LPRO (Open Lending) Ending Cash Position: $184.95 Mil (As of Mar. 2026)


LPRO Open Lending Corp LPRO
71 GF Score
Price $3.12
GF Value $5.78
Valuation Possible Value Trap
! 6 Warning Signs
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What is Open Lending Ending Cash Position?

Open Lending LPRO -0.32% 71 Ending Cash Position is $184.95 Mil as of Mar. 2026. GuruFocus rates LPRO with a GF Score™ of 71/100 and a GF Value™ of $5.78 (Possible Value Trap). The stock has 6 warning signs investors should review.

Open Lending's Ending Cash Position for the quarter that ended in Mar. 2026 was $184.95 Mil.

Open Lending's quarterly Ending Cash Position declined from Sep. 2025 ($233.73 Mil) to Dec. 2025 ($188.22 Mil) and declined from Dec. 2025 ($188.22 Mil) to Mar. 2026 ($184.95 Mil).

Open Lending's annual Ending Cash Position increased from Dec. 2023 ($246.67 Mil) to Dec. 2024 ($253.92 Mil) but then declined from Dec. 2024 ($253.92 Mil) to Dec. 2025 ($188.22 Mil).

Open Lending Ending Cash Position Related Terms

Open Lending Ending Cash Position Historical Data

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The historical data trend for Open Lending's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Open Lending Ending Cash Position Chart

Open Lending Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial 119.51 208.52 246.67 253.92 188.22

Open Lending Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 246.85 241.34 233.73 188.22 184.95
LPRO
71GF Score
Open Lending Corp LPRO
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Open Lending Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Open Lending's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=253.924+-65.706
=188.22

Open Lending's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=188.218+-3.267
=184.95

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $184.95 Mil mean?
Open Lending (LPRO) has a Ending Cash Position of $184.95 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Open Lending and its competitors.
Is Open Lending's Ending Cash Position too high?
Open Lending's current Ending Cash Position is $184.95 Mil. Overall, Open Lending has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Open Lending's Ending Cash Position compare to RM and HTT?
Open Lending's Ending Cash Position of $184.95 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Open Lending and its competitors. Open Lending's current Ending Cash Position is $184.95 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Open Lending stock overvalued right now?
Based on GuruFocus' analysis, Open Lending (LPRO) is currently considered Possible Value Trap. The stock's GF Value™ is $5.78, compared to a current price of $3.12 — trading 46% below its estimated fair value. The current Ending Cash Position is $184.95 Mil. Open Lending's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Open Lending (LPRO), the current Ending Cash Position is $184.95 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Open Lending (LPRO) Overvalued in 2026?

Based on GuruFocus' analysis, Open Lending stock appears to be undervalued. The current stock price of $3.12 is trading 46% below its estimated GF Value™ of $5.78. GuruFocus considers Open Lending to be Possible Value Trap.

Key valuation signals for LPRO:

  • Ending Cash Position: $184.95 Mil
  • GF Value™: $5.78 vs. price of $3.12 (46% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the LPRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Open Lending Business Description

Address 1501 S. Mopac Expressway, Suite 450, Austin, TX, USA, 78746
Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
71GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.12
Price
$5.78
GF Value