LPRO (Open Lending) Interest Expense: $-8.40 Mil (TTM As of Mar. 2026)

What is Open Lending Interest Expense?

Open Lending LPRO +0.16% 71 Interest Expense is $-8.40 Mil as of Mar. 2026. GuruFocus rates LPRO with a GF Score™ of 71/100 and a GF Value™ of $5.73 (Possible Value Trap). The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Open Lending's interest expense for the three months ended in Mar. 2026 was $ -1.33 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-8.40 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Open Lending's Operating Income for the three months ended in Mar. 2026 was $ -0.63 Mil. Open Lending's Interest Expense for the three months ended in Mar. 2026 was $ -1.33 Mil. Open Lending did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Open Lending (NAS:LPRO) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Open Lending's Interest Expense for the three months ended in Mar. 2026 was $-1.33 Mil. Its Operating Income for the three months ended in Mar. 2026 was $-0.63 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $102.34 Mil.

Open Lending's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Open Lending did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Open Lending Interest Expense Historical Data

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The historical data trend for Open Lending's Interest Expense can be seen below:

Open Lending Interest Expense Chart

Open Lending Annual Data

Trend

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-5.86

-5.83

-10.66

-11.32

-9.66

Open Lending Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial															-2.59	-2.42	-2.43	-2.22	-1.33

71GF Score

Open Lending Corp LPRO

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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Open Lending Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-8.40 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-8.40 Mil mean?

Open Lending (LPRO) has a Interest Expense of $-8.40 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Open Lending and its competitors.

Is Open Lending's Interest Expense too high?

Open Lending's current Interest Expense is $-8.40 Mil. Overall, Open Lending has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Open Lending's Interest Expense compare to OPRT and MFIN?

Open Lending's Interest Expense of $-8.40 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Credit Services company?

A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Open Lending and its competitors. Open Lending's current Interest Expense is $-8.40 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Open Lending stock overvalued right now?

Based on GuruFocus' analysis, Open Lending (LPRO) is currently considered Possible Value Trap. The stock's GF Value™ is $5.73, compared to a current price of $3.12 — trading 45.5% below its estimated fair value. The current Interest Expense is $-8.40 Mil. Open Lending's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Open Lending (LPRO), the current Interest Expense is $-8.40 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Open Lending (LPRO) Overvalued in 2026?

Based on GuruFocus' analysis, Open Lending stock appears to be undervalued. The current stock price of $3.12 is trading 45.5% below its estimated GF Value™ of $5.73. GuruFocus considers Open Lending to be Possible Value Trap.

Key valuation signals for LPRO:

Interest Expense: $-8.40 Mil
GF Value™: $5.73 vs. price of $3.12 (45.5% below fair value)
GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the LPRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Open Lending Business Description

Industry Financial Services Credit Services

Comparable Companies OPRT MFIN JFIN CPSS RM PMTS XYF ANTA FOA LX V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Address 1501 S. Mopac Expressway, Suite 450, Austin, TX, USA, 78746

Website https://www.openlending.com

Open Lending Corp is a provider of lending enablement and risk analytics to credit unions, regional banks, finance companies and the captive finance companies of automakers (OEM captive finance companies). Through its flagship product, LPP, its customers, collectively referred to herein as automotive lenders or lenders, make automotive consumer loans to underserved near-prime and non-prime borrowers by harnessing its risk-based interest rate pricing models, powered by its proprietary data and real-time underwriting of automotive loan default insurance coverage from insurers.

71GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.12

Price

$5.73

GF Value

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