AFBI (Affinity Bancshares) Institutional Ownership: 30.19% (As of Jul. 09, 2026)


AFBI Affinity Bancshares Inc AFBI
65 GF Score
Price $22.63
GF Value $20.43
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Affinity Bancshares Institutional Ownership?

Affinity Bancshares AFBI 65 Institutional Ownership is 30.19% as of Jul. 09, 2026. GuruFocus rates AFBI with a GF Score™ of 65/100 and a GF Value™ of $20.43 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Affinity Bancshares's institutional ownership is 30.19%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Affinity Bancshares's Insider Ownership is 19.37%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Affinity Bancshares's Float Percentage Of Total Shares Outstanding is 79.54%.

Affinity Bancshares Institutional Ownership Historical Data

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The historical data trend for Affinity Bancshares's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Affinity Bancshares Institutional Ownership Chart

Affinity Bancshares Historical Data

The historical data trend for Affinity Bancshares can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 3.88 5.19 5.74 6.02 6.14 6.13 6.27 6.31 6.45 6.50
AFBI
65GF Score
Affinity Bancshares Inc AFBI
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Affinity Bancshares Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 30.19% mean?
Affinity Bancshares (AFBI) has a Institutional Ownership of 30.19% as of Jul. 09, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Affinity Bancshares and its competitors.
Is Affinity Bancshares' Institutional Ownership too high?
Affinity Bancshares' current Institutional Ownership is 30.19%. Overall, Affinity Bancshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Affinity Bancshares' Institutional Ownership compare to LSBK and DIMC?
Affinity Bancshares' Institutional Ownership of 30.19% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Affinity Bancshares and its competitors. Affinity Bancshares's current Institutional Ownership is 30.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affinity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Affinity Bancshares (AFBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $20.43, compared to a current price of $22.63 — trading 10.8% above its estimated fair value. The current Institutional Ownership is 30.19%. Affinity Bancshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Affinity Bancshares (AFBI), the current Institutional Ownership is 30.19% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Affinity Bancshares (AFBI) Overvalued in 2026?

Based on GuruFocus' analysis, Affinity Bancshares stock appears to be overvalued. The current stock price of $22.63 is trading 10.8% above its estimated GF Value™ of $20.43. GuruFocus considers Affinity Bancshares to be Modestly Overvalued.

Key valuation signals for AFBI:

  • Institutional Ownership: 30.19%
  • GF Value™: $20.43 vs. price of $22.63 (10.8% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the AFBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Affinity Bancshares Business Description

Address 3175 Highway 278, Covington, GA, USA, 30014
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
65GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.63
Price
$20.43
GF Value