AFBI (Affinity Bancshares) Payments of Debt: $-20.03 Mil (TTM As of Mar. 2026)


AFBI Affinity Bancshares Inc AFBI
65 GF Score
Price $22.58
GF Value $20.42
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Affinity Bancshares Payments of Debt?

Affinity Bancshares AFBI -0.04% 65 Payments of Debt is $-20.03 Mil as of Mar. 2026. GuruFocus rates AFBI with a GF Score™ of 65/100 and a GF Value™ of $20.42 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Affinity Bancshares's Payments of Debt for the three months ended in Mar. 2026 was $-10.00 Mil.

Affinity Bancshares's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was $-20.03 Mil.

Affinity Bancshares Payments of Debt Related Terms

Affinity Bancshares Payments of Debt Historical Data

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The historical data trend for Affinity Bancshares's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affinity Bancshares Payments of Debt Chart

Affinity Bancshares Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial -110.81 -143.00 -55.05 -17.05 -14.84

Affinity Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.82 -10.00 0.00 -0.03 -10.00
AFBI
65GF Score
Affinity Bancshares Inc AFBI
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Affinity Bancshares Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-20.03 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of $-20.03 Mil mean?
Affinity Bancshares (AFBI) has a Payments of Debt of $-20.03 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Affinity Bancshares and its competitors.
Is Affinity Bancshares' Payments of Debt too high?
Affinity Bancshares' current Payments of Debt is $-20.03 Mil. Overall, Affinity Bancshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Affinity Bancshares' Payments of Debt compare to LSBK and DIMC?
Affinity Bancshares' Payments of Debt of $-20.03 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Affinity Bancshares and its competitors. Affinity Bancshares's current Payments of Debt is $-20.03 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affinity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Affinity Bancshares (AFBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.42, compared to a current price of $22.58 — trading 10.6% above its estimated fair value. The current Payments of Debt is $-20.03 Mil. Affinity Bancshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Affinity Bancshares (AFBI), the current Payments of Debt is $-20.03 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affinity Bancshares (AFBI) Overvalued in 2026?

Based on GuruFocus' analysis, Affinity Bancshares stock appears to be overvalued. The current stock price of $22.58 is trading 10.6% above its estimated GF Value™ of $20.42. GuruFocus considers Affinity Bancshares to be Modestly Overvalued.

Key valuation signals for AFBI:

  • Payments of Debt: $-20.03 Mil
  • GF Value™: $20.42 vs. price of $22.58 (10.6% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the AFBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affinity Bancshares Business Description

Address 3175 Highway 278, Covington, GA, USA, 30014
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
65GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.58
Price
$20.42
GF Value