STEL (Stellar Bancorp) Institutional Ownership: 71.82% (As of Jul. 09, 2026)


STEL Stellar Bancorp Inc STEL
43 GF Score
Price $39.32
GF Value $27.73
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Stellar Bancorp Institutional Ownership?

Stellar Bancorp STEL 43 Institutional Ownership is 71.82% as of Jul. 09, 2026. GuruFocus rates STEL with a GF Score™ of 43/100 and a GF Value™ of $27.73 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Stellar Bancorp's institutional ownership is 71.82%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Stellar Bancorp's Insider Ownership is 12.65%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Stellar Bancorp's Float Percentage Of Total Shares Outstanding is 77.52%.

Stellar Bancorp Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Stellar Bancorp's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stellar Bancorp Institutional Ownership Chart

Stellar Bancorp Historical Data

The historical data trend for Stellar Bancorp can be seen below:

2025-08-31 2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31
Institutional Ownership 41.19 40.70 40.26 40.55 40.19 39.93 40.73 38.78 38.19 37.89
STEL
43GF Score
Stellar Bancorp Inc STEL
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Stellar Bancorp Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 71.82% mean?
Stellar Bancorp (STEL) has a Institutional Ownership of 71.82% as of Jul. 09, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Stellar Bancorp and its competitors.
Is Stellar Bancorp's Institutional Ownership too high?
Stellar Bancorp's current Institutional Ownership is 71.82%. Overall, Stellar Bancorp has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Stellar Bancorp's Institutional Ownership compare to NBHC and OFG?
Stellar Bancorp's Institutional Ownership of 71.82% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Stellar Bancorp and its competitors. Stellar Bancorp's current Institutional Ownership is 71.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stellar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Stellar Bancorp (STEL) is currently considered Significantly Overvalued. The stock's GF Value™ is $27.73, compared to a current price of $39.32 — trading 41.8% above its estimated fair value. The current Institutional Ownership is 71.82%. Stellar Bancorp's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Stellar Bancorp (STEL), the current Institutional Ownership is 71.82% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stellar Bancorp (STEL) Overvalued in 2026?

Based on GuruFocus' analysis, Stellar Bancorp stock appears to be overvalued. The current stock price of $39.32 is trading 41.8% above its estimated GF Value™ of $27.73. GuruFocus considers Stellar Bancorp to be Significantly Overvalued.

Key valuation signals for STEL:

  • Institutional Ownership: 71.82%
  • GF Value™: $27.73 vs. price of $39.32 (41.8% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the STEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Stellar Bancorp Business Description

Address 9 Greenway Plaza, Suite 110, Houston, TX, USA, 77046
Stellar Bancorp Inc is a U.S. based bank holding company. Through its subsidiary, Stellar Bank, the company provides a diversified range of commercial banking services predominantly to small to medium sized businesses, professionals, and individual customers. Its offerings include different types of loans, such as mortgage loans, home equity loans, automobile loans, etc.; deposit products, such as checking accounts, commercial accounts, money market accounts, savings accounts, etc. and other banking services like mobile banking, debit cards, cash management and wire transfer services, letters of credit, and others.
43GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.32
Price
$27.73
GF Value