Two Harbors Investment (FRA:2H2) GF Score: 31/100 (As of Jul. 05, 2026) — 30% Below Median


FRA:2H2 Two Harbors Investment Corp FRA:2H2
31 GF Score
Price €10.42
! 5 Warning Signs
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What is Two Harbors Investment GF Score?

Two Harbors Investment FRA:2H2 -1.23% 31 GF Score is 31 as of Jul. 05, 2026, which is 30% below its 10-year median of 44.00. GuruFocus rates FRA:2H2 with a GF Score™ of 31/100. The stock has 5 warning signs investors should review.

Two Harbors Investment has the GF Score of 31, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 2/10
3. Growth Rank : 0/10
4. GF Value Rank : 2/10
5. Momentum Rank : 10/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Two Harbors Investment might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Two Harbors Investment  (FRA:2H2) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Two Harbors Investment GF Score Related Terms

FRA:2H2 vs LADR, ORC, ARI: GF Score Comparison

For the REIT - Mortgage subindustry, Two Harbors Investment's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Two Harbors Investment GF Score vs REITs Industry

For the REITs industry and Real Estate sector, Two Harbors Investment's GF Score distribution charts can be found below:

* The bar in red indicates where Two Harbors Investment's GF Score falls into.


FRA:2H2
31GF Score
Two Harbors Investment Corp FRA:2H2
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 31 mean?
Two Harbors Investment (FRA:2H2) has a GF Score of 31 as of Jul. 05, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Two Harbors Investment and its competitors. This is 30% below median its historical median of 44.00. Over the past decade, Two Harbors Investment's GF Score has ranged from 21.00 to 79.00.
Is Two Harbors Investment's GF Score too high?
Two Harbors Investment's current GF Score of 31 is 30% below median its 10-year median of 44.00. Over the past 10 years, this metric has ranged from a low of 21.00 to a high of 79.00. Overall, Two Harbors Investment has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Two Harbors Investment's GF Score compare to LADR and ORC?
Two Harbors Investment's GF Score of 31 can be compared against companies in the REITs industry. Historically, Two Harbors Investment's own GF Score has ranged from 21.00 to 79.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a REITs company?
A good GF Score depends on the REITs industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Two Harbors Investment and its competitors. Two Harbors Investment's current GF Score is 31, which is 30% below median its own 10-year median of 44.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Two Harbors Investment stock overvalued right now?
Two Harbors Investment (FRA:2H2) has a current GF Score of 31. The current GF Score is 31, which is 30% below median its 10-year median of 44.00. Two Harbors Investment's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Two Harbors Investment (FRA:2H2), the current GF Score is 31 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Two Harbors Investment Business Description

Industry Real EstateREITs
Address 1601 Utica Avenue South, Suite 900, St. Louis Park, MN, USA, 55416
Two Harbors Investment Corp is a real estate investment trust focused on investing in, financing, and managing residential mortgage-backed securities, residential mortgage loans, mortgage servicing rights, and commercial real estate. The majority of its investment portfolio is split between agency RMBS purchased from government-sponsored enterprises and nonagency RMBS. The company derives revenues mainly from its MSR and Agency RMBS portfolio, including servicing fee income, float income, and interest income, as well as mortgage loan origination activities established to support the MSR portfolio. Its investment portfolio is subject to market risks, mainly interest rate, basis, and prepayment risk. The majority of income is generated by available-for-sale securities.
31GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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