Stellar BancorpSTEL +0.03%65 Buyback Yield % is 2.00 as of Jul. 01, 2026, which is 32% above its 10-year median of 1.51. GuruFocus rates STEL with a GF Score™ of 65/100 and a GF Value™ of $27.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 626 Banks companies, Stellar Bancorp ranks better than 78.12% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
The historical data trend for Stellar Bancorp's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STEL vs NBHC, OFG, SRCE: Buyback Yield % Comparison
For the Banks - Regional subindustry, Stellar Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stellar Bancorp Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Stellar Bancorp's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Stellar Bancorp's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stellar Bancorp (STEL) has a Buyback Yield % of 2.00 as of Jul. 01, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Stellar Bancorp and its competitors. This is 32% above median its historical median of 1.51. According to the industry distribution chart, Stellar Bancorp ranks #137 out of 626 companies in the Banks industry, placing it in the top 21.9%.
Is Stellar Bancorp's Buyback Yield % too high?
Stellar Bancorp's current Buyback Yield % of 2.00 is 32% above median its 10-year median of 1.51. The Banks industry median Buyback Yield % is 0.43. Stellar Bancorp's value of 2.00 is 365.1% above this industry median. Based on the distribution chart, Stellar Bancorp ranks #137 out of 626 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Stellar Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stellar Bancorp's Buyback Yield % compare to NBHC and OFG?
According to the Banks industry distribution chart, Stellar Bancorp ranks #137 out of 626 companies for Buyback Yield %. This places Stellar Bancorp in the top 22% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.43. Stellar Bancorp's value of 2.00 is 365.1% above this benchmark. While the company's 10-year median is 1.51 vs. the industry median of 0.43, Stellar Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stellar Bancorp's current Buyback Yield % of 2.00 is 365.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Stellar Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stellar Bancorp's current Buyback Yield % is 2.00, which is 32% above median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stellar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stellar Bancorp (STEL) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.69, compared to a current price of $39.32 — trading 42% above its estimated fair value. The current Buyback Yield % is 2.00, which is 32% above median its 10-year median of 1.51 and 365.1% above the Banks industry median of 0.43. Stellar Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Stellar Bancorp (STEL), the current Buyback Yield % is 2.00 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stellar Bancorp (STEL) Overvalued in 2026?
Based on GuruFocus' analysis, Stellar Bancorp stock appears to be overvalued.
The current stock price of $39.32 is trading 42% above its estimated GF Value™ of $27.69.
GuruFocus considers Stellar Bancorp to be Significantly Overvalued.
Key valuation signals for STEL:
Buyback Yield %: 2.00 (32% above median its 10-year median of 1.51)
GF Value™: $27.69 vs. price of $39.32 (42% above fair value)
Industry Position: 365.1% above the Banks median (#137 of 626)
No single metric tells the full story. See the STEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc. and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
65GF Score
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