity Bancshares ranks #75 out of 626 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Affinity Bancshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Affinity Bancshares' Buyback Yield % compare to LSBK and DIMC?
According to the Banks industry distribution chart, Affinity Bancshares ranks #75 out of 626 companies for Buyback Yield %. This places Affinity Bancshares in the top 12% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.43. Affinity Bancshares' value of 3.47 is 707% above this benchmark. While the company's 10-year median is 3.00 vs. the industry median of 0.43, Affinity Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Affinity Bancshares's current Buyback Yield % of 3.47 is 707% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Affinity Bancshares and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Affinity Bancshares's current Buyback Yield % is 3.47, which is 16% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affinity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Affinity Bancshares (AFBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.42, compared to a current price of $22.59 — trading 10.6% above its estimated fair value. The current Buyback Yield % is 3.47, which is 16% above median its 10-year median of 3.00 and 707% above the Banks industry median of 0.43. Affinity Bancshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Affinity Bancshares (AFBI), the current Buyback Yield % is 3.47 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Affinity Bancshares (AFBI) Overvalued in 2026?
Based on GuruFocus' analysis, Affinity Bancshares stock appears to be overvalued.
The current stock price of $22.59 is trading 10.6% above its estimated GF Value™ of $20.42.
GuruFocus considers Affinity Bancshares to be Modestly Overvalued.
Key valuation signals for AFBI:
Buyback Yield %: 3.47 (16% above median its 10-year median of 3.00)
GF Value™: $20.42 vs. price of $22.59 (10.6% above fair value)
Industry Position: 707% above the Banks median (#75 of 626)
No single metric tells the full story. See the AFBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
65GF Score
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