AFBI (Affinity Bancshares) Insider Ownership: 19.36 % (As of Aug. 10, 2026)

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AFBI Affinity Bancshares Inc AFBI
68 GF Score
Price $23.00
GF Value $20.47
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Affinity Bancshares Insider Ownership?

Affinity Bancshares AFBI +0.02% 68 Insider Ownership is 19.36 % as of Aug. 10, 2026. GuruFocus rates AFBI with a GF Score™ of 68/100 and a GF Value™ of $20.47 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Affinity Bancshares's insider ownership is 19.36%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Affinity Bancshares's Institutional Ownership is 27.46%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Affinity Bancshares's Float Percentage Of Total Shares Outstanding is 79.54%.

Affinity Bancshares Insider Ownership Historical Data

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The historical data trend for Affinity Bancshares's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affinity Bancshares Insider Ownership Chart

Affinity Bancshares Historical Data

The historical data trend for Affinity Bancshares can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 18.48 18.36 18.36 18.36 18.33 19.14 19.14 19.37 19.37 19.36
AFBI
68GF Score
Affinity Bancshares Inc AFBI
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Affinity Bancshares Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 19.36 % mean?
Affinity Bancshares (AFBI) has a Insider Ownership of 19.36 % as of Aug. 10, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Affinity Bancshares and its competitors.
Is Affinity Bancshares' Insider Ownership too high?
Affinity Bancshares' current Insider Ownership is 19.36 %. Overall, Affinity Bancshares has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Affinity Bancshares' Insider Ownership compare to PONT and FMBM?
Affinity Bancshares' Insider Ownership of 19.36 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Affinity Bancshares and its competitors. Affinity Bancshares's current Insider Ownership is 19.36 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affinity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Affinity Bancshares (AFBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.47, compared to a current price of $23.00 — trading 12.4% above its estimated fair value. The current Insider Ownership is 19.36 %. Affinity Bancshares' overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Affinity Bancshares (AFBI), the current Insider Ownership is 19.36 % as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affinity Bancshares (AFBI) Overvalued in 2026?

Based on GuruFocus' analysis, Affinity Bancshares stock appears to be overvalued. The current stock price of $23.00 is trading 12.4% above its estimated GF Value™ of $20.47. GuruFocus considers Affinity Bancshares to be Modestly Overvalued.

Key valuation signals for AFBI:

  • Insider Ownership: 19.36 %
  • GF Value™: $20.47 vs. price of $23.00 (12.4% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the AFBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affinity Bancshares Business Description

Address 3175 Highway 278, Covington, GA, USA, 30014
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
68GF Score

Get the complete analysis for AFBI

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.00
Price
$20.47
GF Value