LPRO (Open Lending) Institutional Ownership: 68.83% (As of Jul. 04, 2026)


LPRO Open Lending Corp LPRO
71 GF Score
Price $3.12
GF Value $5.76
Valuation Possible Value Trap
! 6 Warning Signs
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What is Open Lending Institutional Ownership?

Open Lending LPRO +0.16% 71 Institutional Ownership is 68.83% as of Jul. 04, 2026. GuruFocus rates LPRO with a GF Score™ of 71/100 and a GF Value™ of $5.76 (Possible Value Trap). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Open Lending's institutional ownership is 68.83%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Open Lending's Insider Ownership is 8.11%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Open Lending's Float Percentage Of Total Shares Outstanding is 86.56%.

Open Lending Institutional Ownership Historical Data

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The historical data trend for Open Lending's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Open Lending Institutional Ownership Chart

Open Lending Historical Data

The historical data trend for Open Lending can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 26.17 27.40 27.75 28.56 29.06 29.74 29.49 29.04 27.96 27.87
LPRO
71GF Score
Open Lending Corp LPRO
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Open Lending Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 68.83% mean?
Open Lending (LPRO) has a Institutional Ownership of 68.83% as of Jul. 04, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Open Lending and its competitors.
Is Open Lending's Institutional Ownership too high?
Open Lending's current Institutional Ownership is 68.83%. Overall, Open Lending has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Open Lending's Institutional Ownership compare to RM and HTT?
Open Lending's Institutional Ownership of 68.83% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Open Lending and its competitors. Open Lending's current Institutional Ownership is 68.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Open Lending stock overvalued right now?
Based on GuruFocus' analysis, Open Lending (LPRO) is currently considered Possible Value Trap. The stock's GF Value™ is $5.76, compared to a current price of $3.12 — trading 45.9% below its estimated fair value. The current Institutional Ownership is 68.83%. Open Lending's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Open Lending (LPRO), the current Institutional Ownership is 68.83% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Open Lending (LPRO) Overvalued in 2026?

Based on GuruFocus' analysis, Open Lending stock appears to be undervalued. The current stock price of $3.12 is trading 45.9% below its estimated GF Value™ of $5.76. GuruFocus considers Open Lending to be Possible Value Trap.

Key valuation signals for LPRO:

  • Institutional Ownership: 68.83%
  • GF Value™: $5.76 vs. price of $3.12 (45.9% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the LPRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Open Lending Business Description

Address 1501 S. Mopac Expressway, Suite 450, Austin, TX, USA, 78746
Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.
71GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.12
Price
$5.76
GF Value